Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 01-03-2011, 06:30 PM   #1
Member
 
Join Date: Jan 2011
Posts: 31
Insurance

Hi just got a new motorhome 2000 newmar. Just learning our way around. Do you go through your car insurance? Or is there a special one for RV Bob
__________________

__________________
rebel4963 is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 01-03-2011, 06:58 PM   #2
Senior Member
 
gripper's Avatar
 
Fleetwood Owners Club
Join Date: Nov 2009
Location: Lutz, FL
Posts: 772
There are several companies that insure both cars and RV's. You wouldn't want to insure your RV, like you would your car. Gieco, Good Sam, Progressive, are good companies mentioned a lot, in this forum. Some members swear by them and some swear at them. Just do a search on "RV Insurance", to read the posts.
__________________

__________________
Roland & Jerri, with Maggie & Mollie, our Pups; '05 Fleetwood Providence, 39' DP; '08 Saturn. "The difference between genius and stupidity is genius has it's limits" (Einstein)
gripper is offline   Reply With Quote
Old 01-03-2011, 07:11 PM   #3
Senior Member
 
GaryKD's Avatar
 
Newmar Owners Club
Join Date: Jul 2006
Location: Wellington, Florida
Posts: 12,324
Hi rebel4963,
Consider contacting an RV insurance broker. They sell RV policies through several different companies. I use Farm & City. Their number is 800-331-1520.
__________________
Gary
2005 Newmar KSDP 3910 + GMC ENVOY XUV 37K lbs Moving Down The Road
The Avatar Is Many Times Around The USA
Nobody Knows Your Coach Like Somebody Who Owns One Just Like Yours
GaryKD is offline   Reply With Quote
Old 01-03-2011, 07:12 PM   #4
Senior Member
 
azloafer's Avatar
 
Winnebago Owners Club
Join Date: Oct 2009
Posts: 1,170
We use Sate Farm for our coach, two cars and the house. We use CoachNet for road service and RV elite for our coach extended warranty.
__________________
2008 Itasca Latitude 39W. Cummins ISB 6.7 Turbo 340HP. Allison 6 Speed. Freightliner XCS. Michelin XRV 255/80R 22.5 LRG. SuperSteer MCU. Safe-T-Plus.
azloafer is offline   Reply With Quote
Old 01-03-2011, 08:39 PM   #5
Moderator Emeritus
 
Gary RVRoamer's Avatar


 
Join Date: Jan 2000
Location: Silver Springs, FL. USA
Posts: 18,096
Just make sure you have RV-specific coverage on your RV - it's not just an expensive car. And definitely shop around, getting quotes from companies that specialize in RVs as well as your car insurer.

We used The Hartford for awhile but switched to National Interstate for the RV because we got broader coverage for a bit lower premium. Kept Hartford for the car, though.
__________________
Gary Brinck
Former owner of 2004 American Tradition
Home is in the Ocala Nat'l Forest near Ocala, FL
Summers in Black Mountain, NC
Gary RVRoamer is offline   Reply With Quote
Old 01-03-2011, 08:48 PM   #6
Senior Member
 
Dirtbuster's Avatar
 
Fleetwood Owners Club
Join Date: Sep 2010
Posts: 272
Quote:
Originally Posted by rebel4963 View Post
Hi just got a new motorhome 2000 newmar. Just learning our way around. Do you go through your car insurance? Or is there a special one for RV Bob
If you just purchased your Newmar recently, you might want to check with your car insurance company, to see if it has coverage. Most auto's are covered for 30 days upon purchase. Most RV policies are not included with your auto insurance coverage.

Might want to check on your states coverage law!
__________________
Dirtbuster is offline   Reply With Quote
Old 01-03-2011, 10:04 PM   #7
Registered User


 
Monaco Owners Club
Join Date: May 2009
Posts: 3,198
State Farm, along with everything else I own.
__________________
JimM68 is offline   Reply With Quote
Old 01-04-2011, 02:44 AM   #8
Senior Member
 
azloafer's Avatar
 
Winnebago Owners Club
Join Date: Oct 2009
Posts: 1,170
An example of State Farm and its coverage: This is on a prior coach. The RV storage lot people called me to report that I had a lot of wind damage and better come and check the coach. I found that two awnings had extended on their own and not only were the awnings and arms ruined, but the awnings had been flying around and scraped the paint off along the side of the coach. I also had a broken windshield which I was going to have to replace, but it had nothing to do with the storm. I called Good Sam and the Road Service people came within the hour. The fellow tied ropes to the awnings and then pulled them up and tied them in place. I had to pay a labor charge because I only had road service with GS and not the whole package. I contacted State Farm the next day and at first they were writing the incident up as three separate charges. Awnings...paint damage...windshield. They called back an hour later and said that all three things would be given one case number and fixed under comprehensive with no deductible. Then they asked if there was anything else that I found wrong. I mentioned the GS labor charge. They asked for a copy and paid me for that also. The whole thing ended up with no deductible at all. The entire bill came to a little over $4,000. I can't see how I could have been treated any better than that. Joe
__________________
2008 Itasca Latitude 39W. Cummins ISB 6.7 Turbo 340HP. Allison 6 Speed. Freightliner XCS. Michelin XRV 255/80R 22.5 LRG. SuperSteer MCU. Safe-T-Plus.
azloafer is offline   Reply With Quote
Old 01-04-2011, 04:53 AM   #9
Member
 
