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Old 04-11-2012, 11:25 AM   #1
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Coach insurance

Forenoon all ... Can anyone come up with any good suggestions ..Good Sam VIP ... Good?? How bout their extended warranties ?

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Old 04-11-2012, 12:07 PM   #2
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Good Sam VIP is really GMAC and IMO a good insurance for a motorhome especially if you store for any period of time during the year......their coverage suspension program can save a lot of money. Can't comment on their extended warranties.

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Old 04-11-2012, 02:38 PM   #3
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All of the major rv casualty insurance companies (GMAC, Progressive, National Interstate, et al) seem to get about the same number of "they are great" and "they are crooks" comments on this and other forums. This leads me to believe that, as long as you are sure you are comparing exactly the same coverage, you can probably buy from whichever one feels best for you.

When we looked at Good Sam's extended warranty several years ago, we went elsewhere because after reading the fine print we felt there were better ones available. You need to pay special attention, with extended service contracts, to exclusions and preventative maintenance requirements. You really need to understand the contracts. Many will tell you to put some money aside and self insure and they are probably right, from a fiscally sound standpoint. It boils down to a personal thing whether you can afford or want to self insure.
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Old 04-12-2012, 09:33 PM   #4
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Take a look at Explorer
2012 Itasca Meridian 42E, Roadmaster Tow System, Unified Brakes on Toad
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Old 04-15-2012, 07:24 AM   #5
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Explorer RV is a National Interstate agency. Definitley one of the places you should get a quote. Some other agencies that specialize in RV insurance are Miller's and Gilbert's - they can help you find good coverage at reasonable prices.

The point is to get several quotes and make sure you are comparing apples to apples on coverage vs price. If you are not familiar with the various components of insurance coverage (liability, collision, comprehensive, personal property, trip interruption, etc.), ask further questions, both here and of the agent giving the quote.

For example, "personal property" covers things you have added to the RV as well as your clothing and camera. Examples might be a GPS, a tow bar, vent covers, etc.
Gary Brinck
2004 American Tradition; 2014 Buick LaCRosse
Homebase in the Ocala Nat'l Forest near Ocala, FL
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Old 04-15-2012, 08:34 AM   #6
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Thanks Gary appreciate your input... Will check out all the angles in this ... Thank for your time ...

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