Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
Thread Tools Search this Thread Display Modes
Old 09-24-2013, 11:45 AM   #1
Senior Member
offshore's Avatar
Fleetwood Owners Club
Workhorse Chassis Owner
Join Date: Nov 2002
Location: Lakeside RV Park, Livingston LA
Posts: 816
Good Sam "Storage" insurance.

Does anyone have any experience with Good Sam-National General Assurance Co. storage insurance? It seems while your RV is in storage the insurance drops to the bare basics. Then when you are ready to take the RV out on a trip the insurance goes back to the full coverage you agree on.
Thanks, Lloyd.

Lloyd, Cheryl & Samantha our Shih-Tzu
07 Pace Arrow 38P & 07 Liberty 4x4
How's that hope and change working for you???
offshore is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 09-24-2013, 11:59 AM   #2
Senior Member
JJH3rd's Avatar

National RV Owners Club
Workhorse Chassis Owner
Join Date: Feb 2011
Location: Covington, GA
Posts: 435
Send a message via Skype™ to JJH3rd
I am about to call NGA and tell them that our MH is now in storage. Usually in one or two weeks, we'll get a refund check for the difference between active & storage rates for the duration of the term. About two weeks before put the MH on the road, I'll call them and reset the rate and they will tell me how much I will need to send them to "re-activate" the insurance. I have been careful to change status coincidental with the 1st of a month - just to keep things simpler.

So far this has worked just fine.

J.J. Hayden (KN4SH)
Covington, GA
2005 National Dolphin 5342
JJH3rd is offline   Reply With Quote
Old 09-24-2013, 12:46 PM   #3
Senior Member
vsheetz's Avatar

Fleetwood Owners Club
Ford Super Duty Owner
Join Date: Jun 2012
Location: SoCal
Posts: 8,364
I have done this, works well. You can even activate/deactivate via chat.

In California it's triggers a notice to the DMV and you get a nasty-gram about not having minimum required insurance. To avoid this you move the vehicle to non-operating status with the DMV at the same time as deactivating with your insurance. I state requirements may vary of course, I only mention this for awareness.
Vince and Susan
2011 Tiffin Phaeton 40QTH (Cummins ISC/Freightliner)
Flat towing a modified 2005 Jeep (Rubicon Wrangler)
Previously a 2002 Fleetwood Pace Arrow 37A and a 1995 Safari Trek 2830.
vsheetz is online now   Reply With Quote
Old 09-26-2013, 10:00 AM   #4
Moderator Emeritus
Gary RVRoamer's Avatar

Fleetwood Owners Club
Freightliner Owners Club
Join Date: Jan 2000
Location: Silver Springs, FL. USA
Posts: 16,410
I think it just drops liability insurance but keep the rest intact? Good question to ask the agent - just what coverage do you have while in storage status. I would want everything else to remain in effect - it could still be involved in a collision (from another vehicle in a storage lot, which may be uninsured), and of course fire or storm or whatever that is covered by your 'comprehensive' insurance. And there will still be "personal property" inside it as well.
Gary Brinck
2004 American Tradition; 2013 Buick Verano
Homebase in the Ocala Nat'l Forest near Ocala, FL
Gary RVRoamer is offline   Reply With Quote
Old 09-28-2013, 10:29 AM   #5
Senior Member
lanerd's Avatar
Tiffin Owners Club
Join Date: Apr 2009
Location: Oregon Coast for the summer
Posts: 1,178
vsheetz... I've been utilizing this feature for several years now and have not once been contacted by the DMV.

However, be aware that if your rv is still financed, you must get permission from the financier prior to reducing the coverage. They may or may not allow this.

As for what is reduced.... on mine only the comprehensive was retained...all other coverage is removed. I do have my mh in an enclosed and secure facility located on my property with only myself having access to it. Having your rv located in a public storage facility or sitting outside in your driveway and reducing all coverage probably would not be a good idea.

lanerd is offline   Reply With Quote
Old 12-29-2013, 09:49 PM   #6
Senior Member
mr300ce's Avatar
Fleetwood Owners Club
Solo Rvers Club
Join Date: Oct 2010
Location: Lancaster, California
Posts: 444
I use this feature too. Here is the Calif DMV website to turn on-off the vehicles active registration when in-out of storage.

'94 Bounder 32h. Chevy V-8 44k miles and like new. Tow 4 down '85 Nissan 4x4 Kingcab
Retire in 1yr. 3mo. , but who's counting
mr300ce is offline   Reply With Quote
Old 12-31-2013, 10:27 AM   #7
Join Date: Dec 2011
Posts: 70
This is my third winter storage season. Would be better if they would just issue a policy credit rather than a refund. Seems like we are just sending money back and forth. Does save some money but in effect they are cancelling your liability and collision coverage and leaving you with just comprehensive. Fine if you have storm damage, fire or theft, but you may have a problem if someone backs into your rig and runs if you are in public storage.

Flick is offline   Reply With Quote

insurance, storage

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

» Virginia Campgrounds

Reviews provided by

Our Communities

Our communities encompass many different hobbies and interests, but each one is built on friendly, intelligent membership.

» More about our Communities

Automotive Communities

Our Automotive communities encompass many different makes and models. From U.S. domestics to European Saloons.

» More about our Automotive Communities

Marine Communities

Our Marine websites focus on Cruising and Sailing Vessels, including forums and the largest cruising Wiki project on the web today.

» More about our Marine Communities

Copyright 2002-2015 Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 06:02 AM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.