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Old 07-19-2016, 12:18 PM   #15
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George Schweikle's Avatar
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Posts: 1,803
Correct on the resale issue. I replied to a Good Sam ad some years ago, and their cost was almost half of my Allstate policy. The stated reason is that RV'ers have a good record so the premiums can stay relatively low. At this time, the re insurer was GMAC. Since the GM bankruptcy, this has changed to National General.

In 2009, a car sideswiped our motorhome and car trailer as we approached a lane closure. He claimed I moved over, which I did to avoid the closed lane, and I saw in my mirror what appeared to be plenty of room had he been driving at the speed limit. I claimed he hit me while trying to squeeze between my vehicle and the concrete barrier on the left (while driving at my estimate of 85-90 MPH). National General went to bat for me, but lost under outside arbitration. My National General insurance never had a big increase from this episode, so I continue using them to this day.

Originally Posted by Gary RVRoamer View Post
"Good Sam" isn't your insurer anyway - they just sell the policy. You will be dealing with another company, I think maybe National General.

Most major insurers offer RV-specific policies these days, so that stuff from GS warning you against non-RV insurers is just salesl hype.

George Schweikle Lexington, KY
1999 Safari TREK 2830, FMCA 190830, Safari International chapter
1995 Safari TREK 2630, 1983 Winnebago Chieftain, 1976 Midas Mini
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Old 07-19-2016, 12:42 PM   #16
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Join Date: Aug 2011
Location: Bel Air, Maryland
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Originally Posted by Ramets View Post
My advice is to shop around. One thing that drew me to Progressive was the roadside assistance rider at $24 a year that covers not only the coach but our towed as well. We've needed a tow of the coach 3 times in our 6yrs. on the road, and each time Progressive went above and beyond for us.
I made the switch today from Good Sam to Progressive and saved $150.00 and made some upgrades. I had GS for 15 years and no claims and each renewal it cost me more.

Jim/Lois 1999 Newmar Mountain Aire MACA3797 F53 - V10
Bel Air, Maryland 5 Star Tuning & Air Lift Bags
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