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Old 08-26-2019, 03:12 PM   #15
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Quote:
Originally Posted by mrk View Post
It's the PowerGlide chassis, but I called Tiffin, they gave me the name of an authorized chassis shop less than 10 miles from where the coach is parked. Unfortunately, it can't be towed without a tire on the axle, and it's too tall to put on a flatbed. The tow truck folks gave me the name of a used tire shop that could put a temporary tire and wheel on the MH, and then I could drive it to the service center. I'm waiting for my insurer (Hartford/Turnbull) to call back with approval of that plan.
I appreciate the great input you all have offered to me, and whenever my adjuster comes out to look at it, I'll ask about all of these things. Ultimately, the semi driver's insurance should pay the bills, right??
They do make/have flatbed's that it will go on. Do you have roadside assistance ?
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Old 08-26-2019, 04:06 PM   #16
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That's not as bad as I thought it was going to look like. But not enough picture to get a full understanding. Is there body damage above the fender top? From the pictures, it doesn't look like it.
Is the radiator / cooler banged up? Doesn't look like it.
The good news is the frame is very sturdy. I doubt it's bent. Doubt the axle housing is bad either. Might need an axle shaft and bearing. I would do a bearing and seal no matter what.

Looks very fixable to me from the pics provided.
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Old 08-26-2019, 04:25 PM   #17
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Replace the tire. Any damage to a tire could be life threatening. Even so-called "Cosmetic" damage could weaken the tire's structure.
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Old 08-26-2019, 06:15 PM   #18
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The freight company the driver works for has lots of insurance.

Use it to the max and never look back. Never wonder what if.....

My 2 pennies. Hartford is a good insurance company.
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Old 08-26-2019, 06:17 PM   #19
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Roadside assist is not relevant for accident damage, but your own collision insurance will pay for towing to a shop for inspection and/or repair. Let your insurance company worry about collecting from the the party at fault - that's part of the service you are paying for.

Personally I would get the motorhome to a top-quality repair shop that is knowledgeable about motorhomes and let them get the damage inspections done, including any necessary transport. You do not need to be the towing & repair guy or the one risking further damage or injury by trying to DIY. Your insurance adjuster and your selected primary repair shop can figure out how t handle it.
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Old 08-26-2019, 06:28 PM   #20
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Unfortunately for myself, I wouldn't accept any final decision other than it is totaled. Too much damage, apparent or not. Add in diminished value and they can have it. Let the insurance company move it. They can take the risk. Imagine if something happened and you got in another accident?? The liability will be all yours no matter who was at fault.
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Old 08-26-2019, 06:34 PM   #21
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Quote:
Originally Posted by Gary RVRoamer View Post
Roadside assist is not relevant for accident damage, but your own collision insurance will pay for towing to a shop for inspection and/or repair. Let your insurance company worry about collecting from the the party at fault - that's part of the service you are paying for.

Personally I would get the motorhome to a top-quality repair shop that is knowledgeable about motorhomes and let them get the damage inspections done, including any necessary transport. You do not need to be the towing & repair guy or the one risking further damage or injury by trying to DIY. Your insurance adjuster and your selected primary repair shop can figure out how t handle it.
Very good insight and advise.....
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Old 08-26-2019, 11:31 PM   #22
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I second the above ^^^
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Old 08-27-2019, 09:54 AM   #23
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Unless you really like the unit I would consider asking them what they will give you for a buyout.
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Old 08-27-2019, 10:22 AM   #24
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They can take the risk. Imagine if something happened and you got in another accident?? The liability will be all yours no matter who was at fault.
Completely false.

Driving a repaired vehicle even one with a branded title does not push the liability for an accident on you.

Its not uncommon for an insurance to total a vehicle, pay the owner, sell it back to the owner who repairs it and continues to use it.
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Old 09-01-2019, 01:16 PM   #25
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It's time for an update.
I had the tire company and its roadside service truck come out to put on a temporary wheel and tire. It took the guy about 3 hours because he had to cut the bent rim so he could access 3 of the lugs. I then drove the coach to the location specified by Tiffin and parked it there. The people at the desk said they have no idea why Tiffin referred me to them, as they don't service motorhomes, don't do their own frame inspections, and don't repair tires. But as a courtesy, they let me park in one of their slots anyway.
An Adjuster came out and spent about 2 hours going over the damaged exterior and checking for interior damage. I had not yet started the generator; tried the hydraulic systems (jacks and passenger-slde slideouts); nor had I tried any of the electrical system other than the 12 volt lighting system, as I was concerned that there could be a short circuit, and I didn't want to be responsible for an electrical fire.
Even after I asked if I should, the Adjuster didn't want me to try the slideouts or generator. She was primarily concerned with the external damage, but even then, she didn't want to climb on top the the coach to look for damage top-side, which I thought was unusual, as the end cap was slightly dislodged. On several occasions, she told me that "they expect to uncover other damage as they go through it, and it's no problem getting that covered".
After she left, I did start the genny, ran both air conditioners, put down the stabilizers, put the slides out and back in, and fourd damage to one of the sliding closet doors. Also, one a/c was making a "shoop, shoop" sound as it was shutting down, probably the fan brushing the housing.
The Adjuster called Friday evening and said she was "around $23,000, but wouldn't be surprised if it might go up to $30,000, maybe more." She was putting in for 4 new tires, subject to the claim adjuster at Hartford's approval. She was sending her work to the claim adjuster and since Monday's a holiday, I might hear back from them Tuesday or Wednesday.
So that's where we are as of right now. More to follow. BTW, I still haven't been able to get a copy of the Police Report. It appears that they file the report on-line with Lexis-Nexis, and once it's available, I can BUY a copy. ...but as of this morning--8 days after the accident, it still wasn't available.
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