Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 04-14-2014, 11:35 AM   #15
Senior Member/RVM #90
 
MSHappyCampers's Avatar


 
Monaco Owners Club
Join Date: Nov 2002
Location: Columbus, MS
Posts: 26,308
Quote:
Originally Posted by TXiceman View Post
If you do not belong to AARP, join and look at the AARP plan F.

Ken
Just curious. I know that AARP pushes the Advantage plan. Do that also have the Plan F that works with regular Medicare?
__________________

__________________
Joe & Annette

2002 Monaco Windsor 40PBT, 2013 Honda CRV AWD
MSHappyCampers is online now   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 04-14-2014, 11:39 AM   #16
Senior Member
 
aauummm's Avatar


 
Join Date: Oct 2013
Location: Altoona, Iowa
Posts: 1,590
Quote:
Originally Posted by MSHappyCampers View Post
I highly recommend you get the "plan F" supplement. It takes care of everything that is left after Medicare pays. There is no co-pay! My wife has had 4 neck and 2 lower back surgeries, I have had rotator cuff and carpel tunnel surgeries of both wrists, MANY nerve blocks, and we have not paid one cent out of our pocket! The plan F is more expensive but it's well worth it if you have any medical problems! They even pay the Medicare yearly deductible!

It doesn't make any difference which company you select since they all pay the same thing, at least on the plan F. You can just shop around and find the company with the lowest rate on Plan F! I would only consider the highest rated companies so they will be there when you need them!

Good luck, happy trails, and God bless!
I got Plan F for both the wife and I.
__________________

__________________
2010 Itasca Sunova 33C, mucho mods
2011 Honda CRV, 2004 Rubicon (mucho mods)
aauummm is offline   Reply With Quote
Old 04-14-2014, 12:40 PM   #17
Senior Member
 
djbmsu's Avatar
 
Join Date: Nov 2011
Location: Charlotte Harbor, FL
Posts: 1,806
Blue Cross Blue Shield Plan F covers you anywhere in your travels.
__________________
Don and Nancy
[2014 40QBH Phaeton, 2015 Buick Enclave, 2yr old sisters Sara n Kaycee, Havanese, Two Segways
djbmsu is offline   Reply With Quote
Old 04-14-2014, 02:50 PM   #18
Senior Member
 
traveler of california's Avatar
 
Freightliner Owners Club
Join Date: Jul 2001
Posts: 1,048
I would try AMAC instead of AARP which has interests other than yours.

Nick
__________________
traveler of california is offline   Reply With Quote
Old 04-14-2014, 04:06 PM   #19
Senior Member
 
cb5300's Avatar
 
Monaco Owners Club
Appalachian Campers
Join Date: Nov 2007
Posts: 1,167
Quote:
Originally Posted by MSHappyCampers View Post
No, this doesn't cover RX. You need a separate prescription card for that.

BTW- be aware that there is a Medicare "Advantage" plan where you don't pay Medicare, only the insurance company. THEY are totally responsible for your medical expenses, NOT the government! I'm not really familiar with exactly how it works, but you may not be able to get the "complete coverage" like regular Medicare with Plan F supplement. Be careful!
You will still have to pay your "Medicare Part B" premium regardless of whether you take a Medicare Advantage or a Medicare Supplement.
__________________
Charles and Martha*2008 Monaco Signature
FMCA #F388752*GoodSam Life Member
2007 Ford Explorer - Toad
cb5300 is offline   Reply With Quote
Old 04-14-2014, 04:38 PM   #20
Senior Member
 
cb5300's Avatar
 
Monaco Owners Club
Appalachian Campers
Join Date: Nov 2007
Posts: 1,167
Quote:
Originally Posted by MSHappyCampers View Post
Just curious. I know that AARP pushes the Advantage plan. Do that also have the Plan F that works with regular Medicare?
AARP doesn't write any insurance, the insurance that they push is written by United Health, but yes they (UHC) do have Medicare Supplement plans. The draw back is that you MUST join AARP to enroll in it.
__________________
Charles and Martha*2008 Monaco Signature
FMCA #F388752*GoodSam Life Member
2007 Ford Explorer - Toad
cb5300 is offline   Reply With Quote
Old 04-14-2014, 04:54 PM   #21
Senior Member
 
