Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 08-12-2008, 09:55 AM   #1
Senior Member
 
al koffman's Avatar
 
Workhorse Chassis Owner
Join Date: Feb 2000
Location: Kingman Az usa
Posts: 226
I changed my insurance from gmac/good sam to aarp/ Hartford the first of the month. I couldn't believe the savings, almost half the cost. When I was getting the quote over the phone, nothing was said about a new specialty coverage for motor homes. What a pleasant surprise when I got the declaration pages, there was a page explaining the specialty coverage. Best of all it is included in the premium at no extra cost, and it is the same as the good sam or coachnet road service. At least it seems to be. Quote from the page "each time your motor home is disabled, you are guaranteed the cost of towing to the nearest qualified repair facility". I called to verify that there was no mileage limitation on towing and the answer was no limit. The plan also includes flat tires, lockouts, etc like the others.

Some time back there was another thread on insurance and a poster indicated he was an independent insurance writer and found aarp to be the lowest cost of all. He was sure right, I should of made this move many years ago.

It appears that the older you get, aarp/Hartford is the way to go.
__________________

__________________
Al

2004 Allegro 32BA W20
al koffman is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 08-12-2008, 09:55 AM   #2
Senior Member
 
al koffman's Avatar
 
Workhorse Chassis Owner
Join Date: Feb 2000
Location: Kingman Az usa
Posts: 226
I changed my insurance from gmac/good sam to aarp/ Hartford the first of the month. I couldn't believe the savings, almost half the cost. When I was getting the quote over the phone, nothing was said about a new specialty coverage for motor homes. What a pleasant surprise when I got the declaration pages, there was a page explaining the specialty coverage. Best of all it is included in the premium at no extra cost, and it is the same as the good sam or coachnet road service. At least it seems to be. Quote from the page "each time your motor home is disabled, you are guaranteed the cost of towing to the nearest qualified repair facility". I called to verify that there was no mileage limitation on towing and the answer was no limit. The plan also includes flat tires, lockouts, etc like the others.

Some time back there was another thread on insurance and a poster indicated he was an independent insurance writer and found aarp to be the lowest cost of all. He was sure right, I should of made this move many years ago.

It appears that the older you get, aarp/Hartford is the way to go.
__________________

__________________
Al

2004 Allegro 32BA W20
al koffman is offline   Reply With Quote
Old 08-12-2008, 09:56 AM   #3
Senior Member
 
al koffman's Avatar
 
Workhorse Chassis Owner
Join Date: Feb 2000
Location: Kingman Az usa
Posts: 226
That ? mark should have been a /.
__________________
Al

2004 Allegro 32BA W20
al koffman is offline   Reply With Quote
Old 08-12-2008, 10:03 AM   #4
Moderator Emeritus
 
RustyJC's Avatar


 
Texas Boomers Club
Join Date: Jul 2000
Location: Cypress, Texas USA
Posts: 8,854
Fixed your ?/ for you.

Rusty
__________________
2016 Ram Longhorn 3500 Dually 4x4 CCLB, 385/900 Cummins, Aisin AS69RC, 4.10
2014.5 DRV Mobile Suites 38RSSA #6972
Come join us on a TEXAS BOOMERS rally!
RustyJC is offline   Reply With Quote
Old 08-12-2008, 05:38 PM   #5
Moderator Emeritus
 
TXiceman's Avatar


 
Vintage RV Owners Club
Texas Boomers Club
Oklahoma Boomers Club
Ford Super Duty Owner
Join Date: Aug 2000
Location: Full Time, TX Home Base
Posts: 17,150
Blog Entries: 21
A few years ago AARP/Hartford would not insure a truck over 10,000# GVWR. We had some good savings until we bought the 2002 F350 with a GVWR of 11.500# and they refused to cover it and would not prorate the policy on my wife's car or extend the multiple car discount when we had to get the truck insured else where.

They never had a reasonable explanation of why the underwriters would not accept the truck. I went to an independent agent and he placed the same truck through Hartford and had no problem.

I guess the AARP/Hartford alliance just does not want older folks driving big trucks.

Ken
__________________
Amateur Radio Operator (KE5DFR)|Full-Time! - 2012 6.7L Ford Crew Cab Dually -2013 HitchHiker Champagne 38RLRSB - Travel with one Standard Schnauzer and one small Timneh African Gray Parrot
TXiceman is offline   Reply With Quote
Old 08-12-2008, 05:47 PM   #6
Senior Member
 
Bob (WA0MQE)'s Avatar
 
Monaco Owners Club
Join Date: Jun 2003
Location: Between Colorado Springs, CO & Fulton, TX
Posts: 1,515
Blog Entries: 1
Something must have changed then. I've had AARP/Hartford for 7 or 8 years on my car and pickup. A couple of years ago when my exsisting motorhome was about to expire I called them and asked what kind of price could they give me to insure my motorhome, expecting a good deal, but instead the answer was we don't insure motorhomes.
__________________
Bob 2006 Monaco Camelot 40PDQ
US Navy Carrier Battlegroup 1959/1963
Summer in Colorado, Winter Texas Gulf Coast
Bob (WA0MQE) is offline   Reply With Quote
Old 08-12-2008, 07:05 PM   #7
Senior Member
 
al koffman's Avatar
 
Workhorse Chassis Owner
Join Date: Feb 2000
Location: Kingman Az usa
Posts: 226
They may not want "older folks" driving big trucks. but they don't seem to mind this old (78 ) timer driving a motor home. By the replies I've seen on this thread and the "other" site, they must have changed their policy.
__________________
Al

