Good Sam CSP

[Don Rob]

Has anybody ever had a major component failure
covered by Good Sam CSP? I'm wondering how well
it works and about how much it costs and is it worth it. I have noticed they sponsor rv.net, so
I question if that forum will be objective. Anyway, I have heard dealers sell these extended warranties and make a big commission, which is good for the dealer and not the consumer. So does CSP from Good Sam work pretty well, or not really?

[Don Rob]

Has anybody ever had a major component failure
covered by Good Sam CSP? I'm wondering how well
it works and about how much it costs and is it worth it. I have noticed they sponsor rv.net, so
I question if that forum will be objective. Anyway, I have heard dealers sell these extended warranties and make a big commission, which is good for the dealer and not the consumer. So does CSP from Good Sam work pretty well, or not really?

[Gary RVRoamer]

The Good Sam CSP is as good or as bad as any extended warranty. First, read all the fine print because far less is covered than you would like to think. There will be caveats through out about 'wear and tear" items, "manufacturer warranty coverage", "internally lubricated parts", etc. that will exclude things you probably thought were covered. And some things are just flat excluded anyway. These caveats are common to most extended service plans (repair insurance) and not something CSP dreamed up.

The bottom line is that this is insurance. You buy insurance to cover the risk of possible high expenses, but hope you never need it. Most people pay more in insurance premiums than they collect but a few people have major problems and collect far more than they paid. The premiums are designed to collect more money than the insurer pay out in claims, cause that's how they make their money.

So the odds are you will pay more than you collect, but should you have a major mechanical failure you might be happy to have it.

[RV Wizard]

Let me add this, that on covered issues Good Sam CSP does pay the claim without a big hassle. There are many of these type coverages available. SOme are easier to work with than Good Sam and some are far worse and try to find ways NOT to pay on repairs that should be covered. If you decide to purchase, always keep you policy handy. The repair facility will have to diagnose the problem and then get authorization prior to performing the actual repairs to get them covered. The repair facility needs to be careful as to how they word their discription of the problem and stay away from words in the contract that are "Not Covered" items.

[RustyJC]

Another thing to watch is the requirement for regular documented service of covered components. You have to maintain all these components by the respective manufacturer's maintenance schedules, and you have to have documentation that the maintenance was performed by an authorized facility. You'll be spending a lot of time (and money) in shops to satisfy that one - that was one of the deal busters for us when we looked at GS CSP.

Rusty

[Bushman512003]

Just think of it this way say Your unit is bought new comes with 1year 100% on the fridge but average fridge is good for 6years or more insurance is $160.over a 5 year coverage or $800.remember 1 year is free. So now are You also keeping Your rig 6years?most trade in so I will chance the unit will make it to trade in and if it does not it was a flip of the coin.I lost this time but ---- happens.Win some loose some...I also have not lost as yet have You?Bushman

[full-timer]

When I bought my motorhome I had an extended warrany added on it for an additional $3200. for 3 years. After reading on here about the warranties I canceled mine. I did this within a 30 day grace period. I'm glad I did,because after 4 years I have had no reason to take it to a shop. Am I lucky or is it the prevenative maintiance that helps?

Joe