Insurance has become a commodity. I have had Progressive for several years as their rate was good. I started shopping around last year and went to GEICO, Blue Sky, State Farm, etc. Blue Sky went through the Q&A process and provided a quote that was about 35% less than Progressive. Then I realized Blue Sky quote was based on market value. I called Progressive back and guess what...they were still using the original market value from when the RV was originally insured 8 years ago! When I had them requote based on the current market value, it was less than the Blue Sky quote.
Just like with anything else, you have to look out for yourself.
Chuck & Pam (the people) - Bobbie & Nikki (the cats)
2008 Holiday Rambler Endeavor 40PDQ & Chevy Tracker ZR-2
NJ4B F261484 (ex: NCBounder)