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Old 09-06-2012, 09:35 AM   #1
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extended warranty vs insurance claim

have a 2010 Keystone passport, think we have uncovered waterdamage in the celing. thinking it is from the AC unit, not sure. Roof was cleaned and inspected this spring and no problems were detected. Is this covered under a extended warranty? I understand Keystone only has the 1 year so when we purchased the extended warranty, I assume we purchased it thru the dealer.
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Old 09-06-2012, 10:00 AM   #2
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Is this covered under a extended warranty?
Probably not. Extended service plans typically cover only a failed item, not subsequent damage caused by the failure. This means that if the AC broke the extended service might pay for the AC but not the water damage. In any case, most warranties/insurance plans do not pay for seepage type water damage. It never hurts to ask, though. The worse that can happen is someone says no.
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Old 09-06-2012, 10:08 AM   #3
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we are really not sure where the damage came from, going to get it check out. The camper is barely 3 years old. Has anyone had water damage so soon in a purchase?
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Old 09-10-2012, 12:49 PM   #4
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we are really not sure where the damage came from, going to get it check out. The camper is barely 3 years old. Has anyone had water damage so soon in a purchase?
I would Google "2010 Keystone Passport water damage" and see if there's any type of pattern as it relates to your trailer/AC unit. Good luck!
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Old 09-10-2012, 02:26 PM   #5
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I would suspect your Insurance you certainly bought for it should cover it....
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Old 09-10-2012, 10:30 PM   #6
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There is a Keystone owners forum, google it, and you may find some
answers to your questions.
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Old 09-10-2012, 10:34 PM   #7
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I would suspect your Insurance you certainly bought for it should cover it....
OP: no such thing as an "extended warranty" unless you bought it from the manufacturer of the vehicle. It won't cover water seepage from a leak.

Now, if a tornado ripped the roof off then your RV insurance policy would cover it and even then you would have to mitigate the damage if you could.
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