cb5300's Avatar
 
Monaco Owners Club
Appalachian Campers
Join Date: Nov 2007
Posts: 1,167
Quote:
Originally Posted by jacks647 View Post
Thanks for such a quick response. You've been very helpful. The plan the agent suggested is "Continental General Insurance Company". However, I went on-line and copied all the plan F (companies that provide it) and I'll be on the phone calling the ones that look the best. Why do they make everything so hard for us "boomers"? Thanks again
Jack,
Just remember that all Plan F's have the same basic coverage, but not all companies are the same price when it's time to do business. I've worked with several Insurance Companies that deal in Med Sups, and I can tell you that some of them are a real pain to deal with.
__________________
Charles and Martha*2008 Monaco Signature
FMCA #F388752*GoodSam Life Member
2007 Ford Explorer - Toad
cb5300 is offline   Reply With Quote
Old 04-14-2014, 04:59 PM   #22
Senior Member
 
cb5300's Avatar
 
Monaco Owners Club
Appalachian Campers
Join Date: Nov 2007
Posts: 1,167
Quote:
Originally Posted by djbmsu View Post
Blue Cross Blue Shield Plan F covers you anywhere in your travels.
So will any other company's Plan F.... It also (Plan F) gives you $50,000.00 (lifetime) of foreign....
__________________
Charles and Martha*2008 Monaco Signature
FMCA #F388752*GoodSam Life Member
2007 Ford Explorer - Toad
cb5300 is offline   Reply With Quote
Old 04-15-2014, 09:13 AM   #23
Senior Member/RVM #90
 
MSHappyCampers's Avatar


 
Monaco Owners Club
Join Date: Nov 2002
Location: Columbus, MS
Posts: 26,308
Quote:
Originally Posted by cb5300 View Post
You will still have to pay your "Medicare Part B" premium regardless of whether you take a Medicare Advantage or a Medicare Supplement.

Thanks for correcting me on that! I was told differently.
__________________
Joe & Annette

2002 Monaco Windsor 40PBT, 2013 Honda CRV AWD
MSHappyCampers is online now   Reply With Quote
Old 04-15-2014, 09:27 AM   #24
Senior Member
 
Doug Sage's Avatar
 
Winnebago Owners Club
Workhorse Chassis Owner
Join Date: Mar 2001
Location: Originally from near Portland, OR
Posts: 699
We chose AARP United Healthcare. They have several plans with different prices and deductibles. Just choose the one you like. We also chose the Humana drug plan. Same thing - different prices and deductibles. We pay $231.92 for two people on AARP and $86.20 for two on the drug plan.
__________________
Doug Sage
Full timers roaming the good old US of A
2007 Itasca Suncruiser 38J
2015 Jeep Cherokee Trailhawk
Doug Sage is offline   Reply With Quote
Old 04-15-2014, 09:32 AM   #25
Senior Member
 
ChallengerRN's Avatar
 
Join Date: Dec 2012
Posts: 2,079
If you are 64 and anything like me your mailbox will be full with company's willing to sell you & explain their supplement plans!!!
__________________
ChallengerRN is offline   Reply With Quote
Old 04-15-2014, 09:46 AM   #26
Senior Member
 
iawoody2's Avatar
 
Join Date: Feb 2013
Posts: 201
Quote:
Originally Posted by RoyalD View Post
We use the "F" plan and insure with Mutual of Omaha. Never paid a cent over the premiums.
Yes, this is what I have too. It is excellent.
__________________
2013 F250 Super Crew, 4x4, powerstrke
2013 Sundance 3310 CL, Platinum
iawoody2 is offline   Reply With Quote
Old 04-15-2014, 09:59 AM   #27
Senior Member/RVM #90
 
MSHappyCampers's Avatar


 
Monaco Owners Club
Join Date: Nov 2002
Location: Columbus, MS
Posts: 26,308
We had Mutual of Omaha for several years, but they kept going up on rates. We switched to Aetna this year and saved a bundle!
__________________
Joe & Annette

2002 Monaco Windsor 40PBT, 2013 Honda CRV AWD
MSHappyCampers is online now   Reply With Quote
Old 04-15-2014, 10:06 AM   #28
Senior Member
 
aauummm's Avatar


 
Join Date: Oct 2013
Location: Altoona, Iowa
Posts: 1,590
Quote:
Originally Posted by djbmsu View Post
Blue Cross Blue Shield Plan F covers you anywhere in your travels.
That's what we've got for both the wife and I.
__________________

__________________
2010 Itasca Sunova 33C, mucho mods
2011 Honda CRV, 2004 Rubicon (mucho mods)
aauummm is offline   Reply With Quote
Reply

Tags
insurance



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
RV / Motorhome insurance JEFFOH Class A Motorhome Discussions 22 09-28-2015 07:37 PM
Full-time insurance or not Cola ny Full-Timers 6 03-30-2014 12:26 PM
RV Insurance Karen1482 Full-Timers 7 01-24-2014 12:47 PM
Blue Sky RV Insurance don't pay the invoice after the accident vilsis Monaco Owner's Forum 32 11-07-2013 07:30 PM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 10:14 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.