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Old 07-13-2016, 02:18 PM   #1
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Best bank for full time RVing?

If your going to be a full time RVer is there a preferred way of banking that is better if your all over the country? National bank, online banking, credit union etc.

Thanks, Joe
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Old 07-13-2016, 02:58 PM   #2
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We happen to use a credit union...only because we're anti-bigbank. We bank by computer and thru the mails. NEVER bank using public WiFi...IT'S ABOUT AS SAFE AS JUS' MAILING THE PERPS YOUR ACCOUNTS.
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Old 07-13-2016, 04:01 PM   #3
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Old 07-13-2016, 06:49 PM   #4
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We've used Fidelity and Vanguard along with Bank of America and Wells Fargo. All worked for us. We dealt very little with the banks as we do everything online, AutoPay, direct deposits, etc. We don't carry much paper money - everything is done via a credit card that is paid off completely every month. We get excellent CashBack Rewards for using it - like free money. If we want to carry minimal cash we can get cash from WalMart at the check-out with our credit card. It worked for us in 16 years of full-timing.
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Old 07-14-2016, 07:35 AM   #5
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I'll stick with Chase. Branches everywhere, outstanding online services, and as a veteran I pay no monthly fee.

Free, convenient nationwide locations, and full banking services online or fact to face. If there is anything lacking that I could only get from another bank I haven't discovered it yet.
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Old 07-14-2016, 07:40 AM   #6
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I find today that your same LOCAL bank has all of the requirements to meet your needs while on the road - cash access from any ATM(or get free cash during checkouts at big box stores), direct deposit of checks via smartphone app, Online/email statements, etc.

We've full timed for over two years and have never changed form our small local 'no name' bank, or have had any need to. I certainly have no need or desire to change to a 'big name' bank just because I don't live right next to my local bank. : )

another ++ is that people at your local bank know you - it's a lot easier handling any 'out of the ordinary' things when you're not just a number.

we mostly also use our Walmart MC anywhere in the US and Canada instead of our bank debit card since it gives us money back and immediately shows up in the Walmart online account
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Old 07-14-2016, 08:02 AM   #7
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We use Wells Fargo and it is available in a lot of places. All of our banking is done online with Bill Pay, and checks deposited by smart phone.

We get by our "home" bank once or twice a year. When we need cash, we find a money machine that works with our bank.

Our daughter is on record as a signature on the checking and savings account and the safety deposit box.

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Old 07-14-2016, 08:03 AM   #8
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Best bank. That's funny.


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Old 07-14-2016, 08:22 AM   #9
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Most banks and credit unions now offer full online access, bill paying, etc., so traveling fulltime really makes no difference. You can even deposit paper checks via a smart phone camera & app. You can probably stay with the bank you now have, if you like. Check into their online banking services.

We have accounts at both a branch of BB&T and a regional credit union and rarely ever visit their offices for any reason.
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Old 07-14-2016, 08:37 AM   #10
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I use my Technicolor Federal Credit Union in Burbank for some banking, mostly for my loans and the majority of my banking is through Wells Fargo. The main reason for using Wells Fargo is that they have branches in Alaska plus thousands of branches all over the country. They are also far more friendlier to deal with than Bank of America.

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Old 07-14-2016, 11:46 AM   #11
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What ever one you like. In the end you'll probable never set foot in it again in your life as a fulltumer. We have a local bank for on our previous life and Allianr Credit Union
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Old 07-14-2016, 12:12 PM   #12
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State Farm Bank is an online bank with no brick and mortar buildings. They have no fees and you can use almost any cash machine. they will reimburse 2.50 up to 5 times a month if you are charged a fee. I have been very happy with them. they have a visa that gives points too. you can use it for cash into a savings account. Statefarm.com
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Old 07-14-2016, 12:54 PM   #13
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Quote:
Originally Posted by dwhit View Post
We happen to use a credit union...only because we're anti-bigbank. We bank by computer and thru the mails. NEVER bank using public WiFi...IT'S ABOUT AS SAFE AS JUS' MAILING THE PERPS YOUR ACCOUNTS.
Not true at all, as long as the link to your bank is via https - which it will almost certainly be - all data transfer is fully encrypted between you and them.

That's the same for every website you go to. I buy on numerous sites (amazon and ebay for example) and have no concern about the WIFI that I connect to - I used CC and paypal and have never had an issue. My wife, on the other hand, seems to get scammed with far more frequency going to brick and mortar stores.
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Old 07-14-2016, 01:04 PM   #14
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Best bank for full time RVing?

Banking? Haven't been inside a bank nor used an ATM for many years. Been with the same credit union for over 35 years, and never any fees!
If like your bank and they have a good global online services, you're good to go.
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