Someone on one of the RV sites posted a summary of service limitations on CoachNet ERS, which I have copied below. It seems to me that they are leaving themselves some HUGE loopholes to get out of providing road service, especially the part about "improper maintenance" and "mechanical defects". That covers a LOT of territory!
"Mechanical Defects and Improper Maintenance
In case of mechanical disablement due to mechanical defects or mechanical
disablement due to a) improper maintenance, including but not limited to, use of
alternative fuel or improper fuel, improper servicing or drainage of fuel separator,
failure to maintain the battery during storage and prolonged periods of non-use, or
b) fire, flood, riots and other natural disasters, explosions, riots, and acts of
terrorism, Coach-Net shall assist you in finding assistance for your vehicle
but all service provider fees and other costs related to towing or other
roadside services shall be at your expense."
Below is a copy of Good Sam ERS coverage limitations.
"This Program does not service or offer reimbursement for the cost of parts (including keys), fuel, other liquids, or labor for repairs or installation of replacement parts. Other exclusions include expenses resulting from calls from cellular phones, storage charges, delays or displacement, or clean-up. Unless expressly listed in this benefit brochure, expenses incurred for hotels, meals, campgrounds, car rentals, taxi fare or airfare while your vehicle is disabled or being repaired are not included.
NO BENEFITS OR SERVICES ARE PROVIDED:
• In connection with driving or riding in any other vehicles
other than membership-owned vehicles.
• As a result of acts of God or nature (e.g.,floods,
hurricanes, tornadoes, earthquakes), fire, vandalism,
and snow removal.
• For vehicles with pre-existing mechanical disablement
For each disablement event under this agreement, member is
entitled to a maximum of one hour of either Towing Preparation
Services or Recovery Services. Towing Preparation Services
include any of the following services: winch-out, extrication services
and preparation for towing. Recovery Services include winchout
or extrication services to allow the vehicle to proceed safely
under its own power. However, if disablement is caused solely by
an accumulation of snow by any means, the member will not be
entitled to any Towing Preparation Services or Recovery Services."
You have to decide for yourself which one gives the the most protection!
Good luck & God bless!