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Old 05-02-2011, 05:59 PM   #1
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Insurance on DP

Taking delivery this week on a new (to us) DP. Got quotes on insurance but boy they were all over the map with the same coverage.

2800 Progressive from dealer
1700 Progressive from broker
900 GMAC from dealer
660 GMAC via Good Sam's

Does this make any sense? Anyone have claims with GMAC via Good Sam's?
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Old 05-02-2011, 06:12 PM   #2
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Check out Farm and City Insurance out of Iowa. They write for National and Allied. Good coverage. Had one claim and they were great to work with. They did not go up the following year but about 5% on a $3,000 claim. And, they were hands down a lot less than Progressive and Good Sam.

1-800-331-1520

Don
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Old 05-02-2011, 06:20 PM   #3
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We went with the $1700 Progressive broker.
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Old 05-02-2011, 06:21 PM   #4
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Quote:
Originally Posted by akadeadeye View Post
Check out Farm and City Insurance out of Iowa. They write for National and Allied. Good coverage. Had one claim and they were great to work with. They did not go up the following year but about 5% on a $3,000 claim. And, they were hands down a lot less than Progressive and Good Sam.

1-800-331-1520

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Old 05-02-2011, 06:29 PM   #5
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We went with the $1700 Progressive broker.
Is that 6 months, or 12?
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Old 05-02-2011, 06:31 PM   #6
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We went with the $1700 Progressive broker.
Ours with Farm & City is $1,300, $100 deductible.

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Old 05-02-2011, 06:37 PM   #7
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12 mo
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Old 05-02-2011, 06:47 PM   #8
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Just to clarify this is for a 2000 Monaco Diplomat 40PDB
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Old 05-02-2011, 06:59 PM   #9
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Originally Posted by tdb8254 View Post
Taking delivery this week on a new (to us) DP. Got quotes on insurance but boy they were all over the map with the same coverage.

2800 Progressive from dealer
1700 Progressive from broker
900 GMAC from dealer
660 GMAC via Good Sam's

Does this make any sense? Anyone have claims with GMAC via Good Sam's?
When you are comparing insurance be sure you are comparing apples to apples. Are the coverages the same? Are the rates based on 6 month's or 1 year premium? I compare insurance rates every renewal cycle if I see premium increases. I have found rate all over the map. Some insurance carriers have web site where you can get a direct quote. I believe Progressive has site which will give you a quote. I have also found one case where I got premiums quotes with a $200 difference from two different brokers from the same carrier. When I asked I got the classic answer "computer software error", right! I have not found GMAC in my area to be competitive, but in your area they maybe. Look in the FMCA magazine and you may find some good competitive companies.
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Old 05-02-2011, 07:38 PM   #10
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Double checked apples to apples on coverages and rate is for 12 months called Good Sam's twice as I could not believe the 660 in light of the other quotes. Looking to get a few more to see if I can get more than one lowest quote as a cross check.
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Old 05-02-2011, 10:04 PM   #11
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Try here RV Insurance, Motorcycle, Motorhome & insurance for all recreational vehicles | Gilbert RV Insurance I pay 540 a year for a 01 Newmar 38'DP.
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Old 05-02-2011, 11:46 PM   #12
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We pay $850 for 12 months with Geico(Washington storage), the same insurance with Geico stored in Arkansas was $2500. We the unit is stored and liscend in makes a difference. 2000 Country Coach Magna
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Old 05-03-2011, 12:30 AM   #13
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Is that 6 months, or 12?
12

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Old 05-03-2011, 12:31 AM   #14
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Wow! Are these quotes for fulltiming?

For my 97 Discovery 36RS DP I am just renewing with Geico for $91.40 for 6 months. Includes everything including comprehensive ($1K deductible), collision ($1K ded.) emergency road service, $500K liability, uninsured motorist $300K and all the rest of the normal stuff.

Mine is garaged in Eastern Washington in a fenced secure yard.
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