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Old 10-31-2014, 08:47 PM   #155
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Joel,

Are you an FMCA member?


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Yes, I am. Only because I have to join FMCA in order to be a member of the Beaver Ambassador Club. Every year I resent having to pay those FMCA dues.

And as for the liability coverage that FMCA provides for its chapters, I have no interest in attending RV rallies so I would have no particular concern about the loss of FMCA's umbrella policy.
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Old 10-31-2014, 08:57 PM   #156
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Yes, I am. Only because I have to join FMCA in order to be a member of the Beaver Ambassador Club. Every year I resent having to pay those FMCA dues.



And as for the liability coverage that FMCA provides for its chapters, I have no interest in attending RV rallies so I would have no particular concern about the loss of FMCA's umbrella policy.

Joel,

I recommend you call Charlie Adcock at: 501-278-6172 and give him some suggestions as to how FMCA could be more useful to you as a member. What specifically makes BAC worthwhile if you have no interest in rallies? I'm not sure what you are looking for.


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Old 10-31-2014, 09:04 PM   #157
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Yes, I am. Only because I have to join FMCA in order to be a member of the Beaver Ambassador Club. Every year I resent having to pay those FMCA dues.

And as for the liability coverage that FMCA provides for its chapters, I have no interest in attending RV rallies so I would have no particular concern about the loss of FMCA's umbrella policy.
Doc, sounds like your resentment might ought to be directed toward the BAC, they are the ones that are forcing you to do something you don't want to do...... Why do they "force" their members to belong to FMCA
and thinking of this..........no one can "force" anyone to do anything they don't want to
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Old 10-31-2014, 09:56 PM   #158
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Joel,

I recommend you call Charlie Adcock at: 501-278-6172 and give him some suggestions as to how FMCA could be more useful to you as a member. What specifically makes BAC worthwhile if you have no interest in rallies? I'm not sure what you are looking for.
Steve:

IMO there's a lot more to RVing than going to rallies. I have obtained valuable maintenance information from other BAC members. Participation on BAC's forum is limited to members so I join in order to participate. BAC's management is deeply entrenched and are loyal to FMCA so there's little hope of changing anything there. So I pay my dues because I have little choice but it doesn't mean I have to be happy about it.

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Old 10-31-2014, 10:03 PM   #159
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Why do they "force" their members to belong to FMCA
and thinking of this..........no one can "force" anyone to do anything they don't want to
Let's not play games with words. It's quite easy for BAC to "force" its members to join FMCA, otherwise they can't be BAC members. My only choice is not to join BAC. From a cost-benefit perspective I have decided that joining has more direct benefits than not joining.
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Old 10-31-2014, 10:09 PM   #160
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We joined the FMCA at the time we bought our coach. We insured the MH through them, took advantage of the Michelin tire program they offered and there is a discount offered by our mail forwarding company for membership.

The monthly magazine they put out is more than worth the cost of membership. We don't do rallies but plan to continue membership as long as we're involved in RVing
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Old 10-31-2014, 10:15 PM   #161
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We found the monthly magazine to be nothing but advertisements and articles on the directors. There are a couple articles but for us, the magazine was awful.

We don't do rallies either. We also use Escapees RV Club for our mail forwarding and a top-class magazine with articles written by RVers.
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Old 10-31-2014, 10:17 PM   #162
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In the past 2 years FMCA has saved me enough money to pay my dues perhaps for the rest of my life, between the Michelin discount, my reduction on my recent insurance policy renewal and the great rates on attending events. I'm a happy FMCA member. In fact I just renewed my membership for 5 years, spending some of my saved insurance premium.

I'm with Steve, if you don't like it either don't be a member or constructively vocalize what you feel needs to be changed to the association leadership.
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Old 10-31-2014, 10:30 PM   #163
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This is a funny thread. Came on strong about a year ago and ran hot for a month. It fell asleep and when it woke up a year later was running hot again in no time. So much + / - and hot and cold.

I am a member - I used the tire discount in April. My membership is paid up till 10/16 and I hope they're still operating then so I can renew. Cause if they operating the industry is probably healthy. After watching the industry go on life support and now gaining some strength - I really prefer healthy.

Let's face it - quibbling about the de minimis price of membership and benefits is kind of silly to me - I think Steve O is on to something. Work from within to make it better. I'm pretty busy as it is and can't spend a lot of time on it - but in the scheme of things - even if the membership cost over 6 or 7 years ate up most of the tire discount (and it doesn't), I would still show support as long as I have a "coach" that needs big boy tires and i need the insight, input, info etc the Association provides. 2 more cents...
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Old 10-31-2014, 10:55 PM   #164
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Let's face it - quibbling about the de minimis price of membership and benefits is kind of silly to me -
I'm glad that you are well enough off that paying $45/yr dues is a de minimis expense; I'm not sure that applies to everyone.

