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Old 05-05-2012, 01:01 PM   #1
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Solo Rvers Club
Join Date: Oct 2007
Location: Zigzag, OR
Posts: 1,056
best vehicle insurance?

I know this has been discussed, but I can't find anything recent.... I want to change insurance companies (not roadside assistance, but a regular policy with collision, comprehensive, etc.) After getting a 30% increase I have a couple weeks to find a better deal. (Yes, I know money isn't the only consideration, but this seems unjustified, so it might be time to move.)

I'm with National Interstate right now, a company that was associated with FMCA, but is no longer. GMAC is the current FMCA affiliate, and they look pretty good, but I'm wondering if I'm missing a really good option, so I'm asking the smartest RVers on the planet, all of you.... Thanks for your help on this one!

'07 Itasca 35L/W22 FULL-TIMING
1000 Trails - VFW - 5 Yrs Army
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Old 05-05-2012, 01:09 PM   #2
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Monaco Owners Club
Winnebago Owners Club
Join Date: Sep 2011
Posts: 6,388
I have GMAC, Last year it was $1087.00. Dropped one driver and it is now $778.00
$500,000/$250,000 with $1,000.00 deductible. Have full replacement on it as well.

Had a no fault claim of $4300.00 last year, no grief and quick to pay.

US Navy Vet, Liberty Tree Member of Oath Keepers, NRA & VFW Life Member, Alaska EMT.
2009 Safari Cheetah 40 SKQ
2009 Winnebago Chalet 231CR
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Old 05-05-2012, 02:33 PM   #3
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Workhorse Chassis Owner
Join Date: Oct 2009
Location: Warner Robins, GA
Posts: 2,122
We have had GMAC since we got our first coach in 2003. (Knock on wood we haven't had to file any claims so far.) From this forum and others everybody that has GMAC seems to be happy with them.

Jon & Sue Francis (Retired U.S.A.F.)
Lil Girl-Rescued, Abby Rescued, Peaches Rescued
06 Allegro 35TSA Workhorse Chassis
2013 Chevy Spark Dinghy
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Old 05-05-2012, 03:54 PM   #4
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Tiffin Owners Club
Join Date: Apr 2011
Posts: 579
We have Farmers Ins and They use Formost Ins. Haven't had a claim with them. Pay about $720 a year for the RV..
Jack & Kay
2015 Allegro 32CA Ford Chassis
FMCA #341229
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Old 05-18-2012, 11:23 AM   #5
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Thanks to all three of you for your input. I went with GMAC.
'07 Itasca 35L/W22 FULL-TIMING
1000 Trails - VFW - 5 Yrs Army
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Old 05-18-2012, 11:36 AM   #6
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Freightliner Owners Club
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Posts: 2,074
I have safeco and they were half of the price of the next cheapest company I could find. I have them for all my houses and all my vehicles. When one of my rental houses burned down they paid promptly and did not cancel me or raise my rates.

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