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Old 01-15-2014, 06:56 PM   #1
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Banking on the road

I know somewhere there has been a thread on banking on the road, but I can't find any. Mostly what I am interested in is how does one get money from their bank while on the road? Currently I have a small local bank here on the West Coast, which won't do me a bit of good if I am in the Midwest or East Coast. Banks I would think would be there would be Bank of America and maybe Wells Fargo. I am not really interested in going to another bank to get money. I know I can do a lot online, but I can't get cash online. What do others do for cash?

Thanks
Brandi, recently retired and soon a full-timer.
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Old 01-15-2014, 06:59 PM   #2
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Credit union back home = free atm's (published list by credit union) around the USA.
That's how we roll.
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Old 01-15-2014, 07:01 PM   #3
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If your bank issues a Visa debit card, you can use that almost anywhere to make purchases. When you scan it at the counter, you can get cash back options right there at the machine. Do that often enough and you can keep extra cash on you at all times. Saves you from having to track down an ATM.
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Old 01-15-2014, 07:02 PM   #4
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We have accounts at BoA and Chase. That covers the country pretty well. As others have said, using a CU will generally get you free ATM access to their network. Or Fidelity rebates all ATM charges no matter what bank you use. Lots of options.
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Old 01-15-2014, 07:03 PM   #5
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I love Walmart, and use them nationwide to get cash. I buy something at everyone that I stop at, and get $100.00 cash when I ring out. Have went thru several times if I need more cash. Eddie Elk.
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Old 01-15-2014, 07:06 PM   #6
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Also HEB Markets in Texas & the South will cash personal checks up to $200.00 with an ID. Eddie Elk.
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Old 01-15-2014, 07:14 PM   #7
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Get a debit card from your bank linked to your account and you can get cash at any atm. It seems there are atm's everywhere. two bucks is a small price to pay for convenience. Some banks will waive the fee.
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Old 01-15-2014, 07:28 PM   #8
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Relax and enjoy your retirement!

I have not been inside a bank or FCU in about 15 years. It is all done with my iphone.

I only write about 4 checks a year. There are some folks still with the "cash or check, no credtit card" attitude.

I recieve about 2 checks a year and send them in. They must need the "float" time.

Have not used an ATM in over 10 years. I get cash back at stores with debit card.

I suggest hooking up with a good FCU.

Happy trails!
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Old 01-15-2014, 07:47 PM   #9
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CampDaven has it right. We do the same thing. I suggest you determine how much cash you like to have on hand and when you use some cash simply withdraw the same amount the next time you hit a grocery store. Works for us.

We avoid banks or checks or ATMs. Receive and pay all bills electronically.

Nick
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Old 01-15-2014, 07:48 PM   #10
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Debit cards are scary, very little protection for unauthorized transactions. (Think Target) I use a Wells Fargo Debit/ATM card only at Wells Fargo ATM's.

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Old 01-15-2014, 07:56 PM   #11
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Bank of America and Chase here. Online billpay for most all bills. Southwest Airlines Chase credit card for most all expenses and get the points. Cash from ATM occasionally.
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Old 01-15-2014, 08:10 PM   #12
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Folks that drop the big banks and get with good FCUs (they are non-profit AYE?) find out that banking is nuthin like FCUing.

I joined my FCU in 1975.

They have never charged me a fee.
I get interest-plus checking (debit card).
I get cash back on CC and cash back using debit as a CC.
I pay bills with Bill-Pay thru my phone. It is 6 bucks a month, but FREE if you pay more than 2 bills per month.

Come on folks! FCUs have always been better than banks, and the technology came along just in time for us to go paperless, bank-less, ATM-less, check-less, etc.

I mean, aye?
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Old 01-15-2014, 08:32 PM   #13
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My credit union only has 3 offices and all are in mid MI, I am in CA right now. I can get cash from just about any ATM in the country. If needed (did need it about 2 yrs ago) I can get cash from other credit unions with no problem with no card, just ID. If needed I can deposit checks (done this too on the road) into those same credit unions and have it in my account that day.
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Old 01-15-2014, 08:43 PM   #14
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Walmart or ATMs for cash but rarely use either of them cuz I use a credit card for everything I can because they are easy and pay rebates (assuming the full balance is paid in full each month)
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