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Old 05-08-2013, 10:35 PM   #1
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Do Good Sam or CoachNet cover appliances

I have a question about GS and CN.
I was looking through both companies plans and failed to find anything about appliance coverage. Years ago when my parents had their class A, we were out camping and the heater circuit went out. At the time, my parents were members of GS, my dad called them and they located an RV mechanic who came out (from the closest town an hour away) and replaced the part and got the heater working again. My parents did not have to pay for the repair of part.
My question is, do GS and CN still do this or is there no longer that your of coverage?

Thank you in advance for your response.
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Old 05-08-2013, 10:46 PM   #2
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I have never heard of either one paying for a repair. CN will assist you in finding a repair tech but all costs are on your dime.
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Old 05-09-2013, 12:50 AM   #3
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Are you asking about Extended Service Contracts or Roadside Assistance Plans? The ESC probably would pay for appliances, subject to any deductibles you choose. The RA would not.
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Old 05-09-2013, 06:18 AM   #4
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The OP is confusing Roadside Assistance coverage for Extended Warranty coverage. These are 2 separate insurances.

Roadside Assistance is just that. If you break down on the road they will get assistance to you. They cover tire flats, lack of fuel, etc. The owner is liable for any parts to fix the problem. They provide a tow to a repair facility if the repairs can not be completed on the road. Again, once the rig is at the repair facility, the owner is liable for the repairs.

The Extended Warranty covers repairs to covered items. This is a very expensive insurance that, after a deductible is paid by the owner, covers parts and labor to repair covered items. Most appliances would be covered under this insurance.

These are somewhat simplistic explanations. Look at the web sites for the different coverages for detailed explanations.
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Old 05-09-2013, 10:24 AM   #5
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My dad swears all they had was RA, but he could be mistaken. I've looked at extended warranties, but our new to us MH had a warranty that covers everything. What I'm not sure of is, if they would pay the cost of the repair if we were on the road. I think I'll add that to my list of questions, because if they do not, I'd hate to have something go wrong on the road.
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Old 05-09-2013, 09:25 PM   #6
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Quote:
Originally Posted by ArmyVet717 View Post
My dad swears all they had was RA, but he could be mistaken. I've looked at extended warranties, but our new to us MH had a warranty that covers everything. What I'm not sure of is, if they would pay the cost of the repair if we were on the road. I think I'll add that to my list of questions, because if they do not, I'd hate to have something go wrong on the road.
If you have an extended warranty it should cover on the road what it will cover at home. Check and see what it does cover and what the deductable is. Not all plans cover all parts. There are different levels of coverage and deductables. Know before you go. Also, all of them require that you have prior approval before you have repairs made or they will not pay for them.
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Old 05-09-2013, 09:35 PM   #7
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Some people call them "extended warranties" however, legally they're service policies or service contracts. The service policies are written by lawyers to hold down the amount and number of payouts so the insurance company makes money.
Lots of stories out there about companies going out of business or not paying for what people think are covered repairs. People seem to think that when they buy them they're "bumper to bumper" coverage and they're not.
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Old 05-09-2013, 09:48 PM   #8
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We just had a claim with coach net, we took it to the dealer we purchased our fifth wheel from for the repair. Doing that, it payed for parts and repair with out a deductable, the only thing we had to pay was freight for the A/C. If we had a mobile tech our deductable would have been 50 dollars. They were quick to approve repairs. We are pleased with coach net extended warrenty.
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Old 05-10-2013, 08:31 AM   #9
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Roadside assistance covers only things that would prevent the RV from traveling down the road. It also covers only the cost of sending the repair truck to where you are and/or the cost of a tow to a repair facility. It does not cover the cost of the repair itself.

To cover the cost of the repair, whether for a chassis-related item or an appliance, you need an extended warranty. Even then, the warranty will have probably exclusions and won't cover everything. Read any warranty carefully before signing on the dotted line.
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Old 05-10-2013, 02:55 PM   #10
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I will definitely talk to my parents about an extended warranty. We have decided on Coach-Net for RS, so if the extended warranty we have from the dealer does not cover road side occurrences dealing with appliances, I'm thinking we should add an extended warranty.
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Old 05-11-2013, 09:36 AM   #11
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Many of us have decided to bank the dollars the Extended Warranty would cost. My quote for my coach was $3440 for 2 years with a $500 deductible per occurrence. The cost is high for these coverages, especially if the value of the covered unit is high. I could not justify $3440 for insurance against a breakdown. Perhaps I will be sorry, perhaps not.
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