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02-15-2008, 06:26 AM
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#1
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Member
Join Date: Feb 2008
Posts: 40
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I'm 61 and have had 3 cancer episodes in the past 5 years, one of them breast cancer. I'm in great shape now, but am wondering how... once I leave PA, where I'm insured, to get insurance coverage when we're on the road.
Any and all wisdom, ideas, experience, etc., please. Thanks much.
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02-15-2008, 06:26 AM
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#2
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Member
Join Date: Feb 2008
Posts: 40
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I'm 61 and have had 3 cancer episodes in the past 5 years, one of them breast cancer. I'm in great shape now, but am wondering how... once I leave PA, where I'm insured, to get insurance coverage when we're on the road.
Any and all wisdom, ideas, experience, etc., please. Thanks much.
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02-15-2008, 07:02 AM
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#3
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Community Administrator
Newmar Owners Club
Join Date: May 2000
Location: Newark, DE
Posts: 13,896
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It would depend on your medical insurance provider's policy for out of state coverage.
A call to them would be the best thing.
Most of us are covered no matter what state we happen to be in.
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Adios, Dirk - '84 Real Lite Truck Camper, '86 Wilderness Cimarron TT, '07 DSDP, '11 Virtual RV
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02-15-2008, 12:03 PM
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#4
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Member
Join Date: Feb 2008
Posts: 40
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<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by pennie_gone:
I'm 61 and have had 3 cancer episodes in the past 5 years, one of them breast cancer. I'm in great shape now, but am wondering how... once I leave PA, where I'm insured, to get insurance coverage when we're on the road.
Any and all wisdom, ideas, experience, etc., please. Thanks much. </div></BLOCKQUOTE>
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02-15-2008, 12:04 PM
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#5
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Member
Join Date: Feb 2008
Posts: 40
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I need to add that we're fulltiming, so I won't have the PA address after mid-April. Otherwise, the health insurance wouldn't be an issue. Thanks.
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02-15-2008, 12:09 PM
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#6
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Senior Member
Join Date: Apr 2000
Location: Lake Almanor, CA USA
Posts: 419
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<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by pennie_gone:
I'm 61 and have had 3 cancer episodes in the past 5 years, one of them breast cancer. I'm in great shape now, but am wondering how... once I leave PA, where I'm insured, to get insurance coverage when we're on the road.
Any and all wisdom, ideas, experience, etc., please. Thanks much. </div></BLOCKQUOTE>
Conventional wisdom says that if you presently have health insurance, keep it and find out how to get health services on the road, if you need it. Learn what the insurance providers process is and follow it.
If you do not presently have health insurance, your "pre-existing cancer episodes" may prevent you from getting insurance. Again, checking with health insurance companies is the best way, in my opinion, to find out what is available for you, considering your specific circumstances.
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Paul <?)))>< Lake Almanor, CA
2002 Thor Tahoe 23FBGL TT, 28'
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02-15-2008, 12:33 PM
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#7
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Community Administrator
Newmar Owners Club
Join Date: May 2000
Location: Newark, DE
Posts: 13,896
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<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">I need to add that we're fulltiming, so I won't have the PA address after mid-April. Otherwise, the health insurance wouldn't be an issue. </div></BLOCKQUOTE>
The next step is find the cost and coverage conditions for your new domicile state if you can keep your same insurance.
Many times the cost/coverage of medical insurance will determine your choice of which state to "move" to for your domicile.
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Adios, Dirk - '84 Real Lite Truck Camper, '86 Wilderness Cimarron TT, '07 DSDP, '11 Virtual RV
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02-15-2008, 05:21 PM
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#8
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Member
Join Date: Dec 2007
Posts: 86
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I might caution you to be very careful. I changed to a SD address and now the quotes that I am getting for health coverage is $1,000.00/mount and not that great a coverage.
Ron
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