Join Date: Jan 2011
Posts: 31
insurance

Quote:
Originally Posted by rebel4963 View Post
Hi just got a new motorhome 2000 newmar. Just learning our way around. Do you go through your car insurance? Or is there a special one for RV Bob

Thanks so much for all the help. Were looking at formost. They cover towing no matter how far to get it fixed. Guess it would be expensive to tow a couple hundred miles. This site has been so helpful to Bob and I. Looking forward to meeting new rv people. Beth and poms
__________________
rebel4963 is offline   Reply With Quote
Old 01-04-2011, 05:08 AM   #10
Member
 
Join Date: Jan 2011
Posts: 31
Nice car. Do you go to the car shows? We do a lot of them. 63 vette 49 merc. Bob
__________________
rebel4963 is offline   Reply With Quote
Old 01-04-2011, 06:39 AM   #11
Junior Member
 
Alpine Owners Club
Join Date: Jan 2011
Posts: 21
RE Insurance

Quote:
Originally Posted by Gary RVRoamer View Post
Just make sure you have RV-specific coverage on your RV - it's not just an expensive car. And definitely shop around, getting quotes from companies that specialize in RVs as well as your car insurer.

We used The Hartford for awhile but switched to National Interstate for the RV because we got broader coverage for a bit lower premium. Kept Hartford for the car, though.
Do you have contact info for National Interstate? I need to renew insurance for our Alpine Coach and would like to get some quotes. We are currently insured through Progressive.
__________________
kayakdeb is offline   Reply With Quote
Old 01-04-2011, 07:04 AM   #12
Member
 
Join Date: Oct 2010
Posts: 34
When buying RV insurance you may want to ask about some of the new coverages most of the underwriters are offering. One of the newest additions to policies is total loss coverage. This varies from company to company. As you know the ACV (actual cash value} drops as soon as you purchase any vehicle. The total loss policy covers you if your vehicle is stolen, damaged beyond repair by a storm or damaged beyond repair by an accident. Some companies will buy you a new vehicle up to 5 years. I think this is a great policy for RV owners. I'm not sure of the cost but I've heard it's not real expensive. You can also buy a policy that covers your purchase price up to 5 years.

Duncan1
__________________
duncan1 is offline   Reply With Quote
Old 01-06-2011, 06:51 PM   #13
Member
 
Join Date: Jan 2011
Posts: 31
Thanks we ended up going with formost. They cover the value of the rv and tow rig to the nearest place to be fixed. Even if it's 100 miles. they cover it. Thanks for all the input from a lot of nice people. Beth
__________________
rebel4963 is offline   Reply With Quote
Old 01-17-2011, 12:45 PM   #14
Senior Member
 
azloafer's Avatar
 
Winnebago Owners Club
Join Date: Oct 2009
Posts: 1,170
Good Sam RV Insurance not so good...

I thought that my State Farm Insurance on our RV was a little high, so today I gave all the information to Good Sam (GMAC) to see what their premium would be. When I got done with their plan and cost for each type of coverage, I found that their premium, with less coverage on some important things, was twice as much as what I am paying now! Many years ago I had Good Sam RV Insurance and it was a better deal than State Farm even after I collided with a post in a gas station. I was shocked that they had changed so much over the years. Oh well, I gave it a shot. Happy travels, Joe
__________________

__________________
2008 Itasca Latitude 39W. Cummins ISB 6.7 Turbo 340HP. Allison 6 Speed. Freightliner XCS. Michelin XRV 255/80R 22.5 LRG. SuperSteer MCU. Safe-T-Plus.
azloafer is offline   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Over priced RV Insurance Mozart Just Conversation 1 11-08-2010 10:15 AM
Insurance price increase danes-on-tour iRV2.com General Discussion 68 08-19-2010 11:02 AM
Save Money on Auto/RV Insurance ($50.00/month or more) Always-RVing iRV2.com General Discussion 1 02-24-2010 07:55 PM
Under-Licenced - Overweight - No Insurance!! Stan Birch Canada Region 14 08-30-2005 04:46 PM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 01:51 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.