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Old 02-14-2007, 02:20 PM   #1
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So I got to thinking the other day...My auto policy only covers $50, if I need a tow truck for the tow vehicle and/or RV that would get pretty pricey. Depending on where I am the $50 might not even get me hooked up.

What do you guys use for towing insurance and what does it cost. I figure I better start planning ahead since my truck is getting on in age.
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Old 02-14-2007, 02:20 PM   #2
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So I got to thinking the other day...My auto policy only covers $50, if I need a tow truck for the tow vehicle and/or RV that would get pretty pricey. Depending on where I am the $50 might not even get me hooked up.

What do you guys use for towing insurance and what does it cost. I figure I better start planning ahead since my truck is getting on in age.
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Old 02-14-2007, 03:17 PM   #3
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I use CAA - Canuck afiliate of AAA. Include the RV on it, doubles the price roughly. I make a point of using as many maps and trip tik services as I can, but.....

the 2 times in 7 years that I have needed it, have saved me enough money to keep paying for another 5 years.

With the coverage I have, they will tow the truck and/or trailer to where I want, not just the nearest garage.

Makes for some funny pictures with the truck on a tilt deck and the trailer attached to the tow truck. With the rental car full of wife/kids behind.
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Old 02-14-2007, 04:02 PM   #4
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I use Good Sam ERS.
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Old 02-14-2007, 07:28 PM   #5
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I use my auto insurance USAA towing and labor at $1.00 a month per vehicle. Proof of value was blowing the thread off a real dual on our Dutchman Class C 40 miles south of Amarillo Tx. They dispatched a repair truck from Amarillo. No charge. Then the Durchman was broadsided by a guy that ran a stopsign outside Brookings Fla. On Memorial Day. They towed the rig to our home in Crystal River(50 miles) and then after the holiday to LazyDays RV in Seffner Fla(100miles) For repairs. No charge. Needless to say I'm still using USAA.
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Old 02-16-2007, 07:25 AM   #6
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Thanks guys. I've done some looking around and I think I'll try the Good Sam coverage plan.
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Old 02-16-2007, 12:18 PM   #7
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I switched to Good Sam for 2 reasons: the usual one that they will tow the fifth wheel and the truck if there is a breakdown, and secondly because we still have a daughter at home and GS was the only one I could find that automatically insures students at home, not just the spouse.

P.S. I have USAA insurance on everything else I own, but I don't know if they will also cover towing of your RV if the truck breaks down. Do anyone know if they will?
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Old 02-16-2007, 03:34 PM   #8
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Hi cdrcos, nice to see another USAA member.To answer your question, yes if both are insured and have towing and labor. At least that was my experience. Give them a call to verify. Also Usaa does not have any standard mileage restrictions. This is going to sound like I'm writing a book, but here's another episode. We were going to visit my son and family to take the grandkids camping. Friday evening,5:00pm in Tampa traffic at a stoplight. We were in the Burb pulling a 29' Sunnybrook TT. The light changes and the engine is dead. USAA sends a flat bed tow puts the Burb on the truck and hooks the TT behind. Since there was no chance of repair on Friday night they towed us home to Crystal River. 95 miles. Again no charge. The Burbs distributor had fried. Frustrating but a good ending.
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