Extended service/warranty ideas

[cardshark]

Hi, getting ready to buy our first RV it is a class A and would like to hear your suggestions on service/warrantys plans for used rv's as we are NOT handy like some and will have to learn as we go but big stuff now way.

We have looked at Good Sams, USA, and Camp Worlds. Have heard of Go Rvings but on one of the post it was not a good one.

Anyone with some advice?

Cardshark

[RickO]

You'll find tons of different opinions on this topic but I think you're wise to do this. We bought our first RV (a diesel pusher) three years ago and purchased the extended wty. Ours is from EZ Care and we've been really happy with the service but most of all it was the peace of mind it provided us.

If you purchase it from the dealer be sure to negotiate the price. I did my homework prior to buying the coach but ended up paying them full price for the wty and I could have gotten it for half of what I paid.

good luck,

Rick

[GaryKD]

Hi cardshark,
If the coach is new, consider waiting until the manufacturer's warranty is about to end.

If the coach is used, a service contract may be a good idea. I have a service contract with National Warranty of Florida. Their contact information is 888-756-5529 or 800-439-4861. I have had 3 claims and they were all closed to the shops' and my satisfaction. The shops mentioned that they were amazed at National's speed in closing the claim. All the shops were paid before I was scheduled to leave their facility.

[Romer1]

Also look at http://www.route66rv.com/programs/pr...age.phphttp://

[ralper]

Extended warranty companys are in business to make money. The warranty is an insurance policy. READ THE FINE PRINT BEFORE PARTING WITH YOUR MONEY. I do not believe in them for myself.

[Gary RVRoamer]

There are two discussions here: (1) Should you buy repair insurance at all and (2) which one.

Whether to buy it is a money-management question. You either pay the premiums and co-pay on the repair insurance, or you put money aside and pay for repairs as you go. The repairs cost the same either way, and the insurance company fully expects to collect more from you in premiums than it pays to the shop for repairs. You are gambling that our repairs will exceed the average RVers cost of repairs. That works if you have a major repair or an awful lot of routine ones, but not if you have typical repair costs. You should also be aware there will be repairs that are not covered at all, so read the exclusions carefully. There are a lot of them.

As for which one, we have the RV Shield policy and are satisfied. They are sold through many dealers and brokers. I woud suggest getting quotes from online brokers rather than buying though a dealer, unless you can negotiate a good discount with the RV dealer. Extended service plans are a big money-maker for dealers - they get a hefty sales commission on them. Sometimes approaching 100% of the true cost.