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Old 05-28-2012, 02:33 PM   #1
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Move a fifth wheel for someone else?

As we were packing up today, one of our neighbors asked if it would be possible for me to move his fifth wheel next weekend. He lives in it full time and his financial situation caused him to lose his TV.

I'm more than happy to move it for him, but I want to protect myself legally. My insurance covers anything I'm towing, but I'd like him to provide his own insurance. I'm also not sure I wouldn't be considered commercial, since I'd be doing it for someone else.

How would be the best way to go about this? Or, what other option could I give him?
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Old 05-28-2012, 02:52 PM   #2
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Hard question to answer, a lot depends on how well you know him as I always like to help folks when I can, however there's always the liability factor. I would run the scenario by my insurance agent and get a reading from them as to how your liability coverage would work if when moving another person's 5th wheel if it gets damaged.

If it covers moving another person's RV then it would be up to you. Personally I wouldn't do it and risk the chance of something going bad during the move, but then that's your call.

Best of luck
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Old 05-28-2012, 03:02 PM   #3
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Personally I wouldn't do it and risk the chance of something going bad during the move, but then that's your call.

Best of luck
I really appreciate your reply!

I know I'll have to get him to sign a release of liability.. I figured that would be the minimum. If I end up doing it, I would only ask him to pay for the fuel. I wouldn't feel right, asking for more than that. BTW: We're only talking a 25 mile move..
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Old 05-28-2012, 03:10 PM   #4
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See if your insurance can put a 24 hour rider on your policy and get your friend to pay for it and gas.

When I bought my 5er, I had a friend from work move it from the dealer to my house. He wouldn't take anything for gas and insurance never came up.
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Old 05-28-2012, 03:22 PM   #5
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I've rescued friends and relatives by moving their 5th wheels in the past. Quite honestly, we never discussed insurance - perhaps we should have.

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Old 05-28-2012, 03:29 PM   #6
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I know when you buy a new vehicle, you are automatically covered for so many days. Don't know if that would apply to buying a new rig or moving someone else's.
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Old 05-28-2012, 03:40 PM   #7
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See if your insurance can put a 24 hour rider on your policy and get your friend to pay for it and gas.

When I bought my 5er, I had a friend from work move it from the dealer to my house. He wouldn't take anything for gas and insurance never came up.
The rider sounds like a good idea... I just met this guy this afternoon, but he's a fellow RV'er in need..

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I've rescued friends and relatives by moving their 5th wheels in the past. Quite honestly, we never discussed insurance - perhaps we should have.

Rusty
When our truck broke down two years ago, we had a friend come pull our fiver the rest of the way to the CG for us. When the weekend was over, my GF's son came and hauled it home for us.. We got help when we needed it.. I just want to help pass it forward..
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Old 05-28-2012, 03:49 PM   #8
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Originally Posted by EMD_Driver View Post
As we were packing up today, one of our neighbors asked if it would be possible for me to move his fifth wheel next weekend. He lives in it full time and his financial situation caused him to lose his TV.

I'm more than happy to move it for him, but I want to protect myself legally. My insurance covers anything I'm towing, but I'd like him to provide his own insurance. I'm also not sure I wouldn't be considered commercial, since I'd be doing it for someone else.

How would be the best way to go about this? Or, what other option could I give him?
I would probably offer to pay for a professional tow company move his rig. Couldn't be that much for a short tow.
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Old 05-28-2012, 06:31 PM   #9
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Commercial Vehicle Regulations

Hi

The DOT regulations both state and federal exempt private trucks from the Commercial Vehicle Regulations for a truck or truck trailer combination when the truck or truck & trailer combination are both the property of the truck driver / operator and all items contained in the vehicle and trailer are for the personal use of the driver / operator of the truck or truck and trailer combination.

When you back under some else’s trailer you become a Commercial Vehicle and this has nothing to do with money changing hands.

I saw a post on one of the diesel truck forums where a fellow had gone and picked up his neighbors car with his pickup truck and trailer that was capable of hauling the car. He was complaining about $600.00 in fines for operating a Commercial Vehicle without the proper driving license and certifications for the vehicle.

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Old 05-28-2012, 08:56 PM   #10
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That's ridiculous. So DOT says I can't tow or pull a friends trailer or boat on a trailer with my truck?
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Old 05-28-2012, 09:03 PM   #11
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So... Where's the rest of the story(law). The ifs, ands and buts?
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Old 05-28-2012, 09:12 PM   #12
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Seems to be a grey area. If you could prove you were doing it as a favor and not accepting any payment you should not be subject to commercial regs. As far as liability goes, does your state require a tag or temporary operation permit to be on the road? Would this include mandatory liability insurance? That is the case here in British Columbia. The downside would be assuming responsibility for damage to the trailer
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Old 05-28-2012, 09:16 PM   #13
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I know when you buy a new vehicle, you are automatically covered for so many days. Don't know if that would apply to buying a new rig or moving someone else's.
Two totally different scenarios. In the first you bought it, in the second someone else owns it.

OP: call the insurance co. or agent and ask.
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Old 05-28-2012, 10:13 PM   #14
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I've rescued friends and relatives by moving their 5th wheels in the past. Quite honestly, we never discussed insurance - perhaps we should have.

Rusty

Ditto. What has happened to just trying to help someone? Problems if the stinking lawyers.

Ken
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