You need to go online and make sure your Drivers License has not been revoked!!!
Originally Posted by kchadw1944
I had recently switched over to GMAC through Good Sam's....My wife talked with the nice lady and got everything insured including MH and both cars ( one is a toad ). This was back about the first part of May..
Well, we headed out for our trip from Fl. to Northern NH with stops in Va. Pa., and a few others along the way pulling the toad behind...
With recommendations from here, had my mail forwarded by my daughter ( via priority mail ) to our seasonal address ( three day service ).
I just yesterday received a check in the mail from GMAC..found out my insurance was cancelled back on the 7th of May...Why ? Because the payment, which my wife had give over the phone with a credit card, was $1.97 short...GMAC says, we sent a certified notice..NOPE...I checked with our mail lady..( close friend ) never delivered a cert. mail since we've been gone...no signature with GMAC either...Sooo, they just cancelled the insurance...no notification...no phone call, no email...although they strongly push " Paperless " billing. Even giving a discount if you do..but they don't use email or ( I guess ) the telephone.. All this info was asked for in the application..and they sure do use it for advertising...
Needless to say, after finding out I've recently traveled over 2000 miles without insurance, I was rather upset....Never again will I go with GMAC for anything...Nor will I take Good Sam's recommendations without checking on here and other places...very, very poor business. I have documented everything and plan to notify the Fl. insurance commissioner about not receiving any certified mail...for the cancellation....can you believe it....???? $1.97 off on the payment...and my wife, paid with the CC over the phone to the GMAC person...exactly what she said she needed to start the policy.....
I was insured with State Farm for 17 years. Paid off my 6 month premium. Always track my banking online - check was deposited and cleared. 3 months later I am notified my Driver's license is revoked for non-payment of insurance.
After several very angry phone calls, was informed by a supervisor that yes, they HAD deposited the check, but there was a fee (about $7) that I had not been informed of, so the check was not for the correct amount. Do they return the check? No, they deposit it, then send me a refund check, cancelling coverage until I send ANOTHER check for the corrected amount. I stated I never received their check, and she confirmed that their records showed it had not been cashed. Not their problem. Still not insured, and they notified the State. I said why not a phone call after 17 years of business, or at least a second notice. Too bad, so sad.
Cost me $275 to reinstate my drivers license, and my insurance, with a different company, went up 40%.
If you are in a mail forwarding situation, you might get caught in that cycle since you said the car had been included, and you were uninsured.