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05-28-2012, 10:16 PM
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#15
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Senior Member
Join Date: Aug 2011
Location: Colby, KS
Posts: 146
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If you want to help a friend out, hook on it and go. I'd maybe call your ins agent and tell them what you'd like to do, but I'd think you'd be covered. Just for reference, I own /operate a for hire trucking company. On the rare occasion I need to pull a trailer that isn't owned by me...and my ins covers them. Also, you are not commercial for pulling your neighbors trailer....you are not in this as a business and aren't doing it for compensation. I'm not an ins agent, so check with them to be sure...but I really wouldn't worry about it too much.
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Trent & Jody.
2004 DRV Mobile Suites 33RS3
2016 Ford F350 DRW Lariat 6-pack 4x4 Diesel 14K GVW
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05-29-2012, 08:59 PM
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#16
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Senior Member
Join Date: Aug 2001
Location: North America somewhere
Posts: 30,903
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Speaking of my state only, IN. When you hook onto a trailer your vehicle insurance covers the trailer. If you accept any monies you are doing it for hire. My solution, accept/talk about, no money, until the move is completed. The thing that makes me shy away is this is a stranger, you don't know for sure he has title to the trailer, do you?
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2000 Winnebago Ultimate Freedom USQ40JD , ISC 8.3 Cummins 350, Spartan MM Chassis. USA IN 1SG 11B5MX,Infantry retired;Good Sam Life member,FMCA. " My fellow Americans, ask not what your country can do for you, ask what you can do for your country. John F. Kennedy
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05-29-2012, 09:42 PM
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#17
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Senior Member
Join Date: Jun 2011
Location: Phx, Arid~zona
Posts: 11,106
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What stranger? It's his neighbor. Re-read post #1.
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05-30-2012, 04:47 AM
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#18
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Senior Member
Join Date: Mar 2012
Posts: 255
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That is correct
Quote:
Originally Posted by Kunysz513
That's ridiculous. So DOT says I can't tow or pull a friends trailer or boat on a trailer with my truck?
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That is absolutely correct.
The advantage to the Federal law is you can own your 18-wheeler and all of the items in your 18-wheeler are for your personal use you are not a “Commercial Vehicle” and you are not required to comply with the commercial vehicle laws. You are not required a CDL or a DOT number on the truck but you are required to comply with all the weight, speed limit and bridge weight etc regulations.
When you are not in compliance with the “for your personal use” law you are a commercial vehicle regardless of weather or not money changes hands.
Going to court to show your were doing it as a favor has nothing to do with the law in question.
This what I do as a consultant. I audit DOT common carriers paperwork to determine if they are making any errors that would result in a fine.
3665RE
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53 years towing experience. Largest load ever hauled on a public highway was 300,000lbs 30ft wide 70ft long and 22ft high max speed 15mph.
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05-30-2012, 05:10 AM
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#19
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Senior Member
Join Date: Mar 2011
Location: Ottawa Ontario Canada
Posts: 1,260
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I'm thinking typically the towing vehicle is insured by you and the towed vehicle is insured by him(RV policy), if you owned both they are insured separately (sometimes by the same insurer). Just make sure he has his insurance and I think in the worst case scenario (accident) his insurance will possibly sue your insurance (if they can show you did something stupid). I would be rushing to help...
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DanielB
Looking for small Class C, sold Newmar MADP
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05-30-2012, 06:13 AM
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#20
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Senior Member
Monaco Owners Club
Join Date: Apr 2009
Location: haliburton ontario canada
Posts: 234
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When you call the insurance, no matter what the reply it will be on your record that you called.
Rebel
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05-30-2012, 06:21 AM
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#21
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Senior Member
Join Date: Jun 2011
Location: Phx, Arid~zona
Posts: 11,106
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When Michelin decided to damage my truck and 5er, my truck insurance covered the damage to both, even though I had a policy on the 5er. I only had to pay the deductible on my truck.
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05-30-2012, 06:23 AM
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#22
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Senior Member
Join Date: Jun 2011
Location: Phx, Arid~zona
Posts: 11,106
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Quote:
Originally Posted by rebelone
When you call the insurance, no matter what the reply it will be on your record that you called.
Rebel
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Call another insurance company and ask if a 5er is covered if you buy truck policy from them.
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05-30-2012, 06:29 AM
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#23
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Senior Member
Gulf Streamers Club
Join Date: Mar 2011
Posts: 181
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for all the time it takes to read these posts, you could have been done already
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Bob, Julie and Izzy (Usually on all 4)
2008 Gulfstream Gladiator, Super C Toyhauler
2007 Chevy Suburban LTZ / Readybrake.
2010 Harley Ultra Classic
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05-30-2012, 10:02 AM
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#24
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D333RLT Tower
Texas Boomers Club Entegra Owners Club
Join Date: Jun 2009
Posts: 2,075
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Quote:
Originally Posted by Dunner
What stranger? It's his neighbor. Re-read post #1.
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Reread post #7 before you jump down someone's throat. It says-
"The rider sounds like a good idea... I just met this guy this afternoon, but he's a fellow RV'er in need.."
__________________
[COLOR=red]2022 KZ Durango D333RLT
[FONT=Arial][COLOR=red] Towed by2022 F-250 Lariat 7.3 Godzilla gas 10 speed , Texas Boomers RV Club
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05-30-2012, 02:44 PM
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#25
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Senior Member
Join Date: Jun 2011
Location: Phx, Arid~zona
Posts: 11,106
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Well excuse me. I just assumed he wasn't a stranger when he posted his "neighbors" living arrangements and financial situation.
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05-30-2012, 03:40 PM
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#26
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Senior Member
Appalachian Campers
Join Date: Jan 2007
Location: Sewanee, Tennessee
Posts: 713
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My only concern would be if he is in so much trouble financially that he lost his tow vehicle to the repo man, it is not too far fetched to consider whether you are helping him hide an asset that that is also on the repo man's list...
__________________
SSgt. Richard L Ray, USAF (Retired) - Laura L Ray
Our second home is a vintage 1995 Jayco Eagle 277RB 'The Love Shack"
towed by a 2008 Ford F-250 Lariat Crew Cab short bed "The Green Goblin"
[SIGPIC][/SIGPIC]
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05-30-2012, 03:44 PM
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#27
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Senior Member
Join Date: Jun 2011
Location: Phx, Arid~zona
Posts: 11,106
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If it's his home, I don't think even the gov't can take it.
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05-30-2012, 04:43 PM
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#28
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Junior Member
Join Date: Apr 2012
Posts: 20
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OK, first funny thing when I read he needed help and had lost his TV, I thought what the he!! dose his TV have to do with anything? LOL
I have a friend that has had to pull a few crazy trailers around for other people, He makes them give him a bill of sale, hooks up and runs the trailer to it's new home, tears up the bill of sale.
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