Your setup Alan is very similar to ours. We have the funds to buy what we want outright, but I do not want to pull from my 401k plans just yet. I am currently just getting interest/dividends without reducing my funds for right now. But I could start full distributions if necessary. I will not be able to get SS until September.
Our plan was to sell the fiver and truck this year (Spring-Summer-Fall) and go for the best deals for a motorhome in December or January/2014.
Raymond, Dee Dee and Sophie (Yorkie)
2013 Tiffin Allegro 31SA
2016 Chevrolet Equinox - V6 - AWD