Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 10-23-2013, 12:23 PM   #1
Junior Member
 
Join Date: Oct 2013
Posts: 2
Angry AAA, Don't trust Them!

I recently had a mechanic le breakdown on my Fifth Wheel trailer and was unable to stay in it for three Days while it was repaired. I filed a trip interruption claim with AAA insurance company and was denied for two reasons:
1.) my trip was longer than 45 Days.
2.) the Breakdown was for my trailer not the tow vehicle.
I have been in the phone with several people at AAA and they all say there's nothing they can do.
I have AAA premier Coverage that used to cover this type of incident.
They changed the rules and even searching the web site I couldn't find the changes.
I have been with AAA for 17 years but, now I'm dropping them! They are useless for RV coverage!
__________________

__________________
Docgeo is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 10-23-2013, 12:28 PM   #2
Moderator Emeritus
 
SarahW's Avatar


 
Fleetwood Owners Club
Ford Super Duty Owner
Join Date: Oct 2011
Location: In a lawnchair
Posts: 11,204
Sorry to hear it. Sounds like you need to check into Coach-Net, Good Sam, or RV RoadHelp for RV-specific roadside coverage.
__________________

__________________
.2012 Fleetwood Bounder 33C | 2012 Jeep Wrangler

SarahW is offline   Reply With Quote
Old 10-23-2013, 12:44 PM   #3
Community Administrator
 
JohnRR's Avatar


 
Fleetwood Owners Club
Workhorse Chassis Owner
Join Date: Sep 2010
Location: Marquette, Michigan "Da UP"
Posts: 16,939
__________________
John & Cathy R.
06 Pace Arrow 38L W24
08 14 Lincoln MKX AWD
See My RV Upgrades
JohnRR is offline   Reply With Quote
Old 10-23-2013, 12:52 PM   #4
Senior Member
 
Join Date: Oct 2011
Location: Lodi Ca Zinfandel Capital
Posts: 151
My local AAA actually told me not to use them for RV service as that is not their
strong suit. I have coach-net
__________________
Bill & Donna Rowe 04 36' Rexair DP
Max & Abby (mini dachs)
cat938g is offline   Reply With Quote
Old 10-23-2013, 12:54 PM   #5
Registered User
 
Monaco Owners Club
Join Date: Oct 2009
Location: Varies Depending on The Weather
Posts: 8,517
Remember that AAA is just another insurance company that wants to retain its revenue versus paying claims.

Coach-Net

Dr4Film ----- Richard
__________________
Dr4Film is offline   Reply With Quote
Old 10-23-2013, 03:35 PM   #6
Senior Member
 
workinrvers's Avatar
 
Join Date: Dec 2012
Location: Fulltimer
Posts: 137
Have a friend with Coachnet who turned in a trip interruption claim when they also had a mechanical breakdown and were stranded while their truck was repaired. Their claim (for the RV park costs, meals etc) was denied because the cause of the trip interruption was from a break down and not an auto accident. I have Good Sam Roadside Service and checked my policy, it is very specific saying the interruption has to be caused by a collision with another vehicle. Just be aware that even with these "Rv friendly" policies not everything is covered in every circumstance.

Phil
__________________
Phil and Rudee
'02 Winnebago Journey, '07 Dakota, '11 HD Ultra
http://workinrvers.blogspot.com/
workinrvers is offline   Reply With Quote
Old 10-23-2013, 03:44 PM   #7
Senior Member
 
Toyduck's Avatar
 
Join Date: Oct 2012
Location: Las Vegas, NV
Posts: 611
__________________
Don (RVM19) & Mary,
Furry friends Sophia & Zander
2006 Coachmen Freedom 289QB | 2004 Jeep

I used to be indecisive. Now I'm not so sure..
[SIGPIC][/SIGPIC]
Toyduck is offline   Reply With Quote
Old 10-23-2013, 04:01 PM   #8
Senior Member
 
