Go Back   iRV2 Forums > TRAVEL TRAILER, 5th WHEEL & TRUCK CAMPER FORUMS > Travel Trailer Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 03-12-2016, 03:48 PM   #15
Senior Member
 
bjlakatos's Avatar
 
Join Date: Oct 2012
Posts: 885
My State Farm policy has the value of the trailer that I set-- plus stated amount for contents($2k). It is very competitive. I do have boats/cycles w/progressive but not the trailer.
__________________

__________________
Brian
2016 RAM 3500 6.7L DRW
2018 Chaparral 360IBL, Andersen Ultimate II hitch
bjlakatos is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 03-12-2016, 03:52 PM   #16
Senior Member
 
Arch Hoagland's Avatar
 
Monaco Owners Club
Workhorse Chassis Owner
Join Date: Aug 2002
Location: Clovis, CA, USA
Posts: 5,904
A friend of mine had a fifth wheel insured by one company and his truck insured by another company.

He jackknifed during a snowstorm on the interstate and did severe damage to his truck and trailer when the trailer slid around and hit his truck cab.

The two insurance companies gave him a hard time about which should pay what.

His advice to me was...always use the same insurance company for all your vehicles.
__________________

__________________
2004 Monaco La Palma 36DBD, W22, 8.1, 7.1 MPG
2000 LEXUS RX300 FWD 22MPG 4020 LBS
Arch Hoagland is offline   Reply With Quote
Old 03-12-2016, 08:20 PM   #17
Senior Member
 
dcarver's Avatar
 
Join Date: Jul 2012
Posts: 416
This thread made me double check my coverage. I have Travelers and I do have complete coverage on my TT.
__________________
dcarver is offline   Reply With Quote
Old 03-13-2016, 07:56 AM   #18
Senior Member
 
bjlakatos's Avatar
 
Join Date: Oct 2012
Posts: 885
Quote:
Originally Posted by Arch Hoagland View Post
The two insurance companies gave him a hard time about which should pay what.

My understanding was the tow vehicle has the liability coverage and the trailer has all other coverage. In Texas anyway.
__________________
Brian
2016 RAM 3500 6.7L DRW
2018 Chaparral 360IBL, Andersen Ultimate II hitch
bjlakatos is offline   Reply With Quote
Old 03-13-2016, 05:16 PM   #19
Senior Member
 
lgarcia's Avatar
 
Pond Piggies Club
Appalachian Campers
Forest River Owners Club
iRV2 No Limits Club
Join Date: Jun 2012
Location: West Virginia
Posts: 545
Truck, car, TT, and an 18ft fishing boat - all have their own policies with State Farm. Only the 14ft, 12ft, and 8ft boats are covered by the transport vehicle policy.
__________________
-Laura
2016 Shasta Oasis 18BH, 2015 Ram1/2 ton Hemi
lgarcia is offline   Reply With Quote
Old 03-14-2016, 01:19 PM   #20
Senior Member
 
Join Date: Jan 2015
Posts: 333
i called my local agent

and got a surprise. I have no insurance, i live in Mass. but keep the

TT in NH as a seasonal in an RV park year round. We travel from there


but always return. They don'yt cover it out of state. i have several

quotes for TT ins. and will pursue one of the.

Many thanks for the heads up.


Jim
__________________
sprayman is offline   Reply With Quote
Old 03-14-2016, 05:07 PM   #21
Member
 
Forest River Owners Club
Join Date: Mar 2016
Location: Washington State
Posts: 69
It looks like this has been a good thread for everyone all around. I just got off the phone with a Progressive agent. She is working up a quote for auto, RV and home and will get back to me. I am going to get one more to see what type of price I get. This has been a LONG day. I REALLY appreciate everyone's input.
__________________
Liz and Dean
Magicalwoman is offline   Reply With Quote
Old 03-15-2016, 02:39 PM   #22
Senior Member
 
Join Date: Jan 2015
Posts: 333
$$$

I went with progressive,, best price i could get.


