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Old 08-14-2015, 10:14 PM   #1
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Help with Insurance

I need help with insurance,im looking for insurance thet covers the systems of the rig eng trans fridge ect. Good sam has a 15 year old limit.Though the one i plan on buying wed is like brand new its been throughly gone through and has brand new tires and has been garaged kept climate control has original paint and looks new.77000 mi but 94. pusher diesel and has absolutely no leaks has new dicor roof could eat off engine and trans.Any ideas on that type insurance on older rigs .thanks


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Old 08-14-2015, 10:33 PM   #2
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Try Wholesale Warranties. They would insure everything on my 13 year old coach except the engine and transmission
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Old 08-15-2015, 09:03 AM   #3
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Try Progressive, I have found them to be low cost and easy to deal with. I have insurance through them on my TT and a 15' Boston Whaler.
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Old 08-15-2015, 10:17 AM   #4
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He is talking about repair insurance (aka extended warranty/service), not collision and liability. Progressive can't help with that.

Wrench18, I believe you should re-think your request. The price (premiums) for repair insurance on an old RV are going to be major, probably thousands annually. You can just bank one years premium and keep it as a reserve to spend on repairs. Replenish it as needed and odds are several-to-one that you will spend much,much less over a 5 year period.

If you feel it is worth it, you can probably get a powertrain only warranty to cover the engine and tranny, but be careful about what they cover. RV owners tend to think of "engine" as everything needed to make it go, but service plans often make some fine distinctions. The radiator, for example, isn't part of the "engine". Neither is the fuel lift pump (brings fuel from tank to injector pump) or the alternator. Some parts, even internal ones, are considered "wear & tear" components, as are some seals.
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