Cash vs. Credit card

[spsm]

NEITHER...she says I can't be trusted. That's life.

[Jim2]

I travel year round, so no special changes when on the road, I'm always on the road. Most purchases are with Debit Card, only occasionally use credit card, almost never cash. No need to carry hundreds of dollars in cash when you can get cash back at any store using debit card.
Since automating all deposits & recurring payments electronically, I rarely use a check or visit a bank in person anymore.

[Walt Bennett]

We spent nine weeks traveling last fall on a 6,600 mile junket. I believe there were only two CGs that wanted cash, and they were for one night stays only. We really only needed about $100 cash for the whole trip.

[davidki]

Credit cards or debit cards are king... I like getting the statement at the end of the month, pay it off completly (so I use their money for 30 days) but I like the record I can trace back any purchase quickly... not having to hunt for those little receipts.

If you keep about $100 stashed for an emergency you can usually find an ATM, alot of banks off free use if you have an account there (like BofA).

I use to write checks for everything, now, I haven't written more than 2 checks a year to purchase things... Just don't forget to pay the CC off quickly.

[srh]

Originally Posted by PushedAround

I always use a Capital One credit card for the reward points. I pay it off monthly as much as possible. It's gotten me 2 free trips to Cancun.

So, do I!

[Old Radios]

Carry a debit card I transfer cash into as we use it and a credit card with rewards for larger purchases. Get an email for every transaction so I'll know if somethings up. Also carry some cash for smaller purchases. Amount depends on the length of the trip.

[Triker56]

I carry cash for those Passport America campgrounds.
Use Debit card for grocery's & getting cash at Walmarts
Last ATM used was over 14 years ago.
For fuel Good Sam card at Pilot/Flying J for 3¢ discount and finish with the Discover CC 5% card some months or Visa CC 3% good for every month.
Restaurants always cash no matter $5 or $100
Movies always cash
Any Store, items under $20 always cash, more Debit card
Attractions always cash under $25 or Debit card
Any unexpected repairs, or items bought over $100 CC

Pay all CC total off every month on line.
All banking done on line, haven't been inside a bank for over 3-4 years.
Write only 1-2 checks a year
Deposits via direct or checks via iPhone

[wildtoad]

Usually have less than $50 in cash, get any I need from a store. Debit card for most purchases, credit for more expensive. Will upgrade to iPhone 6 in September to gain access to Apple Pay. In regard to gas, use credit when the price is the same as cash, else use debit. I do carry a checkbook on longer trips just in case someone doesn't accept debit/credit but have not run into this in years.

[new rver]

we have a ally money market that we can use atm 6 times a month and they reinburse are atm fees. and i try to have 500--1000 on us.we been from alaska to quebec never had a problem with credit card
heading north bob,linda & missy

[King Clark]

2 credit cards but cash for that time when the "machine" is down, either the giving one or the taking one. Always split the cash between the wife and myself in case the wallet or purse decides to get lost.
As far as banks go, one or both of us are there every day, other than Sunday, as that is where the wife works. I keep asking why we have the anti-theft stuff on our accounts since she knows where I went for lunch before I can get it in my mouth.

[ahicks]

Originally Posted by YC1

Two credit cards so when one puts a hold on yours you have a backup, or one gets hacked. Has happened several times. I call the CC company before traveling and let them know I will be making large diesel purchases. Works most of the time but not always.

X2. Hold thing can be SO frustrating! We can be out a month, with many fuel purchases already (among other things), and bang, out of the blue, the card has been declined....

We've spoken with the card company so many times about this I think they do it purely out of spite. Sure seems that way anyhow.

[jplante4]

Read this thread before deciding to carry a large amount of cash.

http://www.irv2.com/forums/f64/civil...re-235993.html

[Bumps]

Amex, Visa (with cash back), and no more than a couple hundred dollars in cash. Debit card might be along, but rides in the safe. \ken

PS. That "couple hundred dollars in cash" lasts a long time these days since just about every place seems to take plastic.

[timetogo]

Carry both and have fun.