Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 12-17-2014, 09:21 PM   #1
Member
 
Monaco Owners Club
Appalachian Campers
Mid Atlantic Campers
Coastal Campers
Join Date: Nov 2012
Posts: 45
GEICO switch and bait

I recently switched my insurance to GEICO after they provided a verbal and written quote cheaper than our current insurance. On receipt of the policy I discovered the cost of the policy was 15 times what was quoted. Yes, you saw that right, a 1500% increase over the written quote. The representative in Virginia Beach was rude enough I have written a letter to Warren Buffett. So now I am unfortunately screwed. The auto insurance was a little more than Progressive, but the supposedly lower RV insurance made it worth the switch. Now I am stuck with the auto insurance, have cancelled the RV insurance which forces me to lose my multi policy discount for the RV and homeowners insurance.
My wife warned me not to deal with GEICO after a nightmare experience with them 39 years ago before we met and married. I assumed, incorrectly, that a change of ownership would have led to a change of operation and ethics. BOY WAS I WRONG!!!!!!!
BEWARE GEICO!!!!!
__________________

__________________
richardgood is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 12-17-2014, 09:41 PM   #2
Senior Member
 
Join Date: Aug 2001
Location: FL
Posts: 1,314
That's very disappointing to hear and I certainly don't have any reason to doubt your experience. I've been a GEICO customer for more than 30 years and have had a couple of claims (but no major losses) and my cost is still reasonable for a boat, RV and three cars, and their customer service has been excellent.
__________________

__________________
--2005 F350 Superduty Crewcab, 6.0, 4wd, short bed, 3.73 gears
--2016 Montana 3711FL, 40'
--SOLD 2014 Wildcat 327CK, 38'
ralphie is offline   Reply With Quote
Old 12-17-2014, 09:44 PM   #3
Senior Member
 
mgscott4's Avatar
 
Workhorse Chassis Owner
Join Date: May 2009
Location: Kansas City, MO./Pollock, LA.
Posts: 1,549
There has to be more to this story, You say you have a written quote. I would take the written quote and the policy to the agent and ask them what was going on. Keep going up, start with the agents supervisor, then his supervisor, until you get what was quoted. Personally, I would have few choice words that I can not mention in this forum.
__________________
06 Hurricane 34FT WH W20 Chassis 8.1L 132K, Steersafe, Koni Shocks, DIY Trac Bar, Tri-Metric 2025RV Battery Monitor, 4-6V Batteries, Scan Gauge 2, Crossfires, 735W Solar Morningstar MPPT-60, WG T4 In-Motion Sat, XM Radio, 07 Chevy Malibu Maxx Toad, Falcon 2, Brake Buddy, Escapee
mgscott4 is offline   Reply With Quote
Old 12-17-2014, 09:49 PM   #4
Senior Member
 
Thor Owners Club
Join Date: Jun 2011
Posts: 2,892
Whats is the explanation for the difference in the written quote and the policy?
__________________
Fred1609 is offline   Reply With Quote
Old 12-17-2014, 10:40 PM   #5
Senior Member
 
Grey Ghost I's Avatar
 
National RV Owners Club
Ford Super Duty Owner
Join Date: Sep 2014
Location: Georgia
Posts: 587
I got mad at GEICO in 1955 when I was junior enlisted in the USAF. They would not insure anyone unless they were sergeant or above. I think they changed that quite some time ago.
__________________
Jerry and Barbara,
2005 Nat Sea Breeze 1321
2010 Honda CR-V toad
Grey Ghost I is offline   Reply With Quote
Old 12-18-2014, 09:27 AM   #6
Senior Member/RVM #90
 
MSHappyCampers's Avatar


 
Monaco Owners Club
Join Date: Nov 2002
Location: Columbus, MS
Posts: 26,243
WOW!
__________________
Joe & Annette

2002 Monaco Windsor 40PBT, 2013 Honda CRV AWD
MSHappyCampers is offline   Reply With Quote
Old 12-18-2014, 09:36 AM   #7
Senior Member
Commercial Member
 
Join Date: Nov 2014
Posts: 527
You Go State Farm!

