The worth of an extended service contract, IMO depends on the type of RV you own. A towable trailer does not have the complexity of a motor home, and the appliances have at least a one year warranty, a couple even have three years.Thus, an extended service contract may not be worth the cost, especially if you were to put the same monthly premium into a savings account for future repairs.
I just received two quotes for an extended service contract on a 2000 Country Coach. Good Sam was right at $2,000 a year for $1,000 deductible. The other quote was from Wholesalewarranties.com
. I don't have it with me now, but I think it was under $2,000 per year, with $200 deductible. Reading the fine print of the sample contract takes a while, and plainly states what is covered and what is NOT covered. It details the procedure for contacting them prior to ANY repairs too.
IMO What you are really purchasing is an insurance policy against covered losses. Is it worth the premium? Only you can decide for your circumstances. I never purchased one for our 5er's. Owned the first one 13 years with no major expenses that would have been covered. Owned our present 5er since new in 05 with the same outcome.