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Old 03-04-2012, 07:19 PM   #15
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I've had the PenFed card for over a year now.......Love it! You get 5% as long as you use it AT THE PUMP. Each month they take your bill and knock the 5% off what you owe. Simple and easy.
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Old 03-04-2012, 11:55 PM   #16
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I use the Costco Amex. You receive 3% rebate at all fuels stations including PFJ and Loves with a couple of caviats (as noted in the fine print):

First, you get 3% on purchases of up to 75 gallons. They feel over 75 gallons is commercial use. So if I need more than 75 gallons, I stop the pump at around 70 gallons and restart it to finish the fill, so it is like two purchases. Two receipts. Sometimes I have to go in to get it restarted.

The other rule is fuel purchases over $3,000 in one year (statement year, not calendar year) get 1 %.

There is no annual fee, so that makes it better than some cards. I just got my $535 rebate check in the mail, so it is worth while for me (I use the card for all Costco purchases as well as travel and restaurants.)

For all other purchases I use a Fidelity card which gives my 1.5% rebate into my Fidelity Investment account.
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Old 03-05-2012, 06:24 AM   #17
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Quote:
Originally Posted by GaryKD View Post
Hi raycon9,

Bank of America has a good cash back card. I think it is 3% on fuel, 2 on groceries and 1% on everything else. All the time and no signing up at their web site every few months.
After reading and hearing the news reports about how innovative BOA is at finding ways to gouge their customers, I'm guessing they don't really give you the cash back as advertised.
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Old 03-05-2012, 06:37 AM   #18
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"Visa USA determines which transactions are classified as paid at the pump."

What does that mean?

I used to have a PenFed account as a veteran. I think it was $5.00 to join several years ago. I wonder if I can re-instate it and get the 5% card.
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Old 03-05-2012, 06:40 AM   #19
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Some gas stations limit CC purchases to $75. I've been told it is to prevent "runners" or it is set by the CC companies. Anybody know for sure?
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Old 03-05-2012, 07:32 AM   #20
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Quote:
Originally Posted by RUFINIT View Post
I use the Costco Amex. You receive 3% rebate at all fuels stations including PFJ and Loves with a couple of caviats (as noted in the fine print):

First, you get 3% on purchases of up to 75 gallons. They feel over 75 gallons is commercial use. So if I need more than 75 gallons, I stop the pump at around 70 gallons and restart it to finish the fill, so it is like two purchases. Two receipts. Sometimes I have to go in to get it restarted.

The other rule is fuel purchases over $3,000 in one year (statement year, not calendar year) get 1 %.

There is no annual fee, so that makes it better than some cards. I just got my $535 rebate check in the mail, so it is worth while for me (I use the card for all Costco purchases as well as travel and restaurants.)

For all other purchases I use a Fidelity card which gives my 1.5% rebate into my Fidelity Investment account.
well, i can say i am confused.
i checked my 2011 CostcoAMEX statments and i got 1% at PFJ,etc.
3% at the costco pumps.
as i said in my earlier post, i called the amex CS, who said my 1% at PFJ was correct.

RUFINIT: can i ask?, did you check your detail statments to see where you got 3% and where 1%?
thanks for your responce.
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Old 03-05-2012, 07:39 AM   #21
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Hi Dunner,
The cut off limit for a fuel pay at the pump cc purchase can be set by several different organizations. It is impossible for the customer or store employees to determine who set the cut off amount for any individual station. Who set the limit has to do with who is taking the risk of a drive away thief or a stolen cc that is being used. Choices are:
1. the credit card company
2. the cc processing company
3. the fueling station (or parent company)
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Old 03-05-2012, 07:54 AM   #22
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I just called Citicard and they said that the limit is set by the individual gas stations.

The last time I was at "J", I used the intercom to ask if they could extend the limit and they said I had to come inside to do so. I didn't want to go inside and just used another CC.
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