Steve N Sal's Avatar
 
Newmar Owners Club
Workhorse Chassis Owner
Join Date: Oct 2007
Location: Michigan
Posts: 5,614
Welcome tho the forum but sorry to hear about your problems with the insurance company. Hopefully you'll have better times ahead.
__________________
Steve & Sally / HiTee & Hudson Our Little Poms / Heidi & Houston Forever in our Hearts
04 NEWMAR MACA 3778 W22 / 05 PT Vert
Michigan (Summer) Michigan (Winter For Now)
Steve N Sal is offline   Reply With Quote
Old 10-23-2013, 07:22 PM   #9
Senior Member
 
Rich and Cork's Avatar
 
Join Date: Jan 2006
Posts: 1,052
I have had AAA for ever and like the company. I was curious about the coverage and found it here:

AAA Home

Looks like it at best covers only one night and a max of $1500.
__________________
2001 34' Alpine Coach
2008 Jeep Rubicon or 2012 Ford F150 4x4 Lariat towds
or a couple of different trailers
Retired in Apple Valley, California
Rich and Cork is offline   Reply With Quote
Old 10-23-2013, 08:58 PM   #10
Moderator Emeritus
 
SarahW's Avatar


 
Fleetwood Owners Club
Ford Super Duty Owner
Join Date: Oct 2011
Location: In a lawnchair
Posts: 11,204
Quote:
Originally Posted by workinrvers View Post
Have a friend with Coachnet who turned in a trip interruption claim when they also had a mechanical breakdown and were stranded while their truck was repaired. Their claim (for the RV park costs, meals etc) was denied because the cause of the trip interruption was from a break down and not an auto accident. I have Good Sam Roadside Service and checked my policy, it is very specific saying the interruption has to be caused by a collision with another vehicle. Just be aware that even with these "Rv friendly" policies not everything is covered in every circumstance.

Phil
Good point. I just checked our Coach-net coverage and it does specify 'collision' for trip interruption benefits.
__________________
.2012 Fleetwood Bounder 33C | 2012 Jeep Wrangler

SarahW is offline   Reply With Quote
Old 10-23-2013, 09:13 PM   #11
Senior Member
 
Mr_D's Avatar
 
Solo Rvers Club
iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 28,423
Quote:
Originally Posted by SarahW View Post
Good point. I just checked our Coach-net coverage and it does specify 'collision' for trip interruption benefits.
Hmm, guess I need to check ours, we have ours through FMCA since 2004. The card says benefits are provided through "National Motor Cllub" and Coach-Net. The card doesn't even show what level we have which would be nice since ours is one not even listed on the site. When I renewed they said we had the "Gold" plan but the benefits kind of seem to be what is now called "Basic"
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft
Charter Good Sam Lifetime Member, FMCA, SKP
RV'ing since 1957, NRA Benefactor Life, towing '14 CR-V
Mr_D is offline   Reply With Quote
Old 10-24-2013, 04:46 AM   #12
Community Administrator
 
Clifftall's Avatar


 
Fleetwood Owners Club
Ford Super Duty Owner
Join Date: Aug 2009
Posts: 29,119
This is what my Gold Plan says



Click image for larger version

Name:	image-457821604.jpg
Views:	60
Size:	237.9 KB
ID:	48442
__________________


Cliff,Tallulah and Buddy ( 1999-2012 )
Clifftall is offline   Reply With Quote
Old 10-24-2013, 05:34 AM   #13
Senior Member
 
az bound's Avatar
 
Workhorse Chassis Owner
Join Date: Dec 2007
Location: Surprise Arizona
Posts: 1,993
Its always a good idea to read and understand what a policy does and does not cover before making a claim or flaming.
__________________
Harold & Linda
2009 CT coachworks siena 35V
W22 Workhorse 8.1L. Explorer Sport toad,
az bound is offline   Reply With Quote
Old 10-24-2013, 07:59 PM   #14
Member
 
arveer's Avatar
 
Outdoors RV Owners Club
Join Date: Apr 2013
Location: SoCal
Posts: 90
Quote:
Originally Posted by az bound View Post
Its always a good idea to read and understand what a policy does and does not cover before making a claim or flaming.
Let's not let a good anti-insurance company rant be spoiled by facts...
__________________

__________________
Bob
2013 Outdoors RV Mfg.
Wind River 250RDSW
arveer is offline   Reply With Quote
Reply

Tags
rust



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 09:25 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.