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Old 04-16-2018, 03:35 PM   #1
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Extended Warranty if so with who ? Also who for RV comp Ins ?

I hope this fits under gen discussion. New member & will be taking posession of our newmar coach
this week. Its 5 years old & well taken care of by the 1 owner. My question is do I buy an aftermarket ext warranty & with who ? I hear Good Sam from may but ive heard megga nightmares about them also. Alsi my auto ins I uses Progressive as its on all my other vehiclez. Does 1200.00 a year for full ins coverage 100/300 sound good ? Thank you all in advance.
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Old 04-16-2018, 04:02 PM   #2
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This has been discussed a lot. Some like them others don't. I always buy used rigs. And never an extended warranty. I insure w/ State Farm, but have heard that full timers should choose an insurance company tailored to full timers.

I do have tow in insurance. I use Coach Net and I'm a member of FMCA.
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Old 04-16-2018, 04:52 PM   #3
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Quote:
Originally Posted by Dan 3856CS View Post
I hope this fits under gen discussion. New member & will be taking posession of our newmar coach
this week. Its 5 years old & well taken care of by the 1 owner. My question is do I buy an aftermarket ext warranty & with who ? I hear Good Sam from may but ive heard megga nightmares about them also. Alsi my auto ins I uses Progressive as its on all my other vehiclez. Does 1200.00 a year for full ins coverage 100/300 sound good ? Thank you all in advance.

Hopefully someone will post a link to one of the many discussions on this subject.


I personally have Good Sam ESP ($125 monthly for 10 months of the year) as well as a Good Sam Roadside Assist ($149 this year) this provides towing for all of my cars and the coach. Even cars that I borrow and break down.



They do different things.



I also have Geico (Road Insurance) that is not much (we have a bundle that covers 2car, van, motorhome) that cost $1000 every 6 mos. ($2K year).


I ran my coach by FMCA and the cost was comparable. The Good Sam policy excludes radiator , belts and hoses and damage caused by neglect. FMCA will cover a radiator.



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Old 04-17-2018, 04:56 AM   #4
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Thank u for taking the time. Have a great day. Safe travels.
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Old 04-17-2018, 07:58 AM   #5
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Welcome to the zoo.....

Here is a link to over 3,000 threads on this board alone discussing extended service contracts since they are not warranties.

https://www.google.com/search?q=%22e...y=9&gws_rd=ssl

Pick 5-10 posted in the last 3 months and read through them and you will have 10X the information you will get in this thread in a week.

Here is a link to the discussions involving Progressive Insurance. Looking at 5-10 recent ones will get your answers for you.

https://www.google.com/search?q=%22p...=15&gws_rd=ssl
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Old 04-17-2018, 10:06 AM   #6
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I would say it all depends on how mechanical you are and what jobs you are willing to do yourself. The more you do the less valuable your service contract is.
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Old 04-17-2018, 11:29 AM   #7
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Mechanical Ability

If you break down on the road you don't have all of your tools to do a repair sometimes. It takes tools and I can't carry them all.


Getting old and not having the strength to wrench anymore. I can't even change one of these 22.5 tires. 450 ft lb of torque is way beyond me and my impact tool.





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Old 04-17-2018, 05:21 PM   #8
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If you break down on the road you don't have all of your tools to do a repair sometimes. It takes tools and I can't carry them all.


Getting old and not having the strength to wrench anymore. I can't even change one of these 22.5 tires. 450 ft lb of torque is way beyond me and my impact tool.
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That is one extreme end of the spectrum. The other is making a claim for a dripping faucet.
Somewhere in the middle is the reality of deciding of a contract is worth the money or not. If an owner has no knowledge or ability to do simple repairs the contract will surely pay for itself. Or if a big ticket item breaks but that is a chance thing.
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Old 04-17-2018, 07:40 PM   #9
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I use Coach-net and Progressive.
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Old 04-17-2018, 07:56 PM   #10
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That is one extreme end of the spectrum. The other is making a claim for a dripping faucet.
Somewhere in the middle is the reality of deciding of a contract is worth the money or not. If an owner has no knowledge or ability to do simple repairs the contract will surely pay for itself. Or if a big ticket item breaks but that is a chance thing.



Well I guess I should add that I carry a toolbox, several chemicals that I may need and a big bucket of common sense and mechanical ability. This really is a hobby for self sufficient or rich people. I ain't rich.


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Old 04-18-2018, 07:48 AM   #11
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TY & i think my mind is made up. Im a tools mechanical kind of guy. Collected classic cars & owned enuf Harleys to learn maintenance. Short of blowing a motor or trans im sure i can handle the rest. And hell if a motor goes myself & a few of my boys can do a swap blindfolded. Ill save the 4k & see how the first few trips go..
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Old 04-22-2018, 04:19 AM   #12
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I will.check coachnet as ive heard many good things about them... Just for the hell of it ill inquire. Thank you
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Old 04-22-2018, 07:59 AM   #13
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I don't go for extended warranties. I would take the amount per month you will spend on an extended warranty and put it in a special bank account for unexpected expenses.

I have Safeco insurance and use Good Sam Roadside Assistance. I will probably change to FMCA Roadside Assistance when it comes due again.
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Old 04-22-2018, 10:15 PM   #14
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I'm one who purchased an extended service contract-IT IS NOT A WARRANTY!
Anyway, if you decide to purchase an ESC, add-on the gaskets and seals rider, otherwise if a seal/gasket fails, causing damage to the engine, transmission, differential, etc., nothing is a covered expense because the mechanical damage is consequential damage from the failed gasket/seal.
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