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Old 02-23-2009, 04:20 PM   #15
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WaMu/Chase has had it easy to go paperless for quite some time, you can set that option at any time on their website.
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Old 02-23-2009, 04:27 PM   #16
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WaMu/Chase has had it easy to go paperless for quite some time, you can set that option at any time on their website.
By "paperless", I mean that BoA collects bills from many of the frequent organizations that attempt to send me such things. I have the option to review and print those bills from on-line functions. To switch, I'd have to contact every merchant that sends their stuff to BOA for me. While I have a list of them, making all of those contacts wouldn't be much fun. I'll do it only when I have to.
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Old 02-23-2009, 05:04 PM   #17
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The cap on the FDIC insurance is $250K thru 12/31/09. Also for those who are interested, you can name more than one person on an account and each of the individuals are insured to the max of the FDIC insurance amount. As an example on one of my accounts has my wife, myself, and my son --as a POD. He only gets rights to the account upon the death of my wife and I but, we enjoy the account being insured to $750K rigjt now. When the cap reverts to $100K, then there will be coverage to $300K on the account. If I needed more coverage, I could add my daughter-in-law, my gradndsons -- this would give me 6 people on the account or $600K in coverage. One needs to talk to your banker to find out the rules on insuring your account ---- you can raise the insurance limits several LEGAL ways.

Just my thoughts -- the last thing we need is panic and a run on the banks -- then we all have a problem that we can not dig out of.
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Old 02-23-2009, 06:26 PM   #18
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Just my thoughts -- the last thing we need is panic and a run on the banks -- then we all have a problem that we can not dig out of.
It is my understanding that there was a $550B "run" on financial institutions on 9/18/08 and that is why the limit was raised in the first place. There is a lot that can be done to start quelling people's fears instead of getting us all nervous by discussing bank take-overs by the Gov. It makes some of feel like NOONE knows what they are doing.
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Old 02-23-2009, 11:18 PM   #19
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If you don't like your bank, then you may consider using a credit union. During my travels in the military, joining Credit unions like Pentagon and Navy Fed Credit Unions made money transactions easier. Some are nation wide, offer credit and debit cards, direct deposit, internet banking, and more.

Hell, back in 1990, the Government seized the Mustang Ranch brothel in Nevada for tax evasion and, as required by law, tried to run it. They FAILED, and it closed.
Now we are trusting the economy of our country and the banking system to the same political IDIOTS who couldn't make money running a whore house and selling whiskey!

When did you contact your Senator and Congressman last?
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Old 02-24-2009, 03:22 AM   #20
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Quote:
Originally posted by Doggy Daddy:
If you don't like your bank, then you may consider using a credit union. During my travels in the military, joining Credit unions like Pentagon and Navy Fed Credit Unions made money transactions easier. Some are nation wide, offer credit and debit cards, direct deposit, internet banking, and more.

Hell, back in 1990, the Government seized the Mustang Ranch brothel in Nevada for tax evasion and, as required by law, tried to run it. They FAILED, and it closed.
Now we are trusting the economy of our country and the banking system to the same political IDIOTS who couldn't make money running a whore house and selling whiskey!

When did you contact your Senator and Congressman last?
Not as of late because they don't look fondly on one such as myself trying to give them a swift kick to privates.
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Old 02-24-2009, 06:01 AM   #21
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Joseph -- they may not look fondly on the contact but, since I voted, I feel that I "bought" the right to tell them what I think. We all need to contact them when they "mess" up.
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Old 02-24-2009, 07:27 AM   #22
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Originally posted by David K:
We all need to contact them when they "mess" up.
If that was the case, then we would spend every awaken minute on the phone to them...
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Old 02-24-2009, 03:07 PM   #23
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My doule first cousin's wife has worked for them for decades (started with a bank they bought out) and sold some stock at $57. It is down to about $2 or $3 now. We have BOA and have used them in about 40 states without any trouble. I hear lots of complaints about them, but we have had zero trouble. I will keep on using them.
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Old 02-26-2009, 06:03 AM   #24
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Joseph
That's not like you to not give your opinion. That's one of the reasons I happen to like you,
you have a opinion.
If you give up that easy than we will never win the battle with the government.
I have a congressman that wheter we agree on something he always answer your opinion and we don't agree alot and once he even changed his opinion. I know most congressmen don't get back unless you are praising them for something. Again don't give up.
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Old 02-27-2009, 02:46 AM   #25
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Aye, true Read & Learn, but we've currently got a super majority of jack tards running Good Ole Oregon and their goal is to bugger it up beyond all recognition.

Shy of two counties in the state vanishing overnight, we aren't likely to get this turned around anytime soon, I believe its been over 50 years now since our party held majority in this state?
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Old 02-27-2009, 11:51 AM   #26
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Some of you might like this site: http://bankimplode.com/
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Old 02-27-2009, 10:16 PM   #27
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Originally posted by Lindsay Richards:
. . . sold some stock at $57. It is down to about $2 or $3 now.
$2.95 as of today's close, IIRC. Down 90% since May.
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Old 02-28-2009, 06:03 PM   #28
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Been with BofA since the 70's......no issues.
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