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Old 06-12-2012, 07:54 PM   #15
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Had Progressive but dropped them when my premium went up the third year in a row. Had a good price when I started.
Now you know why it's called "Progressive", they progressively raise the prices!!
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Old 06-12-2012, 08:01 PM   #16
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Used to have Progressive till I had a rock break the windshield of the '97 Jeep. Called them to find out how much it would be going theough them. The agent ABSOLUTELY refused to tell me till I told him (as coached) that I wanted to "file a claim" Cost was about $450, whereas a local place wanted $159 to do it in my driveway. Told them to cancel the claim as they said I could.
But, that's not the kicker: I found out the they put it in my permanent record as a claim for $0 to $1000 and were reporting it to everyone when I got quotes from other companies. I filed a complaint with the Insurance Commision, they said it was legal but certainly not ethical. Probably even affected my credit rating although I never checked.
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Old 06-12-2012, 08:39 PM   #17
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I found out the they put it in my permanent record as a claim for $0 to $1000 and were reporting it to everyone when I got quotes from other companies.
Without trying to hijack this thread I think it is important that everyone understands that this information stays around for a long time. In 1998, we owned a home in IN that lost some shingles during a storm. Before I knew the extent of the damage, I called the homeowner's insurance company and told them that I might have a claim. I never followed up. When we looked for homeowner's insurance in 2005 in FL (different company altogether), that call was still listed in some kind of insurance data bank as a $0 claim. Maybe not fair, but it is, evidently, a central data list shared among insurance companies.
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Old 06-13-2012, 12:49 AM   #18
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Proving once again--your insurance is not a friend of yours, just a hope for service when you need it.
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Old 06-13-2012, 01:42 AM   #19
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No claims...Progressive since coach was new 2003 and no incease in premiums. However if you are familiar with the story about the little bird who refused to fly south for the winter, fell to the barnyard frozen...the cow pooped on him thawing him out...started singing...the cat investigated, scooped off the poop and promptly ate the bird. Moral...everyone who poops on you may not be your enemy and he who pulls you from a sh_tty situation may not be your FRIEND !!!!
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Old 06-13-2012, 05:03 AM   #20
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Why does Progressive seemingly arbitrarily raise rates on some but not others?
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Old 06-13-2012, 05:22 AM   #21
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You don't even want to call your insurance company with a hypothetical question about anything. They will use it against you.

No fault claims usually don't result in higher rates. Windshields, vandalism, hail damage, etc.

I went from AmFam to Allstate and saved over $1000 a year.

Over 40 years ago, I was told that insurance was the most profitable business in the world. It appears that is still true. Insurance is right up there with Bank of America and Exxon/Mobile for being most likely to gouge their customers.
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Old 06-13-2012, 06:52 AM   #22
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I am in the market for a new insurance company. I've had Allstate for years but their price is driving me out. I am looking at Geico and Progressive and have quotes from all. Same coverage Allstate $1800/yr, Progressive $500/yr Geico $670/yr

My question is to those who have Geico or Progressive and HAVE HAD A CLAIM what the results were and would you renew with your respective company based on claim results?
Thank you all who have responded with your claim results on Geico and Progrssive
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Old 06-13-2012, 07:13 AM   #23
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If you really saved all the money the insurance companies claim on television, and swap every year, by year 3 they should be paying you to have insurance.
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Old 06-13-2012, 08:28 AM   #24
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I'm researching insurance companies right now and was wondering if Hartford will insure a coach titled in an LLC? Have quotes from Progressive, Good Sam (GMAC) and State Farm declined to quote, an independent agent got me a quote from a company I'm not familar with (Triumphe)- but Best seems to think they're solvent. I have a suggestion for Foremost - any others out there?
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Old 06-13-2012, 12:08 PM   #25
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Originally Posted by scoutmstr
I am in the market for a new insurance company. I've had Allstate for years but their price is driving me out. I am looking at Geico and Progressive and have quotes from all. Same coverage Allstate $1800/yr, Progressive $500/yr Geico $670/yr

My question is to those who have Geico or Progressive and HAVE HAD A CLAIM what the results were and would you renew with your respective company based on claim results?
We switched auto coverage to Geico April of last year, before getting the new trailer and tow vehicle. The day after the switch we got hit with a F0 tornado extensive hail damage to both cars and the house and shop.

$10k damage to both the Tundra and Forrester. Paid for by Geico. I paid one deductible and they paid the rest. No bickering or haggling. Our new RV and TV are covered by them now as well. New trailer and Ram Laramie plus the Forrester run about $1200/yr. good deal great service.

Progressive covered the house and shop. They needed new roofs, gutters, some siding replaced, and paint on all four sides. It was a PITA getting it done. Cost came to over $15,000. Less $1K deductible and Progressives "depreciation". The house cost me over $4K out of pocket. Guess who gets the coverage next year?
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Old 06-13-2012, 08:44 PM   #26
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Might want to look at GMAC depending on your state, we had an 11,000 claim on the MH last year with no raise in rates. Had 3 stone chips with Geico and an 1800 claim from being hit by road debris, excellent service and a small raise in rate. We were hit by a GEICO (hit and run) driver and they were great about getting our deductible back. That is why we switched to them.
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Old 06-14-2012, 06:42 PM   #27
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Had Progressive, dropped them after a year. Google or Bing their chairman, Peter Lewis.
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Old 06-14-2012, 07:13 PM   #28
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They may have changed, but I've heard too many horror stories about Geico to ever switch to them.
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