While we're on the subject of the cost of membership, I'd welcome someone at FMCA openly explaining where the dues monies actually go. Audited financial statements used to be available to FMCA members via the website but that practice was stopped several years ago. The last financial statement I could find was dated September 2011 and that one showed the organization as having "reserves" of over $8 million. Since the organization is chartered as a non-profit, I'd love to know the rationale for reserves of that magnitude.

While they're explaining the books, maybe they can explain the FMCA and chapter policies of paying fuel costs for officers and directors attending rallies. I don't know the current numbers for FMCA, but the last time I checked the budget for the Beaver Club (BAC) roughly 20-25% of total revenue was being used for this purpose. So of the $40 I pay in BAC dues, roughly $10 is going to pay for a club officer's fuel cost. I never would have thought that an organization as conservative as FMCA and its chapters would engage in income redistribution.

Anyone interested in the 2011 FMCA financial statement can read it here: /FMCA2011_audit_report.pdf
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Old 10-31-2014, 11:28 PM   #165
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Well, you can see from our FMCA number (f47302s) that we've been around FMCA for a while. My parents got their membership when they bought their Foretravel as a freebie. When they quit traveling and sold their MH we found that we could use their number with the "s" (son) added.
For use the magazine alone is worth the cost, plus it usually saves enough in overnight fees to pay for itself although we're also GS Charter Life Members too. I just renewed a couple months ago for 5 years more and joined the newly formed "Generations" chapter. We do like the reinstated insurance too.
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Old 10-31-2014, 11:30 PM   #166
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I'm glad that you are well enough off that paying $45/yr dues is a de minimis expense; I'm not sure that applies to everyone.

While we're on the subject of the cost of membership, I'd welcome someone at FMCA openly explaining where the dues monies actually go. Audited financial statements used to be available to FMCA members via the website but that practice was stopped several years ago. The last financial statement I could find was dated September 2011 and that one showed the organization as having "reserves" of over $8 million. Since the organization is chartered as a non-profit, I'd love to know the rationale for reserves of that magnitude.

While they're explaining the books, maybe they can explain the FMCA and chapter policies of paying fuel costs for officers and directors attending rallies. I don't know the current numbers for FMCA, but the last time I checked the budget for the Beaver Club (BAC) roughly 20-25% of total revenue was being used for this purpose. So of the $40 I pay in BAC dues, roughly $10 is going to pay for a club officer's fuel cost. I never would have thought that an organization as conservative as FMCA and its chapters would engage in income redistribution.

Anyone interested in the 2011 FMCA financial statement can read it here: /FMCA2011_audit_report.pdf
Income redistrubution... Bet if you were an officer you could get that stopped in a NY minute.

$210 for 5 years = $42/year 12 months = $3.50/month 30 days/month = 12 cents a day = di minimis to me. 1 beer at a bar... I mean I don't know what to equate $3.50 a month to - 8.5 10th's of a gallon of fuel...

I believe I saved about $1,000 on the tires - Michelin with income redistribution to Michelin without the discount; and considerably more savings over the Good Year alternative.

My perspective. I also see your interest in how an organization spends it's money as healthy and wise. And yes - enough 12 cents a day your talking serious money - but I'm only in for 12 cents/day and can live with it.
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Old 11-01-2014, 08:52 AM   #167
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My perspective. I also see your interest in how an organization spends it's money as healthy and wise. And yes - enough 12 cents a day your talking serious money - but I'm only in for 12 cents/day and can live with it.
Sure 12 cents a day isn't much, but what I see is an organization that claims it's a non-profit that has a several million dollar a year cash flow and a multi-million dollar reserve fund and which has no financial accountability to its membership. I'm not accusing FMCA or anyone in it of impropriety, but if there isn't anything to hide, why are yearly financials not available to anyone but officers?
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Old 11-01-2014, 12:17 PM   #168
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docj

There has to be more to this for you to have such a hatred for FMCA, it can't just be $45 per year. Nobody is going to convince you of the value of FMCA but it would be nice to know what is really behind your hatred for them.

Won't your fellow Beaver owners share info with you without belonging to their "club"? Maybe you could form your own Beaver "club" without the requirement to join FMCA?
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