We love State Farm.....they even beat USAA after 25yrs. with them! No speeding tickets for 10yrs and NO accidents EVER!
__________________
www.allprowaterflow.com
06 HR Navigator 45'PBQ Detroit 60 / 2014 4D Jeep
USAF 72-82 A1E/A1H(SkyRaider) DW Retired Nurse
niceguy9605 is offline   Reply With Quote
Old 12-18-2014, 09:45 AM   #8
Rkh
Registered User
 
Rkh's Avatar
 
Ford Super Duty Owner
Join Date: Jul 2011
Posts: 1,063
Quote:
Originally Posted by Fred1609 View Post
Whats is the explanation for the difference in the written quote and the policy?

X2, what's the answer to this question? Without it, I don't think the OPs concern has any merit..
__________________
Rkh is offline   Reply With Quote
Old 12-18-2014, 10:02 AM   #9
Senior Member
 
Freightliner Owners Club
Join Date: Nov 2006
Location: Virginia Beach, Va
Posts: 122
Usually a change like that is caused when the person getting the quote does not give accurate info and once the DMV report has been pulled they find more activity and raise the rate accordingly.
__________________
Mike and Pat Montgomery
3 cats, 1 Dog,1 Bird - 2004 Itasca Meridian 39k
2009 Saturn Outlook (Toad)
Mike and Pat is offline   Reply With Quote
Old 12-18-2014, 10:08 AM   #10
Senior Member
 
Join Date: Sep 2014
Location: Notyourbusiness
Posts: 554
You're not screwed. Don't pay GEICO a cent, cancel the policy, and go else where.
__________________
V3600 is offline   Reply With Quote
Old 12-18-2014, 11:43 AM   #11
Senior Member
 
dons2346's Avatar
 
Country Coach Owners Club
Join Date: Dec 2010
Posts: 4,476
Come on OP. Lets hear some more info. Until then I'll be watching the BS meter
__________________
dons2346 is offline   Reply With Quote
Old 12-18-2014, 07:15 PM   #12
Member
 
Monaco Owners Club
Appalachian Campers
Mid Atlantic Campers
Coastal Campers
Join Date: Nov 2012
Posts: 45
GEICO switch and bait

No DMV activity other than one ticket almost 3 years ago which they were informed of when I called for the quote. The first supervisor I spoke to was rude and brusque. As I was only 10 minutes away from their office I suggested I come over and have a meeting with him and his superior. He suggested I would be met by security and not him. What a way to greet a new customer! Finally I got another supervisor in a different office who researched what happened. The original agent who provided the quote and had the Vin number, model number etc put a value of only 1/3 what I paid for the RV and only for liability, no collision, comprehensive, contents etc. The quote emailed to me gave a breakdown of coverage for the cars, but no breakdown for the RV. Though the second Supervisor was courteous and professional, she was unable to honor the original quote or explain how the agent could have made such a gross error.

I called Good Sam today and have insurance, properly quoted, for just over $490 for the year.

Many years ago my wife purchased insurance through a GEICO agent. A week later she was Tboned at an unmarked country intersection in rural Virginia. As the police found no-one at fault, GEICO initially tried to say they hadn't actually started her coverage and were not liable for her damage. When it came to light that they had already cashed her check, they paid for her repairs and then immediately cancelled her by then 3 week old policy. As her policy had been cancelled, she had to get high risk insurance through AAA. In her 44 years of driving she has never so much as had a parking ticket. I should have followed her wishes and stuck with Progressive!
__________________
richardgood is offline   Reply With Quote
Old 12-18-2014, 07:44 PM   #13
Senior Member
 
Tomtall's Avatar
 
Winnebago Owners Club
Workhorse Chassis Owner
Join Date: Dec 2013
Location: S.W., Michigan
Posts: 686
How can you not trust this little fellow?
Attached Thumbnails
Click image for larger version

Name:	image.jpg
Views:	52
Size:	96.7 KB
ID:	81380  
__________________
2003 Winnebago WFG33V Adventurer - 8.1 Gas, Workhorse Chassis - Medium Titanium Metalic

"For GOD'S sake, be human"
Tomtall is offline   Reply With Quote
Old 12-18-2014, 07:45 PM   #14
Rkh
Registered User
 
Rkh's Avatar
 
Ford Super Duty Owner
Join Date: Jul 2011
Posts: 1,063
Musta sounded way too good to be true in the first place.
__________________

__________________
Rkh is offline   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
2013 Entegra Dream Machine tnrzryd Entegra Owner's Forum 26 02-19-2014 04:44 PM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 09:18 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.