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Old 05-31-2014, 08:42 PM   #15
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If you have failures and need the insurance it is a good deal. If nothing fails it is pretty expensive peace of mind. Remember, it is insurance, and like all insurance it is a gamble, you are gambling and the insurer is gambling, only he knows the odds and you can bet they are in his favor.

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Old 05-31-2014, 08:46 PM   #16
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I totally agree. It is a gamble but what it comes down to is are you willing to part with $3500 to make sure you have no major failures. For 8 years. If you are the type that like to modify and accessorize your RV than perhaps it is not for you. But for those who are looking to cover the major components and don't have the time or shop to perform mayor work on their units it might be a good idea.

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Old 05-31-2014, 11:47 PM   #17
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I buy them on all my Vehicles & my new 2014 Cougar 28 RLS
Had a 92 Dodge Dakota V8 brand New
3 yr.'s 36000 miles was factory warranty .
Bought the 7 yr. 100.000 mile warranty
@ 2700 mile coming home from Christmas holidays transmission started acting up .
valve stuck destroying torque converter covered.
This was covered with factory warranty
year later air conditioner goes out 1800.00 repair covered 100.00 deductible
This was not covered on factory warranty (only drive train)
37,000 miles another blown transmission 100.00 deductible covered.
Can I do minor repairs YES do I want to NO
Its worth it to me
When you are spending 35,000.00 for an RV & 40,000.00 2500 truck what's another 1500.00.
To me it's peace of mind
Just my 2 cents
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Old 06-01-2014, 06:39 PM   #18
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I spent the 1500 to take my Ram to 7/100K. There is jut way too much stuff to go wrong on it. But I'll probably never need it, just like my last 03 Ram. If I start having big issues with my new Wind River, it's gone.
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Old 06-02-2014, 09:42 PM   #19
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Polymark, we were offered extended insurance, also in Canada, and when I asked about delamination and structural, I was told these weren't covered. Since our trailer isn't big, and no slides, we didn't bother with the insurance. The appliances are all covered by their own manufacturer..
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Old 06-03-2014, 12:44 AM   #20
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Originally Posted by RTegarini View Post
Is delimitation specifically covered in Canada? I've never seen anything like that for California policies. A lot of policies shy away from coverage that falls under appearance and acts of nature.

What is delamination? Is that the floors bubbling?
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Old 06-03-2014, 04:23 PM   #21
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I have had a look and the extended service plans do not cover structural and delamination. They are to extend the warranty of the accessories for up to 8 years.

Delamination is when the sidewalls of the RV start to come apart or bulge. This as far as I know it is an issue with composite walls and not the aluminum.
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Old 06-03-2014, 05:11 PM   #22
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Originally Posted by Polymark View Post
I have had a look and the extended service plans do not cover structural and delamination. They are to extend the warranty of the accessories for up to 8 years.

Delamination is when the sidewalls of the RV start to come apart or bulge. This as far as I know it is an issue with composite walls and not the aluminum.
You are right about delamination, and that is probably as bad as it can get short of the trailer frame falling apart due to manufacturing defects which is also not covered.
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Old 09-21-2014, 07:28 PM   #23
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We bought the Good Sam's Platinum 7 year warranty on our new TT. They also put on fabric protectant inside and a Teflon sealer on the outside. The cost of the warranty was not bad. Our unit has three super slides. One slide repair would more than cover the cost of what we paid for the warranty which also covers the tires. Just the piece of mind alone was worth the cost to me. Besides, the dealer came back a few days later and got us a lower interest rate which more than covered the cost of the warranty so it was like getting it for free.
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Old 09-21-2014, 07:41 PM   #24
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Warranties can vary quite a bit in price and coverage. We bought ours new and the dealer sold us the warranty for $2000 total( which was his cost for this particular warranty). It covers the entire house bumper to bumper for 7 years, with a $100 deductable per visit. So if you have multiple things fixed during one visit, it is still only $100. The Chassis/Drive train ect. is covered under the original warranty for 5 years.

I know it may be overkill with a new MH as some of the things are already covered for multiple years anyway, but it is still peace of mind. Someone mentioned it is a gamble, but you don't get peace of mind at a casino, so I don't think that's a fair comparison, at least you have something to show for your money. Even though I can fix many things myself if there is a big money part I need or something I can't fix at least I know I'm covered with a minimal investment. And the best thing is if I never have to use it I will be very happy that nothing went wrong and still feel like it was money well spent.
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Old 09-21-2014, 07:43 PM   #25
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We have the GOODSAM extended coverage on our 1999 Discovery 36T. Yes it does cost a good bit of money each month to carry this insurance but over the last seven years we have had five problems which the GS insurance helped to cover the costs of our repairs. They were major: generator problems, transmission problems, and engine problems. As you would think these were expensive. Are we ahead. No, do not think so. But the cost of the insurance is a real comfort for what might happen(which we have experience). GOODSAM was totally professional in handling our claims. Not one problem, glad that they will cover our coach to 150,000 miles. Very comforted in having this insurance.
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Old 09-21-2014, 08:13 PM   #26
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We were staying at an RV park south of Houston while I had my hip replaced. We had some work done by a local RV service company and the gentleman doing the work said, "you do have an extended warranty don't you?" I asked him a bit more about it and then went to Good Sam that afternoon and bought one. This guy sees it all and he really recommended it. Of course, maybe his sampling bias is to those that need the work and he does not see the ones that do not????
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Old 09-23-2014, 08:07 AM   #27
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I don't buy extended warranties. Like any insurance you gamble. Can you handle repairs from your budget or not? If not maybe the warranty is a good idea.

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