Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
Thread Tools Search this Thread Display Modes
Old 03-18-2013, 07:29 AM   #29
Senior Member
JohnBoyToo's Avatar

Monaco Owners Club
Texas Boomers Club
Join Date: May 2012
Location: DFW, Tex-US
Posts: 3,498
for sure, the hold does lower your available balance AND be ready for a inattentive waitress @ a restaurant to key something like $855.65 for an $85.65 bill !!!... odd that something like that happened to me twice in one week while vacationing...

and had I not had limits set @ the bank to email me with 'odd' transactions - I would not have have known for a few days, because the receipt only showed the $85...

first time it got reversed while there, second time I had already left and took the 4 or 5 days.... I got a free gift certificate for that one !

If you really are sad and think nobody cares, just try missing a few payments ! '11 Monaco Diplomat 43DFT RR10R pushed by a Demco Excali-Bar II hitch which is pushed by a '14 Jeep Wrangler Unlimited Sport.
JohnBoyToo is online now   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 03-18-2013, 07:44 AM   #30
Senior Member
slapfoot's Avatar
Join Date: May 2012
Posts: 114
I've had a similar thing happen at a motel. I was excited for a while also. Actual billing comes through a little later. I no longer worry about it. Just the way of doing business these days I guess.

slapfoot is offline   Reply With Quote
Old 03-18-2013, 09:04 AM   #31
Senior Member
BFlinn181's Avatar

Gulf Streamers Club
Join Date: Jan 2012
Location: Cincinnati
Posts: 12,638
A tempest in a teapot, IMHO. A 'hold' doesn't give anyone access to your money, it's the creditor's check that you are good for the amount they are 'loaning' to you. The hold reserves that amount of your approved credit with the CC company or bank. Not surprising that the hold goes on immediately, that hold was put on automatically by ultrafast, efficient networks of computers so we don't have to wait for approval of the charge. (A person waiting for a credit check is likely to terminate the sale if they have to wait more than 30 seconds!) The removal of the hold happens when the business gets around to submitting the actual charges. It is not a conspiracy.

If you don't have a sufficiently padded credit line, ask to have it increased, use cash, or stop spending so much!

Bob & Donna
'98 Gulf Stream Sun Voyager DP being pushed by a '00 Beetle TDI
BFlinn181 is offline   Reply With Quote
Old 03-18-2013, 09:13 AM   #32
Senior Member
MickBrennan's Avatar
Join Date: Apr 2010
Location: Playa del Carmen, Q.R., Mexico
Posts: 589
pend·ing (pndng)
1. Not yet decided or settled; awaiting conclusion or confirmation.
2. Impending; imminent.
1. While in the process of; during.
2. While awaiting; until.

It is not a charge, relax a little.

Ethical? Sure, why not?
Story here
MickBrennan is offline   Reply With Quote
Old 03-18-2013, 09:22 AM   #33
Senior Member
dons2346's Avatar
Country Coach Owners Club
Join Date: Dec 2010
Posts: 3,655
According to the OP's statement, there is one less guy in front of me when I go ini for a fillup.
dons2346 is offline   Reply With Quote
Old 03-18-2013, 09:43 AM   #34
Senior Member
calhyatt's Avatar

Newmar Owners Club
Freightliner Owners Club
Join Date: Mar 2012
Location: Weston, Fl.
Posts: 913
Originally Posted by redeldo View Post
Running low on fuel in my pickup yesterday so I stopped at a Flying J exit 320 on I-75 in Georgia. The price was right at $3.43/gallon so I used my credit card, operated the pump and proceeded to gas up. Got the receipt, it showed $35.00 and off I went.

Checked my credit card balance this morning and it showed: PILOT $150.00 PENDING. What the heck is going on? I rarely ever stop at Flying J or Pilot, and if this is the way they do business I WILL NEVER AGAIN STOP AT FLYING J!!!!!

Is this ethical and why are they doing this? If they think I don't have sufficient limits to cover $35.00 then why would they charge the card 3 times that much?

Has anyone had this done before and how did you get it corrected?

01 Dynasty
01 Dakota
It's legal, it's normal and it happens all the time. Wait a couple of days and the hold will be released. All will be well. Take care, seeya on the road.
2003 Newmar Kountry Star 3905, Freightliner XC chassis with CAT 330. Winnie the black lab, pretty Airbus captain wife, retired airline pilot with 11 grandkids. UH-1 pilot (Huey) U.S. Army 1967-1983. RVN 68-69. Northern Idaho my summer home.
calhyatt is offline   Reply With Quote
Old 03-18-2013, 10:07 AM   #35
Moderator Emeritus
Gary RVRoamer's Avatar

