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Old 09-03-2012, 08:56 PM   #1
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Best American bank for multi-locations

Another newbie question, thanks in advance for any help given.

We live in Canada and enjoy traveling in the States. It would appear that buying gas using cash might save us some dough. This means that we need to access a cash machine often so we are not carrying too much money on us.

Up here the CIBC (Canadian Imperial Bank of Commerce) for example is all over the place. Also there is no charge for withdrawing money from their ATM's if you keep a certain amount of dough in your account.

Which American bank should we open an account in for traveling through out the States?

Thanks

KTK
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Old 09-03-2012, 09:15 PM   #2
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Bank of America weighs in at 16,000 U.S.

Read more: Which bank has the most ATMs in US


The only state, that I know of, in which there are no BOA ATM's or branches is Mississippi.
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Old 09-03-2012, 09:41 PM   #3
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JJ has given you the best option with Bank of America. Have traveled most states and B of A is accessable in most, even though I'm not a fan of B of A. Chase might be another option.
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Old 09-03-2012, 09:54 PM   #4
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Originally Posted by KenTheKanuck View Post
Another newbie question, thanks in advance for any help given.

We live in Canada and enjoy traveling in the States. It would appear that buying gas using cash might save us some dough. This means that we need to access a cash machine often so we are not carrying too much money on us.

Up here the CIBC (Canadian Imperial Bank of Commerce) for example is all over the place. Also there is no charge for withdrawing money from their ATM's if you keep a certain amount of dough in your account.

Which American bank should we open an account in for traveling through out the States?

Thanks

KTK

According to a quick Google search, guess they don't have Google in Canada.........
The three US banks with the most ATMs are Bank of America, Chase,
and Wells Fargo, in that order.
As far as I know, US banks don't charge anything to withdraw money from
an ATM, as long as it is your banks ATM, and you have any money in the bank.

And yes, B of A sucks.

.
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Old 09-04-2012, 09:49 AM   #5
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The best bank for travelers in the US is not a bank but a Credit Union. here is why.

Very few banks (if any) are present in every state and they all charge for "Guest" use of an ATM (That is if you have an account at Chase, and take money out at say Best Bank, there is a fee, same the other way around)

But many credit uniions belong to, well, a "Credit Union Union" and thus the odds are about 90% that any credit union you go to will let you withdraw for free.

And if you find one that does not... There will be one that does "just down the road" in most cases.
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Old 09-04-2012, 10:21 AM   #6
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Just a thought, some/many grocery stores will give you cash with a purchase. I have received as much as $200.

Jim E
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Old 09-04-2012, 11:09 AM   #7
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Quote:
Originally Posted by Sequim Guy View Post
According to a quick Google search, guess they don't have Google in Canada.........
The three US banks with the most ATMs are Bank of America, Chase,
and Wells Fargo, in that order.
As far as I know, US banks don't charge anything to withdraw money from
an ATM, as long as it is your banks ATM, and you have any money in the bank.

And yes, B of A sucks.

.
Yep!
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Old 09-04-2012, 11:19 AM   #8
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Quote:
Originally Posted by wa8yxm View Post
The best bank for travelers in the US is not a bank but a Credit Union. here is why.

Very few banks (if any) are present in every state and they all charge for "Guest" use of an ATM (That is if you have an account at Chase, and take money out at say Best Bank, there is a fee, same the other way around)

But many credit uniions belong to, well, a "Credit Union Union" and thus the odds are about 90% that any credit union you go to will let you withdraw for free.

And if you find one that does not... There will be one that does "just down the road" in most cases.
x 10 plus they are very friendly and live operaters almost every credit union will accept you ATM card. we just keep more balance than we need and never run out of $$$ what we do is keep a few bux in the primary acct and transfer from our money market as neede
brianj
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Old 09-04-2012, 04:07 PM   #9
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I have used BofA for over 40 years now, and have, and still am, very satisfied with their service. I do about 95% of my banking via the internet. I have both a Visa and a debit card with BofA.
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Old 09-04-2012, 06:32 PM   #10
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Initially I used Bank of America then Wells Fargo but now for several years have used a local credit union which allows members to use other credit unions for cash withdrawals. I pay my bills on line using the same credit union. Also several years ago I would use a debit card at Walmart and take out extra cash when making a purchase. I don't know if they still do that. As a side note when we drove to Alaska a couple of years ago the credit union did not charge a fee for the currency exchange when we purchased items in Canada.
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Old 09-04-2012, 07:17 PM   #11
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You might want to ask a BOA rep about their "1-2-3" credit card. Cash back for all purchases including groceries and fuel. 1%, 2% or 3%

Jusy saying.........

Some how seems there is a BOA whever we go.
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Old 09-04-2012, 07:24 PM   #12
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Bank of America has my vote too. Plus, I like the way they set up the online banking format. Clean, simple to use.
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Old 09-04-2012, 07:27 PM   #13
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Quote:
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Just a thought, some/many grocery stores will give you cash with a purchase. I have received as much as $200.

Jim E
Times 2 on the store purchase and get cash back.
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Old 09-04-2012, 08:06 PM   #14
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In spite son personal objection, I've stuck with B of A. There's exception to all the banks listed above. While I was in east Texas for several months, it was 38 miles to the nearest B of A ATM and it was a cash withdrawal only machine, had to go another 6 miles to make one VA travel check deposit and get the correct mailing address. Ended up doing a lot of cash over purchases at Wally World. Our son and his wife just moved to Charlottesville, VA, and had to close their Chase accounts because the nearest Chance branch is 35 miles from where they live.
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