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Old 05-07-2014, 03:15 PM   #1
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Blue Sky Insurance = Frustration

So near the end of my first year of coverage from Blue Sky, I get my renewal notice....guess what, bad news. My annual coverage went from approximately $1400 to $2400 due to a 'Rate increase in Arizona'. Why are insurance (and cable) companies like this? They entice customers with good rates, and then increase them immediately at their first opportunity. Oh well, guess the only way I can do my part to stop this practice is to switch to another provider. Guess I'll start shopping.

Just thought I'd post to vent my frustration. Thanks for reading.

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Old 05-07-2014, 04:51 PM   #2
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Blue Sky Insurance = Frustration

That's insane. I recently dropped Progressive after my rates hit $1400/yr. I am now paying $700/yr with AAA.


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Old 05-07-2014, 06:41 PM   #3
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You might want to check with your Arizona insurance commission, there could very well have been some changes. I have had Blue Sky for 3 years and have had only a $10 increase.
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Old 05-07-2014, 07:36 PM   #4
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Unfortunately, that's what insurance companies do. I have been very lucky the past few years as our rates haven't gone up much at all from the initial policy.

Something you might consider: Insurance companies base rates partially off of credit ratings. If you've recently had some financial troubles, that could be a factor.
I don't know if this applies to you or not, but a thousand bucks seems like a pretty steep increase.
I question their excuse, mainly because they tend to not be quite truthful about those "rate increases" through the state, or whatever agency approves them.
It seems to be their go-to line every time they want to get deeper into your wallet for no apparent reason.
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Old 05-07-2014, 08:04 PM   #5
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It's just a bad business practice. There's been no change in my credit rating (which is very good), it's all on their end. That much of an increase is just absurd. Anyway, hope others with Blue Sky have better luck.
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Old 05-07-2014, 08:18 PM   #6
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Yikes we have Blue Sky!

Yikes! We have Blue Sky! Progressive stuck it to us after the first year to the tune of a thousand bucks. No reason at all, fact! Hope this is NOT a consistent pattern for RVer's!
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Old 05-07-2014, 08:39 PM   #7
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After seeing all the write ups about Blue Sky, I thought I'd see what they could do for me as in lower rates. I took my policy with me, to their Tucson office, and asked if they could offer me a lower rate and stay comparable with my present policy. After about 30 minutes of researching his contacts, he couldn't beat,or even meet my current rates. So, I happily stayed where I was.
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Old 05-08-2014, 05:29 AM   #8
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STOP dealing directly with a single insurance company! Find yourself an AGENT who specializes in RV coverage AND represents several insurance companies.
We use Farm & City Ins. 800-282-1446
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Old 05-08-2014, 05:32 AM   #9
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I signed with Blue Sky last October and my rates dropped to almost half. Sorry to hear this...and hope it is not something I will experience for Arkansas come this fall.
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Old 05-08-2014, 08:58 AM   #10
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one word my friends GEICO. Have them for everything so I get a multi car, bike, itv, rv discount. Have never gone up more than a few bucks and they handle claims like lightning. Couldn't be happier.
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Old 05-08-2014, 12:02 PM   #11
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I've had Blue Sky for two years and pay $680 a year for full coverage, no rate increases at all. Btw i'm in California. Nobody, and i do mean nobody could or can come close to that rate.

Geico wanted considerably more, and when i asked about a multi policy for all my stuff I laughed at their quote. Progressive was double and my own insurance company, Liberty Mutual, wanted quadruple the amount for an RV! So on a whim i contacted an agent at a reputable company and he was a joke, full of excuses but nowhere near Blue Sky.

I tried Good Sam and they want double as well even with all their advertising of best rates for RVers. I'll stick with Blue Sky for now. Btw, for those that don't know, Blue Sky is an agent and approved insurance reseller.
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Old 05-08-2014, 12:43 PM   #12
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Went from GMAC (no long write in AZ) to AAA (doubled in one year) now with Lib Mut (1/2 $), they all play the game.
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Old 05-08-2014, 06:36 PM   #13
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Originally Posted by mojoracing View Post
one word my friends GEICO.
GEICO is four words: Government Employees Insurance Company.

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Old 05-09-2014, 04:44 AM   #14
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I'll be rolling these dice very soon, as we are in the process of moving from Mass, which typically has ridiculous insurance, to Florida.
I'm with Progressive now, and once we close on the house in Florida, will start researching rates.

Will definitely check Blue Sky, Geico, AAA, and whatever else pops up on the boards. We were initially with GMAC through Good Sam, rates went up from $1200 to $1900, no claims, no change in credit. That's when we switched to Progressive, and I think that's currently at $1400.


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