First, what size fuse ? You should be running at least a 175 amp fuse. Most recommend 250 amps and 2/0 cables.
6 of one, 1/2 dozen of the other, as far as 6 volt or 12 volt batteries.
At the 20 Hour rate you can draw 5 amps per 100 AH of capacity, so your looking at 20 amps " steady " to meet the 20 hour rating. Of course you can draw much more, but the batteries will discharge faster. There are charts listing the 1, 5, 10, and longer hour rates.
A 15 amp draw at 120 volts is 150 amp draw at 12 volts, plus 10% to 20% losses in the system.
Going with a 175 amp draw, for 15 minutes, that's 43 AH out of your 200 AH of capacity.
As far as a higher rate of drawing down AGMs, I've haven't heard that.
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