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You have pretty much identified the differences. I have uised both types and the surge brakes don't require any adjustment or maintance.
I prefer electric brakes because they can be adjusted (and even operated without using the TV brakes if you want).
One of the big disadvantages of surge brakes is backing the trailer up a hill. The weight of the trailer pushing on the hitch will apply the brakes. The electric brakes won't engage unless the brake lights are on.
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Michael
2008 Itasca Meridian, Cummins ISB 350, Allison 3000, Progressive EMS, Supersteer MCUs, Aventa II, Air Force One, Tire Safeguard TPMS, 15,000 BTU roof AC, Blue Ox Tru Center
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