I spoke to a Forest River Factory Rep. at an RV show. Although he admitted to how "cheaply" trailers are made; even he said that extended warranties are a waste of money. If there is a problem it will surface in the first year. Your probably going to use it most that first year for any issue to surface. Even though the one year warranty is up, most major items are actually covered by their own warranty. For example the a/c, furnace, water heater all have their own warranty that is longer than a year. Long story short...put the money in a saving account and watch it grow. Then knock on wood every year that you don't touch it.