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08-07-2013, 03:40 AM
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#1
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Senior Member
Join Date: Jul 2013
Posts: 231
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Good Sam Extended Service Plan
Hi I can't decide if I should get this type of coverage or not what do you Guys & Girls think
We just purchased a 2005 MADP it's in top shape with just over 50,000 miles on it
Has anybody had any good or bad experience with the good Sam plan ?
Joule I spend the $ on the plan or just save the bucks just in case ?
Thanks for the input. Billy
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08-07-2013, 03:53 AM
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#2
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Senior Member
Newmar Owners Club
Join Date: Oct 2009
Posts: 10,309
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You are going to get answers both ways on your question. It ends up being personal preference in the end. Are you a insurance type of guy? Aperson for sure can go insurance broke. For myself I choose not to buy a extended on anything I buy, I take the cost of the insurance when offered and put that money aside and act as my own insurance company. I have been lucky, it has worked for me, but you will read some stories here that folks were glad they had a extended warranty. It ends up being a personal decision based on if you are a extended warranty type of person.
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2012 Essex 4544 2011 Jeep JK, M&G Braking, 2014 MTI 27' Hog Hauler, Wireless brake control, 2006 Ultra & 1989 Springer, 2003 Harley-Davidson
FLHR Road King Anniversary
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08-07-2013, 07:32 AM
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#3
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Senior Member
Winnebago Owners Club
Join Date: May 2003
Location: Smyrna
Posts: 323
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X2 palehorse89. Be prepared for all sorts of usless experiences from sour grapes to accolades.
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"Life is a Journey. Enjoy the Ride"
2004 Winnebago Journey 39K w/ 330 Cummins on a Workhorse Chasis (rare but no problems yet).
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08-07-2013, 09:46 AM
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#4
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Senior Member
National RV Owners Club
Join Date: Jun 2010
Posts: 4,581
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When I bought my Journey I did buy the program and in my case it paid for itself. Some of our members will suggest self insurance but in the two year time frame self insuring would not have covered the heui pump & six injectors and a couple of other issues.
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Bob & Sandi, dogs Tasha a Frenchie and Tiki a Skipperkey
SW OREGON 2005 34 foot DolphinLX
If towing: a bright red 2016 Mini Cooper on a tow dolly.
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08-07-2013, 11:33 AM
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#5
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Senior Member
Fleetwood Owners Club
Join Date: Dec 2011
Location: Willow Lakes RV & Golf Resort, FL
Posts: 3,163
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There are ok extended warranties and very good warranties. IMO, GS is just ok. Too many clauses that let them off and thus avoiding paying. Best to get a copy of the policy beforehand, good companies will send you one PDF. Read first what is not included then what is included. They are written in legal jargon. I even had my attorney read the GS and he was non committal in his recommendation. If you need a new turbo, injectors or AC you'll be glad you have it. Also, the age of the coach is a money factor. Best of luck searching. You'll find lots of varying information hear!
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Clay & Pebble
2012 Providence 42 M. Spartan Chassis, 450 ISL
Ford Edge toad, RM All Terrane, TST TPMS, SMI Air Force One, RVM95....
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08-07-2013, 04:45 PM
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#6
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Senior Member
Join Date: Jul 2013
Posts: 231
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So if good Sam is just ok what are the A Plus. Ones ?
Also we are not really warranty people just a little nervous about this big cost of the Diesel and transmission problems if any Herd they could be big $$$
My rig has just over 50000 miles on it I have logged about 2000 so far and it runs and drives like a dream tows my rubicon like its not their we moved up from a small sprinter van !
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08-07-2013, 05:52 PM
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#7
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Senior Member
Join Date: Aug 2001
Location: North America somewhere
Posts: 30,655
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We purchased a 2000 MH last April, at the same time we purchased a GS extended service contract. Expensive yes. A MH is an expensive complicated machine, it and everything in it has reached the point where breakdowns and malfunctions are likely. We weighed our options and decided the money would be well-spent. For instance, if/when the basement heat pump requires replacement it will cost between $3,000-$4,000 including labor.
Many people feel otherwise for their circumstances, especially those with newer units, it is an individual choice.
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2000 Winnebago Ultimate Freedom USQ40JD , ISC 8.3 Cummins 350, Spartan MM Chassis. USA IN 1SG 11B5MX,Infantry retired;Good Sam Life member,FMCA. " My fellow Americans, ask not what your country can do for you, ask what you can do for your country. John F. Kennedy
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08-08-2013, 06:26 AM
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#8
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Senior Member
Join Date: May 2013
Location: Delmar, Md.