2004 Allegro 32BA W20
al koffman is offline   Reply With Quote
Old 08-13-2008, 05:02 AM   #8
Senior Member
 
Chickadee's Avatar
 
Newmar Owners Club
Join Date: Dec 2007
Posts: 2,027
Hi: Good info on AARP/Hartford, BUT....do they include FULL replacement coverage?? Steve & Lynette
__________________
2014 Newmar 3103 BAYSTAR/Triton V10 w. Banks/05 Honda Element toad
Chickadee is offline   Reply With Quote
Old 08-13-2008, 05:08 PM   #9
Moderator Emeritus
 
Gary RVRoamer's Avatar


 
Join Date: Jan 2000
Location: Silver Springs, FL. USA
Posts: 18,095
I used AARP Hartford for our motorhome in 2000-2001 (and also the family cars & F250 pick-up truck) but switched the motorhome over to National Interstate when we bought a new one in 2002. Hartford did not at that time offer Full Replacement Coverage and I wanted that on a new coach. National included it for the same premium I would have payed to Hartford.

The AARP/Hartford motorhome policy is an excellent one in both price and coverage - get a quote if you are an AARP member (or over 55 and willing to join AARP).
__________________
Gary Brinck
Former owner of 2004 American Tradition
Home is in the Ocala Nat'l Forest near Ocala, FL
Summers in Black Mountain, NC
Gary RVRoamer is online now   Reply With Quote
Old 08-15-2008, 11:12 AM   #10
Senior Member
 
two2go's Avatar
 
Join Date: Dec 2007
Location: Parker, CO
Posts: 1,034
We had AARP/Hartford for 9 years until this year. They wanted $3000 to insure my 3 vehicles. Did some comparisons and changed to another insurer via independent agent for about half AARP's, and got better coverage.
__________________
2017 Coachmen Orion, Ford Transit 3.7L: previous
'09 Pleasure Way Lexor, '05 NRV Dolphin 5342
two2go is offline   Reply With Quote
Old 08-21-2008, 05:27 PM   #11
Junior Member
 
Join Date: Nov 2006
Posts: 20
I called AARP Hartford two days ago and ask for a quote on my motorhome. I have my auto insured with them. They told me they could not give a quote in Texas that they would have to write the policy starting imediately and in 30 days I would find out how much it was. I ask what if I didn't like the price and they said I could cancel and pay for the 30 days. I told them I didn't think so.
__________________
Chuck Seidel is offline   Reply With Quote
Old 08-27-2008, 09:49 AM   #12
Senior Member
 
GraciesMom's Avatar
 
Join Date: Apr 2008
Posts: 782
Send a message via AIM to GraciesMom Send a message via Yahoo to GraciesMom
I lost my A/C under an old bridge coming out of San Antonio . . . National Interstate said it wasn't covered. So I had to pay $1000 to get it replaced in Lubbock, Texas. They also decrease coverage as your unit ages. I have GMAC/Good Sam now but am going to call AARP/Hartford and check their rates. Right now I'm paying $179 a month for the RV and the toad - and those are South Dakota Rates.
__________________
GraciesMom
GraciesMom is offline   Reply With Quote
Old 08-27-2008, 09:59 AM   #13
Member
 
jerry7's Avatar
 
Nor'easters Club
Join Date: Feb 2002
Location: ronkonkoma ny
Posts: 80
Gracie i have AARP i just took out and added my new trailer 23ft, i have saved mucho money, cover the TT for $130 year .Now a motorhome maybe a little diff but check them out youll save alot. Progressive is another good insurance co.
jerry
__________________
2009 chevy 1500 ext cab black

5.3 V8 tow package 3.73 2009 Roo23ss.ultra Fab 3500,equalizer hitch 1000/10000.
jerry7 is offline   Reply With Quote
Old 08-27-2008, 10:26 AM   #14
Community Administrator
 
Route 66's Avatar


 
Newmar Owners Club
Retired Fire Service RVer's
Spartan Chassis
Join Date: May 2000
Location: Newark, DE
Posts: 25,618
Insurance is such a personal thing with so many variables that it's almost impossible to compare rates with one another.

I had AARP/Hartford for my Yukon before I starting fulltiming. I was paying $1200+ a year, so I figured I would save a bundle by "moving" to Emery, SD, population 400 or so.

Wrong. It went up to $1300+. Go figure.

I now have Allied, a Nationwide subsidiary, through FARM AND CITY, a broker, for about $600 a year.

I had quotes from $1500 to $3600 a year for my MH. I went with National Interstate, again through Farm and City.

It pays to shop around.
__________________

__________________
Adios, Dirk - '84 Real Lite Truck Camper, '86 Wilderness Cimarron TT, previously 4 years as a fulltimer in a '07 DSDP

Route 66 is online now   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
GMAC INSURANCE'S LONGEVITY? PULLEY Class A Motorhome Discussions 3 12-27-2008 08:06 AM
GMAC RV Insurance Lukeaa iRV2.com General Discussion 9 12-23-2008 12:14 PM
GMAC insurance...any good? skipsor MH-General Discussions & Problems 11 01-05-2008 10:54 AM
insurance doug&sharon flohr Travel Trailer Discussion 2 01-08-2007 06:07 PM
RV Insurance WinnieBunnie Winnebago Industries Owner's Forum 10 05-25-2005 02:59 PM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 10:20 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.