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09-06-2012, 08:35 AM
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#1
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Junior Member
Join Date: Sep 2012
Posts: 2
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extended warranty vs insurance claim
have a 2010 Keystone passport, think we have uncovered waterdamage in the celing. thinking it is from the AC unit, not sure. Roof was cleaned and inspected this spring and no problems were detected. Is this covered under a extended warranty? I understand Keystone only has the 1 year so when we purchased the extended warranty, I assume we purchased it thru the dealer.
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09-06-2012, 09:00 AM
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#2
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Senior Member
Join Date: Feb 2007
Location: Florida
Posts: 1,193
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Quote:
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Is this covered under a extended warranty?
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Probably not. Extended service plans typically cover only a failed item, not subsequent damage caused by the failure. This means that if the AC broke the extended service might pay for the AC but not the water damage. In any case, most warranties/insurance plans do not pay for seepage type water damage. It never hurts to ask, though. The worse that can happen is someone says no.
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09-06-2012, 09:08 AM
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#3
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Junior Member
Join Date: Sep 2012
Posts: 2
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we are really not sure where the damage came from, going to get it check out. The camper is barely 3 years old. Has anyone had water damage so soon in a purchase?
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09-10-2012, 11:49 AM
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#4
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Senior Member
Join Date: Mar 2011
Posts: 148
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Quote:
Originally Posted by lasmith
we are really not sure where the damage came from, going to get it check out. The camper is barely 3 years old. Has anyone had water damage so soon in a purchase?
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I would Google "2010 Keystone Passport water damage" and see if there's any type of pattern as it relates to your trailer/AC unit. Good luck!
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09-10-2012, 01:26 PM
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#5
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Senior Member
Monaco Owners Club
Join Date: May 2012
Location: DFW, Tex-US
Posts: 6,196
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I would suspect your Insurance you certainly bought for it should cover it....
__________________
'11 Monaco Diplomat 43DFT RR10R pushed by a '14 Jeep Wrangler JKU. History.. 5'ers: 13 Redwood 38gk(junk!), 11 MVP Destiny, Open Range TT, Winn LeSharo, C's, popups, vans, tents...
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09-10-2012, 09:30 PM
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#6
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Member
Join Date: Jun 2012
Posts: 63
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There is a Keystone owners forum, google it, and you may find some
answers to your questions.
__________________
Phil & Alberta Saran
2012 Dodge Ram 3500 6.7 diesel 4x4 4 dr., short bed
2019 Keystone Cougar 30 RLS 5th Wheel Trailer
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09-10-2012, 09:34 PM
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#7
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Quote:
Originally Posted by JohnBoyToo
I would suspect your Insurance you certainly bought for it should cover it....
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OP: no such thing as an "extended warranty" unless you bought it from the manufacturer of the vehicle. It won't cover water seepage from a leak.
Now, if a tornado ripped the roof off then your RV insurance policy would cover it and even then you would have to mitigate the damage if you could.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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