Posts: 3,720
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Money 'WELL' spent in MOHO. We did the same thing this past Oct. and it's paid for itself as well!
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[FONT="Century Gothic"]Douglas M. Morgan RVM96
04 Dolphin 6375 LX W-24 Chassis #434136
"The Journey is our Destination" Delmar, Md.
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08-08-2013, 09:56 AM
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#9
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Senior Member
Fleetwood Owners Club
Join Date: Jun 2009
Posts: 4,031
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Good Sam Extended Service Plan has been in business to make a profit for many years.
So it looks like they bring more $$$$ in then they ever pay out.
Read the policy on what it doesn't cover, that will be 100% out of your pocket.
Also the deductible $$$ will also be out of your pocket above the yearly policy. price.
If you are full time odds may be more chances to use it. Then if it is only weekends in the summer and a couple vacation trips a year.
I checked on the price and turned it down to self insure. In the 11 years of full time I am way ahead of what premiums plus deductible would have been.
But I have been able to fix any repairs needed myself. So no labor cost and most parts have been lower then the deductible I would had. With parts & labor.
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99 Discovery 34Q ISB
2014 MKS AWD EcoBoost Toad
Fulltime Since "99"
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08-08-2013, 07:18 PM
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#10
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Senior Member
Join Date: Aug 2001
Location: North America somewhere
Posts: 30,655
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Triker56, the deductible is one thing that helped make our decision. Our plan has "0" deducible if we have Camping World do the work, otherwise it is $50 deductible. That plan is only offered at time of RV sale closing at CW.
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2000 Winnebago Ultimate Freedom USQ40JD , ISC 8.3 Cummins 350, Spartan MM Chassis. USA IN 1SG 11B5MX,Infantry retired;Good Sam Life member,FMCA. " My fellow Americans, ask not what your country can do for you, ask what you can do for your country. John F. Kennedy
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08-08-2013, 07:29 PM
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#11
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Senior Member
Appalachian Campers Mid Atlantic Campers Coastal Campers Holiday Rambler Owners Club iRV2 No Limits Club
Join Date: Jul 2012
Location: Orlando, Flordia
Posts: 305
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Quote:
Originally Posted by Vsilvester
Hi I can't decide if I should get this type of coverage or not what do you Guys & Girls think
We just purchased a 2005 MADP it's in top shape with just over 50,000 miles on it
Has anybody had any good or bad experience with the good Sam plan ?
Joule I spend the $ on the plan or just save the bucks just in case ?
Thanks for the input. Billy
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OK, I have the Good Sams and as others have said, they have many "outs" so they don't have to pay. That said, I have a 2005. My break/fix issues cost 22k in the first 18 months. Of that, Good Sams has paid 16K. That said, I'm ahead with it.
It's not that I have a wreck for a rig. The point has correctly been made, these are expensive machines and very complex.
__________________
Leo & Cindy Thrush (aka "RVM46") Cats: Latte, Jelly Bean
"There are many things given to us in this life we do not deserve. What we do with such things; that is the true mark of a man!"
2005 Holiday Rambler, 45' PGA 2007 Jeep Liberty in trailer
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08-08-2013, 08:24 PM
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#12
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Member
Join Date: Jun 2002
Location: White Lake, Michigan
Posts: 82
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Self-insurance is NOT insurance. It is merely saving the premium over time in a savings account (or other) in hopes that it will cover repairs. It may 'pay-off' or not! In a 'NOT' case, actual insurance purchased would have been a more beneficial way.
I am not in the insurance business, but I am taking delivery of our Excursion 35C in about a month. I have to decide whether to get ESP or not, LOL.
__________________
Horst & Hertha
GAF 1959-1965
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08-08-2013, 09:55 PM
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#13
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Member
Join Date: Jun 2012
Location: WEATHERFORD, TX
Posts: 53
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I found that buying a older coach with 50,000 miles it was worth it for me. In the second year after purchase took a 3000 mile plus trip and had failures of , rear camera, in motion satellite dish, refrigerator, power passenger seat and Bose sound system. Good Sam took care of most of the cost less deductible.
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08-08-2013, 10:13 PM
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#14
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Quote:
Originally Posted by Horst SE MI
Self-insurance is NOT insurance. It is merely saving the premium over time in a savings account (or other) in hopes that it will cover repairs. It may 'pay-off' or not! In a 'NOT' case, actual insurance purchased would have been a more beneficial way.
I am not in the insurance business, but I am taking delivery of our Excursion 35C in about a month. I have to decide whether to get ESP or not, LOL.
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Actually it is because you're insuring that any and all claims are paid and not denied. What I've saved has paid for all repairs, maintenance, Alcoa wheels and new tires.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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