I replaced mine with this one.
http://www.pplmotorhomes.com/parts/r...ater-pumps.htm
It is barely audible, if at all. It is located in the fresh water compartment below the toilet in our coach. Prior coaches we have owned didn't have much (if any) basement storage so the pump was usually by the tank...which was usually below our rear master bed.
I agree you could use the accumulator tank but this is primarily designed to slow the need for your pump to cycle (which will elim. some noise). Once I tried this pump, I was sold. (Redundant since I had already purchased it...

). It isn't as expensive as others so for us it was well worth it.
If you really want quiet, look near the bottom of the link at the microprocesor controlled 5.7 GPM pump. Those are absolutely silent...but they were too much for me.
Just my $.02 (Devalued to $.0002 by the Chinese...

)