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Old 03-06-2011, 10:15 PM   #1
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Extended warranty

We've been reading the forum for a while but this is our first post ...

We've rented MHs in the past but we are only now buying our first RV ... it's going to be a 2003 Chinook Premier with 25,000 miles on the clock ...

Our immediate question concerns extended warranty ... the dealer has proposed an extended warranty through USA Travel Care ... the rates quoted are lower than another quote from Good Sam.

What are your thoughts on extended warranty? Should we buy one?

What are your thoughts or recommendations on specific plans? We've had quotes for 2 years/30,000 miles; 3 years/40,000; 4 years/50,000.

What are your thoughts on deductibles. We've seen plans with as little as $50 going all the way up to $1000.

As a general rule for things like computers or stereos we're not believers in extended warranties, but perhaps it's different with a big ticket, complicated hunk of machinery like an RV. Clearly there are so many things that could be expensive if they go wrong.

For the next year or so we plan on using the vehicle mostly for short weekend trips but beyond that, as we move towards full retirement, we plan on taking extended trips, initially up the Left Coast (we live in SoCal).

We appreciate your input and advice; and look forward to more conversations on this forum now that we are finally becoming owners.

Andrew and Jane
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Old 03-06-2011, 10:54 PM   #2
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Quote:
Originally Posted by Chinookers View Post
We've been reading the forum for a while but this is our first post ...

We've rented MHs in the past but we are only now buying our first RV ... it's going to be a 2003 Chinook Premier with 25,000 miles on the clock ...

Our immediate question concerns extended warranty ... the dealer has proposed an extended warranty through USA Travel Care ... the rates quoted are lower than another quote from Good Sam.

What are your thoughts on extended warranty? Should we buy one?

What are your thoughts or recommendations on specific plans? We've had quotes for 2 years/30,000 miles; 3 years/40,000; 4 years/50,000.

What are your thoughts on deductibles. We've seen plans with as little as $50 going all the way up to $1000.

As a general rule for things like computers or stereos we're not believers in extended warranties, but perhaps it's different with a big ticket, complicated hunk of machinery like an RV. Clearly there are so many things that could be expensive if they go wrong.

For the next year or so we plan on using the vehicle mostly for short weekend trips but beyond that, as we move towards full retirement, we plan on taking extended trips, initially up the Left Coast (we live in SoCal).

We appreciate your input and advice; and look forward to more conversations on this forum now that we are finally becoming owners.

Andrew and Jane

ask wholesale warranties for a quote at 1-800=939-2806 ext. 703.
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Old 03-09-2011, 02:51 PM   #3
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Andrew and Jane, I think we are in the same boat!
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Old 03-09-2011, 04:18 PM   #4
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Hi Chinookers,
Your thinking is good. For something as complex (especially pre-owned) a service contract may be a good idea. I purchased my coach new. I got a service contract. What you will be buying is a service contract, not a warranty. Consider:
1. taking the longest term available
2. the lowest deductible available
3. the mileage that meets your needs based on projected use
4. protection against everything except normal maintenance items. This keeps things simple, the bottom line is if it breaks it should be covered.

One very important thing to get straight is if a claim is to be made who contacts the service contract company and debates with them on the fix and the cost. If the answer is the dealer (most likely the service manager) makes the call then that is a good thing.

My 4 year 70K mile service contract unfortunately, cost me nothing. I had enough claims to break even. In another 700 miles, I'll be on my own.
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Old 03-09-2011, 06:32 PM   #5
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Gary summed it up quite well. I have one thing to add. If you can afford it, do not include the contract price in your financing. If you do, the total cost of the contract will be increased by the finance rate compounded for total years/months of the MH contract. You may calculate that out yourself, there are many online mortgage calculators. Then save that money for a rainy day when you must pay deductible on the service contract.
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Old 03-10-2011, 06:36 PM   #6
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Quote:
Originally Posted by Chinookers View Post
We've been reading the forum for a while but this is our first post ...

We've rented MHs in the past but we are only now buying our first RV ... it's going to be a 2003 Chinook Premier with 25,000 miles on the clock ...

Our immediate question concerns extended warranty ... the dealer has proposed an extended warranty through USA Travel Care ... the rates quoted are lower than another quote from Good Sam.

What are your thoughts on extended warranty? Should we buy one?

What are your thoughts or recommendations on specific plans? We've had quotes for 2 years/30,000 miles; 3 years/40,000; 4 years/50,000.

What are your thoughts on deductibles. We've seen plans with as little as $50 going all the way up to $1000.

As a general rule for things like computers or stereos we're not believers in extended warranties, but perhaps it's different with a big ticket, complicated hunk of machinery like an RV. Clearly there are so many things that could be expensive if they go wrong.

For the next year or so we plan on using the vehicle mostly for short weekend trips but beyond that, as we move towards full retirement, we plan on taking extended trips, initially up the Left Coast (we live in SoCal).

We appreciate your input and advice; and look forward to more conversations on this forum now that we are finally becoming owners.

Andrew and Jane
Hi Andrew and Jane, welcome to the world of Rv ownership. I have one or two things to say about extended waranty contracts.
#1 unless you've got more money than you know what to do with, you
have to have extended waranty.
#2 know the waranty company and their reliablity reputation. Study up.
#3 I'm sitting in the Lazy Days RV parking lot right now waiting for a
rear view monitor to be overnighted to be installed. The waranty
companies share is $683. I pick up the overnight tab and $100 de.
#4 Two months ago, it was an awning repair. Waranty payed $543, I
payed service call plus $100 de.
#5 1 year ago, it was the same story on a microwave/convection oven.

Now here is what I really want you to think about. My coach is 4 yrs
old. That's not very old. Stuff happens
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