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Old 02-21-2015, 02:49 PM   #15
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Old 02-21-2015, 02:50 PM   #16
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Old 02-21-2015, 02:52 PM   #17
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Ditto !!!! What Happened ??? Many of us followed and hopefully helped your search for you first TT.

Jim
There was undisclosed water damage and on going leaks that I tried to have professionally repaired and the insurance totaled it instead.
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Old 02-22-2015, 04:32 AM   #18
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Wow !!!
You bought a previously owned TT, with existing water damage and your insurance pays you to because of new water damage. Guess i'l have to get the name of your insurance co. Guess i know better now,why RV insurance is so high !!!
Good luck with the new one.

Jim
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Old 02-22-2015, 10:15 AM   #19
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Wow !!!
You bought a previously owned TT, with existing water damage and your insurance pays you to because of new water damage. Guess i'l have to get the name of your insurance co. Guess i know better now,why RV insurance is so high !!!
Good luck with the new one.

Jim
Its really fairly simple. The value of the trailer was $8300, and the estimate to fix it was $6500. There was more damage that we were not aware of, in other areas of the trailer. I begged and pleaded with the insurance company to just pay the repair place to fix it, but because the repair estimate was so close to the value of the trailer, they decided to pay my maximum state policy amount which was less than half of the value.

What it basically boils down to is that we underinsured it significantly and it was cheaper for them to pay us that it was for them to fix it.

Lesson learned I guess.
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Old 02-22-2015, 10:21 AM   #20
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Looking good.
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Old 02-22-2015, 09:28 PM   #21
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Wow !!!
You bought a previously owned TT, with existing water damage and your insurance pays you to because of new water damage. Guess i'l have to get the name of your insurance co. Guess i know better now,why RV insurance is so high !!!
Good luck with the new one.

Jim
X2, Living in the North West and the rain that we get here I could go into business buying leaky trailers for cheap and calling the insurance company for a check $$$$$$.

What insurance company do you go through? I have checked around and I have been unable to find a insurance company to cover water damaged. I am always told that leaks that are within the roof or side walls of the trailer are the responsibility of the owner. They tell me that falls under general maintenance.
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Old 02-22-2015, 10:09 PM   #22
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Nice new RV, great price...Love the size of the bathroom.

That is one thing lacking in ours (small bathroom). We do have a 53 gallon fresh tank which is a big plus for a 26' hybrid, but just 6" or 12" more floor space in the bathroom would go a long way.

About leaks...Even on a "new" RV, one has to keep an evil eye on water infiltration. Once or twice a year get up on a ladder to check all the seams around the windows. Get on the room on one's hands and knees to inspect every caulked seam at least twice a year.
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Old 02-23-2015, 09:04 PM   #23
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Super. Isn't 53 gal.of water quite heavy?
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Old 02-24-2015, 06:01 AM   #24
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Super. Isn't 53 gal.of water quite heavy?

483.72 lbs


We have only once in all the times I can remember carried water with us though. And it was when we were trail riding with the horses and the trail head didn't have water or electricity. And at that time I was using my fathers 1976 Argosy that weighed about the same as a Peterbilt in itself.
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Old 02-24-2015, 06:04 AM   #25
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I am always told that leaks that are within the roof or side walls of the trailer are the responsibility of the owner. They tell me that falls under general maintenance.
Well the rear wall moulding on the passenger side had started to come away from the sidewall. This is where the slide was. In order to stop the water damage, they'd have had to rebuild the rear wall. So perhaps thats why they covered it? I'm not sure of all the details. I filed the claim, brought the trailer to the repair place, and they did the rest.
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Old 02-24-2015, 12:59 PM   #26
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Well the rear wall moulding on the passenger side had started to come away from the sidewall. This is where the slide was. In order to stop the water damage, they'd have had to rebuild the rear wall. So perhaps thats why they covered it? I'm not sure of all the details. I filed the claim, brought the trailer to the repair place, and they did the rest.
What insurance company please? I don't think my house gets that kind of coverage. Only sudden water leaks, not ongoing leaks resulting from degradation of the exterior.

Anyway, I don't find RV insurance all that pricey, but am wondering if you had an RV specific insurer or if your trailer is an add on to other insurance policies (as my trailer is).
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Old 02-24-2015, 01:01 PM   #27
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Our trailer is bundled with our home owners and auto policies.
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Old 02-25-2015, 12:18 AM   #28
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Our trailer is bundled with our home owners and auto policies.
Is there a reason you're not naming the insurance company?
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