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Old 03-21-2013, 05:03 AM   #15
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Glass coversge is in the comprensive part of the policy as already stated. In some states, like FL, glass has no deductible even if you have a comprehensive. I have $1,000 comprehensive deductible and had my windshields replaced at no cost in FL

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Old 03-21-2013, 05:09 AM   #16
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I've had Foremost, State Farm, and several others I can't recall right offhand, I am now with AARP, Hartford for 69.00 per month, I'm happy with that. Don't have the particulars of coverage, but when I switched it was better than the one I switched from oh yes, that was GEICO.
Just my 02 cents also
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Old 03-21-2013, 05:46 AM   #17
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Check Farm and City, I use them as do many others on the forum. Replaced a Progressive policy with them. Got more insurance at a lower price.
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Old 03-21-2013, 06:49 AM   #18
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I just talked with a Blue Sky Rep tonight and for an insured replacement value of $201k for our 2011, 40' Phaeton. He quoted the following rates as they pertain to our coach and full timing:

Gilbert Agence was bought by Brown and Brown a couple months ago. We've been with Gilbert for 6 years and it seems that B&B raised the rates about $100/year (for us). Blue Sky offers much better coverage for the same price as B&B. If we elected to take all the options the rate would be $1,752 a year. Heck, I'm retired and trying to reduce costs.

Do we really "need" all the optional coverage?
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Old 03-21-2013, 07:07 AM   #19
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You are correct sir. I just called Gilbert and as of last month they were bought out. My renewal is in Jan. I'll be shopping then.

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Old 03-22-2013, 07:04 PM   #20
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National Interstate was the best value for us. We have National Interstate through RV America with an annual premium of $730. We're in our 2nd year and had no increase in premiums from the first year.

We have replacement coverage for our initial purchase price, glass coverage, coverage for our car trailer with a $250 deductible.
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Old 03-24-2013, 02:41 PM   #21
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Location: Lake Osprey RV Resort
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Will the financing company require a certain level of insurance. My quotes has been as shown below.

Coverage Name Limit
Bodily Injury $100,000/$300,000
Property Damage $50,000
Medical Payments $10,000
Comprehensive (Other Than Collision) $1,000 - Deductible
Collision $1,000 - Deductible
Uninsured/Underinsured Bodily Injury $100,000/$300,000
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Old 03-24-2013, 05:18 PM   #22
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Good thread...thanks!

Other than the variances of one company being a better deal than another one, isnt the value/age of the coach a significant factor in the price of the insurance?

Are there other factors?

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insurance, motorhome

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