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Old 11-18-2009, 09:44 AM   #15
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Go Mike. My Momma said if you can't bay it back don't borrow it.

Dick
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Old 11-18-2009, 05:53 PM   #16
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You can also be driven out of business by your competition if you are too cautious as well, so depending on the general economy (which is beyond one's control or certain knowledge) not taking a risk might be the path to failure just as surely as taking that risk (i.e., loan) at another time.

Only hindsight is 20-20.
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Old 11-20-2009, 09:34 AM   #17
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Polonius:
Neither a borrower nor a lender be,
For loan oft loses both itself and friend,
And borrowing dulls the edge of husbandry.

Hamlet Act 1, scene 3, 75–77
Old Polonius counsels his hotheaded son Laertes, who is about to embark for Paris for his gentleman's education. While he still has the chance, Polonius wholesales a stockroom of aphorisms, the most famous of which is "Neither a borrower nor a lender be."

Incidentally, in the days when Hamlet was first staged, borrowing was epidemic among the gentry, who sometimes neglected husbandry to the point where they were selling off their estates piece by piece to maintain an ostentatious lifestyle in London.



Proverbs 22:7


The rich rule over the poor, and the borrower is servant to the lender.


"History doth repeat itself, does it not?" Mike C 2009

Oh BTW, I am not so "sanctamonious" not to admit that I too have some debt...
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Old 11-26-2009, 09:07 PM   #18
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We stopped in Lazy Days yesterday as we needed to go to the Camping World. OK, we didn't need to go to Camping World, but we just wanted to go. Lazy Days appeared to be going strong and they had quite a few new and used units on site. I would say about 60% of the units as the most I have ever seen. The transfer lot where folks transfered "stuff" from the old RV to the new RV appeared to be very busy. Hopefully they will make it.
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Old 11-27-2009, 09:00 AM   #19
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We had lunch at the Lazydays Crown Club last Monday and it was busy. I also chatted briefly with CEO John Horton. They've pretty much sold out of luxury coaches this month but have a bunch of new American Allegiance, Traditions, Eagles and Heritages on order and many will arrive in December. Tiffin Allegro Buses and Zephyrs too.

They do have a several Tiffin Phaetons on hand, though, so its a great place to shop if you are interested in one of those.
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Old 11-27-2009, 09:06 AM   #20
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Lazydays is also sponsering a new website they call Better RVing. Lots of articles about RVing, tips and technique for RV owner on driving, backing, hitching a fifth wheel, etc.

Better RVing
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Old 11-27-2009, 09:10 AM   #21
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That is really a neat website for sure.
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Old 11-27-2009, 09:23 AM   #22
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It is an interesting website, however the RV reviews are just advertising for the models they sell.

No negative comments in the "reviews".
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Old 11-27-2009, 10:13 AM   #23
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Quote:
the RV reviews are just advertising for the models they sell.
I think most readers will realize that. I see you have a Newmar. We toured their plant several months back and I can't tell you how impressed I was with the quality of their workmanship. Our next coach will definately be a Newmar.
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Old 11-27-2009, 07:13 PM   #24
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what happened?
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Old 11-28-2009, 09:18 PM   #25
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Nothing "happened". Lazydays is going through a bankruptcy process in order to convert their bonds to equity (stock in the company). All the major bondholders have agreed to the deal so they should be out of the court proceedings soon. The courts don't move real fast, even when their are no actual issues. They have to follow the legal procedures, wait for responses, etc, and it all takes time.
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Old 11-29-2009, 07:32 AM   #26
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Originally Posted by Steve Ownby View Post
Mike,

I'm an old stick in the mud also, but I don't understand your rant in relation to this event. Lazydays has been working with it's bond holders and banks for most of this year to reach an equitable and agreed to plan of reorganization.

1. All vendors are being paid.
2. Customer obligations are not affected.
3. Employee remain at work.
4. Banks have agreed to floorplan financing.
5. Bond holders have agreed to trade their bonds for common stock, so they will own a big % of the company.

The banks and bond holders could have refused the terms of this agreement. This would have left the bankruptcy court to sort things out and perhaps close the company and sell the assets. The creditors would have split up the proceeds of the sale. They obviously think that are financially better off as owners of this company going forward.

I just fail to see how this is not doing everything possible to meet obligations. Just another rant.
That's a heck of a lot better than some of the recent bankruptcies I can think of.
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