Jim
__________________
sprayman is offline   Reply With Quote
Old 03-15-2016, 03:42 PM   #23
Senior Member
 
Join Date: Feb 2016
Location: Seattle, WA
Posts: 106
Ameriprise/Costco

They said they do not cover trailers longer than 30'. But, after reading this thread I double checked, and I'm fully covered..towed or parked/stored.

I have no complaints. They give me good rates but I've never (knock on wood) needed to file a claim.

Mike
__________________
MLiljen is offline   Reply With Quote
Old 03-15-2016, 09:24 PM   #24
Junior Member
 
Dr-G's Avatar
 
Join Date: Feb 2016
Location: Ray Twp, Michigan
Posts: 22
I have State Farm and they insured it so it is covered when sitting. Ran about $200/yr if I recall correctly. When in tow, it is covered (liability etc) under the vehicle towing it. Sounded legit to me.
__________________
2016 Forest River Grey Wolf - 26DBH
Dr-G is offline   Reply With Quote
Old 03-18-2016, 09:43 PM   #25
Senior Member
 
Join Date: May 2014
Posts: 568
I unfortunately just completed a claim on my TT where I sideswiped a brick column and lost one, count it. one piece of siding and ir cost over 7000 to fix. good thong I had independent comp and collision on my TT so it only cost me 750.00 deductible to fix but I am sure my premium will be a killer this April. The DW questioned the coverage but I am so glad I did.

thats the moral of the tale here, talk to any insurance company about RV insurance separate from or in addition to your auto and if you can bundle your home in there and you may get a discount.
__________________
RVGuy1966 is offline   Reply With Quote
Old 03-18-2016, 09:50 PM   #26
Member
 
MSD81's Avatar
 
Texas Boomers Club
Forest River Owners Club
Join Date: Mar 2015
Location: Van Alstyne TX
Posts: 53
MetLife has pretty good rates as well. I just switched everything over, house, vehicles, RV.
__________________
Mike and Susan
2015 Columbus 320RS
2015 Ram 2500 Diesel 4x4
MSD81 is offline   Reply With Quote
Old 03-21-2016, 05:26 PM   #27
Member
 
Forest River Owners Club
Join Date: Mar 2016
Location: Washington State
Posts: 69
Still Searching

It seems like many here are served with Progressive.

We have a quote from Travelers, the agent I spoke to said Progressive was very pricey and Travelers gave us the same coverage for a cheaper rate.

I am looking at Safeco now and will also look into Allstate.

I will have to check the premiums, but both gave us full coverage on the TT in tow, or camping, or at home, or if we were to store it.

We are looking to bundle home, 2 autos, and the TT.

Shopping for insurance is NOT what it use to be. It is like "Why do you want to look elsewhere?, Why are you switching"?.

Geesh.
__________________
Liz and Dean
Magicalwoman is offline   Reply With Quote
Old 03-21-2016, 05:45 PM   #28
Junior Member
 
Winnebago Owners Club
Join Date: Sep 2015
Posts: 26
This thread made me call my insurance company Liberty Mutual, who I just added my trailer to my policy last week, I had a separate company previously. I have my cars and house with Liberty and verified that the TT is on its own policy, so it is covered when it is traveling or stored. This thread first concerned me as it was only $48 per year to add the TT to my policy. I have 100,000 liability and a $250 deductible for collision and comprehensive on the TT. Note my Winnebago TT is valued today at about $16K
__________________

__________________
Phoenix-2013 Winnebago Minnie 2101DS
2016 Chevy Silverado 2500HD 4x4 Diesel Crewcab
Husky Center Line Towing System
tmrut5 is offline   Reply With Quote
Reply

Tags
insurance, travel, travel trailer



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Travel Trailer - Motor Home -Travel Trailer BertD Travel Trailer Discussion 5 12-17-2015 09:13 AM
MH broke into, little or no insurance coverage Retired House Husband Class A Motorhome Discussions 12 10-18-2008 07:59 AM
Insurance coverage for belongings rvjunkie Full-Timers 4 02-27-2008 10:31 AM
Insurance Coverage lundy Alpine Coach Owner's Forum 30 01-18-2008 08:27 AM
Insurance Coverage MH-General Discussions & Problems 30 12-31-1969 07:00 PM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 08:18 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.