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Old 01-03-2012, 07:54 PM   #1
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HELP-Insurance w/o title

Any recommendations for MH insurance? I don't have the title, loan or registration yet. Just have a buyers contract on a 2005 Beaver Vicksburg. We may have to sell it back to the dealer on consignment. What a mess
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Old 01-03-2012, 08:04 PM   #2
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Not sure I understand. Are you buying a coach from a dealer and need to have it insured at the time of delivery? I would think that most insurance companies would be able to work with your dealer to coordinate the coverage, delivery of documents, etc.

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Old 01-03-2012, 08:23 PM   #3
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Insurance companies in Michigan will issue insurance with just a VIN number.
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Old 01-03-2012, 08:30 PM   #4
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I'm not entirely sure of what you are asking, but if you currently have auto insurance, that company should be able to issue an insurance binder for the pending sale. (That is sort of a "promise to insure" when the sale is final.)
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Old 01-03-2012, 08:45 PM   #5
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Heck, around here you have 30 days to notify your insurance company of a change. If this is a new purchase all you have to do is call your insurance carrier and add the coverage.
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Old 01-03-2012, 08:59 PM   #6
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Heck, around here you have 30 days to notify your insurance company of a change. If this is a new purchase all you have to do is call your insurance carrier and add the coverage.
That may be true, but if the RV is financed the finance company will want proof of insurance at closing.
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Old 01-04-2012, 04:50 PM   #7
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That may be true, but if the RV is financed the finance company will want proof of insurance at closing.
In California we would give the dealer/finance company our current insurance policy number and company name. Once the deal is done and we have the new rig at home we'd call our insurance company and officially add the new vehicle - or get a completely different company to cover it if we want. Every policy we've ever had, in over 40 years, gives us 30 days from purchase to officially add a new vehicle.
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Old 01-04-2012, 04:50 PM   #8
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I'm still not sure of the question?????
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Old 01-04-2012, 07:07 PM   #9
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When we picked up the Bounder we had to show proof of insurance even though it was a cash sale. I think that was because the dealer was handeling the title transfer and it is a Texas requirement. It was no big deal I gave my insurance company the vin and discription and they printed out proof of insurance. I don't fully understand the question either.
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Old 01-04-2012, 11:57 PM   #10
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I am confused as well, if you may have to sell it back can't you just cancel the sale. Skip the insurance altogether.
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