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03-21-2013, 05:03 AM
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#15
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Senior Member
Join Date: May 2010
Posts: 1,061
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Glass coversge is in the comprensive part of the policy as already stated. In some states, like FL, glass has no deductible even if you have a comprehensive. I have $1,000 comprehensive deductible and had my windshields replaced at no cost in FL
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Gil
03 Prevost H3-45
Hoffman Conversion
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03-21-2013, 05:09 AM
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#16
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Senior Member
Join Date: Dec 2011
Location: Chaffee, MO.
Posts: 504
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I've had Foremost, State Farm, and several others I can't recall right offhand, I am now with AARP, Hartford for 69.00 per month, I'm happy with that. Don't have the particulars of coverage, but when I switched it was better than the one I switched from oh yes, that was GEICO.
Just my 02 cents also
Happy Trails,
Jim
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MGySgt USMC(R) 1961-1991
2004 Winnebago Brave 34D
2019 Jeep Wrangler unlimited Amateur Call N0LZS
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03-21-2013, 05:46 AM
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#17
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Senior Member
Newmar Owners Club Spartan Chassis
Join Date: Nov 2010
Location: Grapevine, TX
Posts: 1,056
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Check Farm and City, I use them as do many others on the forum. Replaced a Progressive policy with them. Got more insurance at a lower price.
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Mike
2021 Coachmen Spirit 2557RB
2018 Ford F-150 3.5L Ecoboost w/Max Tow, Eaz-Lift R3 hitch
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03-21-2013, 06:49 AM
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#18
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Member
Tiffin Owners Club
Join Date: Jun 2007
Location: Apopka, FL
Posts: 47
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I just talked with a Blue Sky Rep tonight and for an insured replacement value of $201k for our 2011, 40' Phaeton. He quoted the following rates as they pertain to our coach and full timing:
Gilbert Agence was bought by Brown and Brown a couple months ago. We've been with Gilbert for 6 years and it seems that B&B raised the rates about $100/year (for us). Blue Sky offers much better coverage for the same price as B&B. If we elected to take all the options the rate would be $1,752 a year. Heck, I'm retired and trying to reduce costs.
Do we really "need" all the optional coverage?
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Apopka, Florida Full Timers
2011 Tiffin Phaeton 40 QTH PowerGlide
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03-21-2013, 07:07 AM
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#19
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Community Administrator
Join Date: Aug 2009
Posts: 53,543
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You are correct sir. I just called Gilbert and as of last month they were bought out. My renewal is in Jan. I'll be shopping then.
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Cliff,Tallulah and Buddy ( 1999-2012 )
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03-22-2013, 07:04 PM
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#20
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Senior Member
National RV Owners Club Nor'easters Club Ford Super Duty Owner
Join Date: Jun 2011
Location: CT
Posts: 778
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National Interstate was the best value for us. We have National Interstate through RV America with an annual premium of $730. We're in our 2nd year and had no increase in premiums from the first year.
We have replacement coverage for our initial purchase price, glass coverage, coverage for our car trailer with a $250 deductible.
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2005 National Sea Breeze 1311
2015 VW Tiguan SE 4Motion (trailered)
Follow us online https://OurRVJourney.com
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03-24-2013, 02:41 PM
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#21
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Senior Member
Join Date: Feb 2012
Location: Bella Vista, Arkansas
Posts: 5,389
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Will the financing company require a certain level of insurance. My quotes has been as shown below.
Coverage Name Limit
Bodily Injury $100,000/$300,000
Property Damage $50,000
Medical Payments $10,000
Comprehensive (Other Than Collision) $1,000 - Deductible
Collision $1,000 - Deductible
Uninsured/Underinsured Bodily Injury $100,000/$300,000
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Raymond, Dee Dee and Sophie (Yorkie)
2023 Chevrolet 2500HD LT 4X4
2024 Grand Design Reflection 296RDTS
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03-24-2013, 05:18 PM
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#22
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Senior Member
Join Date: Jan 2010
Location: Kerrville, TX
Posts: 153
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Good thread...thanks!
Other than the variances of one company being a better deal than another one, isnt the value/age of the coach a significant factor in the price of the insurance?
Are there other factors?
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Curt & Susan 2009 38' Newmar Grand Star 3752
Front Engine Diesel Freightliner Chassis Cummins 340 ISB/Allison
Toad: Honda Element, Ready Brute integrated tow bar and braking system, Protect-a-Tow
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