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Old 03-10-2012, 07:37 PM   #1
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Gap Insurance?

I've been researching RV Gap insurance for a while now and am having no luck finding any insurance companies that offer it. I've searched on this forum and everyone says "you should have it", or "that wouldn't have happened if you had gap insurance" but nowhere does anyone say where I could find it. Could someone help me out please? A few ideas of companies to start with would be helpful, unless that's not allowed. I just need somewhere to start.
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Old 03-10-2012, 07:42 PM   #2
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I believe GMAC insurance offers gap coverage
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Old 03-10-2012, 08:37 PM   #3
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usually whoever is toting the note sells that. I dont think Ive seen it sold seperately.
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Old 03-10-2012, 09:04 PM   #5
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It is very likely that the insurance company selling you comprehensive and collision coverage will also offer gap insurance.
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Old 03-10-2012, 11:00 PM   #6
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It's my understanding it is should be "offered" by the lending institution, but rarely does. Any vehicle loans I've had with the credit union, they have it a mandatory part of the loan. However I've never been offered gsp when dealing with dealership
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Old 03-11-2012, 02:01 PM   #7
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We got ours from Allstate. It's only good for a few years, though. Is your RV brand new?

Oh...and welcome to the forum!!
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Old 03-11-2012, 11:28 PM   #8
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Send a message via Yahoo to frederick w
My credit union offered Gap Insurence. I signed up on it as I finaced
90 percent. The fee was reasonable.
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Old 03-11-2012, 11:38 PM   #9
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Hi rvwinnie, welcome to the forum. I'd check with the company that is holding the note on the rig. If you paid cash or had a big down payment, you won't need it. If you have replace with a new model or purchase price coverage, you don't need it.
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Old 03-12-2012, 12:14 AM   #10
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Quote:
Originally Posted by SarahW View Post
We got ours from Allstate. It's only good for a few years, though. Is your RV brand new?

Oh...and welcome to the forum!!
OK, nevermind. We don't have gap insurance; we have "full replacement value" or whatever that is from Allstate. Duh. (Sorry for the mis-information.)
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Old 03-14-2012, 11:23 AM   #11
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It may be available under different names. For example, you may be able to get "agreed value" coverage for the amount of the loan instead of the normal actual cash value (ACV). Or "full replacement value" coverage, for the entire amount on the bill of sale. Or words to that effect.
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Old 04-26-2012, 01:34 AM   #12
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I have mine through Total Loss Coverage. The company's LLC name is The Wildfire Group, LLC P.O.Box 550 Eufaula, AL 36072 Phone # 880 766-0310
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