Fleetwood Owners Club
Freightliner Owners Club
Join Date: Jan 2000
Location: Silver Springs, FL. USA
Posts: 16,432
There are legitimate reasons for the merchant to put in the hold, as others have already described. The irritant is that the credit card company often keeps the hold for 24-48 hours even though the merchant releases it immediately when the final charge is processed. For a time you may even have both the hold and the actual charge showing on your account! The card companys have a lot of excuses for doing this, but I'm confident that the real reason is that they get to show it on their accounts receivable. Even though they haven't actually charged you the amount (and never will), it appears on their books as an asset for awhile. If you add up all these floating holds, they get many millions (billions?) of extra dollars on their balance sheet every day and they can use that in the financial system just like real money.
Gary Brinck
2004 American Tradition; 2014 Buick LaCRosse
Homebase in the Ocala Nat'l Forest near Ocala, FL
Gary RVRoamer is offline   Reply With Quote
Old 03-18-2013, 10:16 AM   #36
Sprdtyf350's Avatar
Join Date: Jul 2010
Posts: 92
All I ever see when using a Credit card is a $1.00 Pending charge. Only time I have seen them put a hold for more is if I use the card as Debit.
Retired USN Master Chief
Sprdtyf350 is offline   Reply With Quote
Old 03-19-2013, 06:01 PM   #37
Senior Member
johnsong3's Avatar
Tiffin Owners Club
Join Date: Mar 2011
Location: Ponte Vedra Beach, Florida
Posts: 112
If you are worried about the merchant holding your funds just do what cash buyers do and give them a total to put on your card. You may have to stop to purchase fuel more often if you underestimate but you won't have these worries.
johnsong3 is offline   Reply With Quote
Old 03-20-2013, 02:40 PM   #38
Senior Member
palehorse89's Avatar

Newmar Owners Club
Join Date: Oct 2009
Posts: 6,692
Originally Posted by johnsong3 View Post
If you are worried about the merchant holding your funds just do what cash buyers do and give them a total to put on your card. You may have to stop to purchase fuel more often if you underestimate but you won't have these worries.
The person at the cash regester is not the one doing this, it is the credit card compnay, they will not (can't) put a "sale" amount that has not passed through the cash regester yet. They have held my card inside till I am done pumping then when I go back inside they will swipe my card and finish the transaction. The amount that is in question here is the amount that is "pending" online on your credit card's website that most people never see due to the small window that it stays in the "pending mode" then alls that is seen is the actual amount you purchased.
2000 Newmar MADP 4060, 350ISC, Spartan MM, IFS 2011 Jeep JK, M&G Braking, 2014 MTI 27' Hog Hauler, Wireless brake control, 2006Ultra & 1989 Springer
palehorse89 is offline   Reply With Quote
Old 03-25-2013, 05:30 AM   #39
Senior Member
MaxTurner1's Avatar
Nor'easters Club
Join Date: Dec 2010
Location: Carmel, IN
Posts: 140
Send a message via ICQ to MaxTurner1
I'm surprised no one has brought up the other pain at the pump. You can't fill an RV for $ 75, $ 100 or even $ 150, but all pumps shut you down regardless of your credit, and make you go inside, stand in line and start the process again. If you go to a Flying hook, use their discount card, (not much discount), they know you are likely going to buy a lot of fuel. Fueling should be an easy thing, not a major transaction loaded with road blocks.
Radio Engineer
2005 Winnebago Adventurer 35A
Toad 2010 Jeep Liberty / Blue Ox Aladdin
MaxTurner1 is offline   Reply With Quote
Old 03-25-2013, 08:47 AM   #40
Senior Member
Monaco Owners Club
Join Date: Apr 2009
Location: Where ever we stop
Posts: 395
This type of "HOLD" is quit common. Most hotels and motels do it also.

The one thing to keep in mind, it does reduce your credit max. limit for the two-three days it is on your card.
super_rep is online now   Reply With Quote
Old 03-25-2013, 08:11 PM   #41
cronin069's Avatar
Join Date: Aug 2012
Location: carneys point New Jersey
Posts: 70
it is both the credit card company and flying j. all but the 35 dollars should be put back on the card
cronin069 is offline   Reply With Quote
Old 03-25-2013, 08:46 PM   #42
Senior Member
FlyingDiver's Avatar
Newmar Owners Club
Join Date: May 2007
Location: Somewhere....
Posts: 3,663
Originally Posted by cronin069 View Post
it is both the credit card company and flying j. all but the 35 dollars should be put back on the card
You might want to read the whole thread. The OP posted the next day (#18) that the hold was removed and all that remained was the $35 charge.

2008 King Aire 4562, Spartan K3(GT) w/ Cummins ISX, Motosat HD-SL5 w/ SWM-8, Multiswitch, HR34 Genie
2014 Jeep Grand Cherokee Overland 5.7L V8 Hemi w/ Blue Ox Aventa LX Tow Bar and baseplate, SMI Air Force One brake
FlyingDiver is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

» Virginia Campgrounds

Reviews provided by

Our Communities

Our communities encompass many different hobbies and interests, but each one is built on friendly, intelligent membership.

» More about our Communities

Automotive Communities

Our Automotive communities encompass many different makes and models. From U.S. domestics to European Saloons.

» More about our Automotive Communities

Marine Communities

Our Marine websites focus on Cruising and Sailing Vessels, including forums and the largest cruising Wiki project on the web today.

» More about our Marine Communities

Copyright 2002-2015 Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 08:51 AM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.