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Old 03-14-2010, 04:30 PM   #1
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Question How to find financing????

Our daughter and son-in-law are in the process of selling their cute little Fun Finder-X and are starting to look at used class C's. They really don't want to spend more than $12,000 or $14,000 and would need to finance it, but the motorhomes in that price range are about 15 to 18 years old. Where would they go about finding financing for a motorhome that old??? Is it possible? I called our local bank and they won't finance anything more than 5 years old.

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Old 03-14-2010, 05:39 PM   #2
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Call a broker. He/she will have a number of sources and usually can find the best deal available. If you are buying from a dealership the business manager will do this for you.

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Old 03-14-2010, 05:40 PM   #3
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Credit union?

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Old 03-14-2010, 06:19 PM   #4
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Usually they will do a personal loan which is not totally secured by the motorhome. It is hard to finance one that old

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Old 03-15-2010, 03:05 PM   #5
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The cheapest way to borrow money (in Canada anyways) is with a home equity line of credit. Interest is prime plus 1....so for us right now it is 3.25%. You can pay as much (or little...not recommended though, LOL) as you want whenever you want.
Dave and Kara - Weekend Warriors 2010 Newmar Bay star 3202, Ford chassis, Ford Ranger Toad, Can Am ATV
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Old 03-15-2010, 03:54 PM   #6
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Most dealers will have sources that are RV specialty lenders. They may very well be able to find better terms than you can through a bank or local credit union that will view an RV as a vehicle rather than as an RV. We found our lender through the dealer in 2003, and got a pretty good rate.

Paul (KE5LXU) ...was fulltimin', now parttimin'
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